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Ranked on the record · 25 apps

Best Payment Facilitation Platforms 2026

When payments flow through a platform to multiple sellers, the right facilitation software depends on how it handles acceptance, onboarding, and payouts. Compared on KYC/KYB tools, sub-merchant onboarding, risk and underwriting, and payment method depth, these entries give you several angles for assessing the payment operation you need. Also weigh split payments and platform payouts, along with free-plan availability and paid-from pricing. Mollie, PayPal Invoicing, and Checkout.com are among the options to compare, as are Stripe Connect and Rainforest. Consider how each platform’s listed capabilities fit your approach to seller checks and distributing funds.

01

It suits businesses in Europe and the UK that need online or in-person payment options and related money-management products.

Free plan AndroidiPhone & iPadWebAPI
02

Paystack

Paystack suits businesses operating in or serving Africa, from startups and entrepreneurs to large corporations.

AndroidiPhone & iPadWeb+1
Record5.7 Visit
03

Checkout.com

Checkout.com suits businesses that need to accept payments or disburse funds across multiple methods and markets.

AndroidiPhone & iPadWeb+1
Record5.6 Visit
04

Rainforest

Rainforest is aimed at software platforms embedding payments for their merchants, rather than merchants seeking a direct provider relationship.

AndroidiPhone & iPadWeb+1
Record5.2 Visit
05

Xendit

Xendit is aimed at enterprises, startups, SMEs, online sellers, marketplaces, and businesses with recurring billing.

AndroidiPhone & iPadWeb+1
Record4.8 Visit
6
Adyen

It suits global businesses and enterprise teams handling substantial payment operations.

AndroidiPhone & iPadWeb+2 $0.13 one-time Record4.7 Visit
7
Braintree ACH Direct Debit

This payment option suits eligible merchants building a custom online checkout who want to debit US bank accounts through ACH.

AndroidiPhone & iPadWeb+1 — Record4.7 Visit
8
Stripe Connect

Connect is intended for software platforms, marketplaces, and businesses coordinating payments among multiple parties.

AndroidiPhone & iPadWeb+1 $20.25 a month Record4.7 Visit
9
Rapyd

Rapyd suits businesses that need payment acceptance, payouts, or embedded financial services across markets.

AndroidiPhone & iPadWeb+1 $99 a month Record4.5 Visit
10
Razorpay Route

Route suits marketplaces and other businesses that need to divide incoming payments among linked sellers or service providers.

AndroidiPhone & iPadWeb+1 $0.10 one-time Record4.5 Visit
11
Finix

Finix may suit merchants taking payments for their own goods and services, as well as SaaS platforms, marketplaces, and ecommerce businesses.

AndroidiPhone & iPadWeb+1 $250 a month Record4.2 Visit
12
Unipaas

Unipaas is aimed at SaaS and marketplace platforms, digital services, and enterprises that need embedded payments and merchant account management.

AndroidiPhone & iPadWeb+1 — Record4.2 Visit
13
Cashfree Easy Split

Easy Split is aimed at businesses handling payments across vendors or partners, including marketplaces, financial services, education businesses, and franchises.

AndroidiPhone & iPadWeb+1 — Record3.9 Visit
14
Embed

Embed is aimed at vertical SaaS platforms in areas such as EV charging, field services, proptech, wellness, ticketing, retail, and automotive.

WebAPI — Record3.7 Visit
15
Getpaid

Getpaid suits ticketing, ERP, B2B, hosting, invoicing, and e-commerce platforms that manage merchant networks.

WebAPI — Record3.7 Visit
16 WebAPI — Record3.7 Visit
17 WebAPI — Record3.6 Visit
18 API — Record3.6 Visit
19
Pochipay

Pochipay suits global businesses needing multi-method payment acceptance, marketplace capabilities, or platform payouts.

WebAPI — Record3.6 Visit
20 AndroidiPhone & iPadWeb Free plan Record3.4 Visit
21 Web $500 a month Record3.3 Visit
22 WebAPI — Record3.3 Visit
23 Web — Record2.5 Visit
24 Web — Record2.4 Visit
25 Web — Record2.3 Visit