Finix
What it is
Finix provides a payments platform with an API and dashboard for businesses accepting payments or embedding payment operations in their products. It supports online and in-person payments; online methods include cards, bank accounts, digital wallets, and ACH. Payment Links, a Virtual Terminal, and invoices let businesses take or request payments through the dashboard without a custom integration. Recurring billing tools support subscription plans, installments, membership fees, and recurring donations. Ecommerce integrations include Shopify, WooCommerce, BigCommerce, Drupal Commerce, Adobe Commerce, PrestaShop, and OpenCart. Finix describes its tokenization system as PCI-compliant for protecting sensitive payment data, and its Trust Center lists PCI DSS, SOC 1, and SOC 2 reports. The direct merchant Standard plan is $250.00 per month, with transaction and other fees also applying. Listed fees include a $30.00 charge per dispute and a $35.00 monthly PCI non-compliance fee until remediated. The direct merchant pricing page also lists dedicated implementation and developer support, along with 24/7 emergency support. Platform and custom pricing are available by contacting Finix.
For and against
For
- Supports online and in-person payments.
- Dashboard tools work without a custom integration.
- Recurring billing covers subscriptions and installments.
- Lists integrations with seven ecommerce platforms.
- Dedicated implementation and developer support are listed.
Against
- Direct merchant Standard costs $250.00 per month.
- Transaction and other fees also apply.
- A $35.00 monthly PCI non-compliance fee applies until remediated.
The verdict
Finix combines payment acceptance, recurring billing, dashboard tools, and an API. The direct merchant plan has a $250.00 monthly membership fee plus other fees; platform and custom pricing require contacting Finix.
Who it suits
Finix may suit merchants taking payments for their own goods and services, as well as SaaS platforms, marketplaces, and ecommerce businesses. Businesses needing online and in-person payment options or recurring billing tools are among its intended customers.
Plans and prices
Direct Merchants — Standard
For merchants processing payments for their own goods and services; businesses processing more than $1M annually should contact Finix for custom pricing.
Read 30 Sep 2026 · finix.com
Custom pricing
Custom pricing is available for direct merchants and platforms.
Read 30 Sep 2026 · finix.com
Platforms — Standard
For platforms, marketplaces, and PayFacs; published standard transaction and service fees apply.
Read 30 Sep 2026 · finix.com
On the record
- Ecommerce integrations
- Finix lists integrations for Shopify, WooCommerce, BigCommerce, Drupal Commerce, Adobe Commerce, PrestaShop, and OpenCart.finix.com · read 30 Sep 2026
- Fees
- The direct merchant pricing page lists a $35.00 monthly PCI non-compliance fee until remediated and a $30.00 fee per dispute.finix.com · read 30 Sep 2026
- Intended customers
- Finix describes its customers as including SaaS platforms, marketplaces, and ecommerce businesses, as well as merchants processing payments for their own goods and services.finix.com · read 30 Sep 2026
- No-code tools
- Payment Links, Virtual Terminal, and invoices let users take or request payments through the Finix Dashboard without a custom integration.docs.finix.com · read 30 Sep 2026
- Payment channels
- Finix supports online and in-person payments through its payments platform.finix.com · read 30 Sep 2026
- Payment data
- Finix describes its tokenization system as PCI-compliant for protecting sensitive payment data.docs.finix.com · read 30 Sep 2026
- Payment methods
- Finix lists cards, bank accounts, digital wallets, and ACH among the payment methods available for online payments.docs.finix.com · read 30 Sep 2026
- Product
- Finix provides a payments platform with an API and dashboard for businesses to accept and embed payments and manage payment operations.finix.com · read 30 Sep 2026
- Recurring billing
- Finix supports subscription plans, installment payments, membership fees, and recurring donations through its recurring billing tools.finix.com · read 30 Sep 2026
- Security
- Finix's Trust Center lists PCI DSS, SOC 1, and SOC 2 reports and provides access to security and compliance information.trust.finix.com · read 30 Sep 2026
- Support
- The direct merchant pricing page lists dedicated implementation manager and developer support, plus 24/7 emergency support, among its additional benefits.finix.com · read 30 Sep 2026
