It suits businesses in Europe and the UK that need online or in-person payment options and related money-management products.
Free plan AndroidiPhone & iPadWebAPI
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Best Payment Facilitation Platforms 2026
Facts read 19 Sep 2026 – 20 Oct 2026
When payments flow through a platform to multiple sellers, the right facilitation software depends on how it handles acceptance, onboarding, and payouts. Compared on KYC/KYB tools, sub-merchant onboarding, risk and underwriting, and payment method depth, these entries give you several angles for assessing the payment operation you need. Also weigh split payments and platform payouts, along with free-plan availability and paid-from pricing. Mollie, PayPal Invoicing, and Checkout.com are among the options to compare, as are Stripe Connect and Rainforest. Consider how each platform’s listed capabilities fit your approach to seller checks and distributing funds.
The standings: top 10
| Name | In a line | Record score | Price from | Runs on | Facts read |
|---|---|---|---|---|---|
| 01 Mollie | It suits businesses in Europe and the UK that need online or in-person payment options and related money-management products. | 5.7 | Free plan | Android, iPhone & iPad, Web, API | 14 Oct 2026 |
| 02 Paystack | Paystack suits businesses operating in or serving Africa, from startups and entrepreneurs to large corporations. | 5.7 | Free plan | Android, iPhone & iPad, Web, API | 14 Oct 2026 |
| 03 Checkout.com | Checkout.com suits businesses that need to accept payments or disburse funds across multiple methods and markets. | 5.6 | Free plan | Android, iPhone & iPad, Web, API | 20 Oct 2026 |
| 04 Rainforest | Rainforest is aimed at software platforms embedding payments for their merchants, rather than merchants seeking a direct provider relationship. | 5.2 | — | Android, iPhone & iPad, Web, API | 15 Oct 2026 |
| 05 Xendit | Xendit is aimed at enterprises, startups, SMEs, online sellers, marketplaces, and businesses with recurring billing. | 4.8 | Free plan | Android, iPhone & iPad, Web, API | 7 Oct 2026 |
| 06 Adyen | It suits global businesses and enterprise teams handling substantial payment operations. | 4.7 | $0.13 one-time | Android, iPhone & iPad, Web, Browser extension | 15 Oct 2026 |
| 07 Braintree ACH Direct Debit | This payment option suits eligible merchants building a custom online checkout who want to debit US bank accounts through ACH. | 4.7 | — | Android, iPhone & iPad, Web, API | 3 Oct 2026 |
| 08 Stripe Connect | Connect is intended for software platforms, marketplaces, and businesses coordinating payments among multiple parties. | 4.7 | $20.25 a month | Android, iPhone & iPad, Web, API | 14 Oct 2026 |
| 09 Rapyd | Rapyd suits businesses that need payment acceptance, payouts, or embedded financial services across markets. | 4.4 | $99 a month | Android, iPhone & iPad, Web, API | 30 Sep 2026 |
| 10 Razorpay Route | Route suits marketplaces and other businesses that need to divide incoming payments among linked sellers or service providers. | 4.4 | $0.10 one-time | Android, iPhone & iPad, Web, API | 3 Oct 2026 |
02
Paystack
Paystack suits businesses operating in or serving Africa, from startups and entrepreneurs to large corporations.
AndroidiPhone & iPadWeb+1 Record5.7 Visit
03
Checkout.com
Checkout.com suits businesses that need to accept payments or disburse funds across multiple methods and markets.
AndroidiPhone & iPadWeb+1 Record5.6 Visit
04
Rainforest
Rainforest is aimed at software platforms embedding payments for their merchants, rather than merchants seeking a direct provider relationship.
AndroidiPhone & iPadWeb+1 Record5.2 Visit
05
Xendit
Xendit is aimed at enterprises, startups, SMEs, online sellers, marketplaces, and businesses with recurring billing.
AndroidiPhone & iPadWeb+1 Record4.8 Visit
6
Adyen
AndroidiPhone & iPadWeb+2 $0.13 one-time Record4.7 Visit It suits global businesses and enterprise teams handling substantial payment operations.
7
Braintree ACH Direct Debit
AndroidiPhone & iPadWeb+1 — Record4.7 Visit This payment option suits eligible merchants building a custom online checkout who want to debit US bank accounts through ACH.
8
Stripe Connect
AndroidiPhone & iPadWeb+1 $20.25 a month Record4.7 Visit Connect is intended for software platforms, marketplaces, and businesses coordinating payments among multiple parties.
9
Rapyd
AndroidiPhone & iPadWeb+1 $99 a month Record4.4 Visit Rapyd suits businesses that need payment acceptance, payouts, or embedded financial services across markets.
10
Razorpay Route
AndroidiPhone & iPadWeb+1 $0.10 one-time Record4.4 Visit Route suits marketplaces and other businesses that need to divide incoming payments among linked sellers or service providers.
11
Unipaas
AndroidiPhone & iPadWeb+1 — Record4.2 Visit Unipaas is aimed at SaaS and marketplace platforms, digital services, and enterprises that need embedded payments and merchant account management.
12
Finix
AndroidiPhone & iPadWeb+1 $250 a month Record4.1 Visit Finix may suit merchants taking payments for their own goods and services, as well as SaaS platforms, marketplaces, and ecommerce businesses.
13
Cashfree Easy Split
AndroidiPhone & iPadWeb+1 — Record3.9 Visit Easy Split is aimed at businesses handling payments across vendors or partners, including marketplaces, financial services, education businesses, and franchises.
14
Embed
WebAPI — Record3.7 Visit Embed is aimed at vertical SaaS platforms in areas such as EV charging, field services, proptech, wellness, ticketing, retail, and automotive.
15
Getpaid
WebAPI — Record3.6 Visit Getpaid suits ticketing, ERP, B2B, hosting, invoicing, and e-commerce platforms that manage merchant networks.
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