- Home
- Embedded Payments Platforms
- Unipaas
Unipaas
London, United Kingdom
What it is
Unipaas provides managed embedded payment services for SaaS platforms, marketplaces, and enterprises that want branded payment journeys. It supports card payments, bank transfers, Apple Pay, Google Pay, other alternative methods, and e-invoices. Supported cards include Visa, Mastercard, and American Express, with Strong Customer Authentication. Platforms can manage merchant accounts, balances, commissions, and transfers, and onboard vendors through a hosted link, embedded interface, or API. Unipaas handles KYC and KYB verification; its managed risk services also cover AML checks, disputes, and regulatory risk. Integrations include payment links, hosted checkout, a Web SDK, and a pay-in API. API-only server-to-server checkout is unavailable to platforms without PCI certification. Subscription tools cover multiple plans, trials, ramp pricing, promotions, retries, and plan changes. Unipaas says AI supports onboarding, payment recovery, messaging, and reporting, and lists tools such as POS terminals and QR codes for some industries. Pricing is provided on request; prospective customers are directed to book a demo.
For and against
For
- Supports cards, bank transfers, and digital wallets
- Vendor onboarding available through link, interface, or API
- Subscription plans include trials and payment retries
- Managed services cover KYC, KYB, AML, and disputes
Against
- Pricing is provided on request
- API-only server-to-server checkout requires PCI certification
The verdict
Unipaas combines branded payment journeys with merchant management, onboarding, and subscription tools. Businesses should request a quote and check whether their platform meets the PCI requirement for server-to-server checkout.
Who it suits
Unipaas is aimed at SaaS and marketplace platforms, digital services, and enterprises that need embedded payments and merchant account management. It also serves B2B and B2C marketplaces and gig economy platforms.
Plans and prices
Custom pricing
Fees tailored to business model, transaction volumes, payment rails, and growth ambitions; personalised quote
Read 8 Oct 2026 · unipaas.com
On the record
- AI features
- Unipaas says AI supports onboarding, conversion improvement, declined-payment recovery, payment messaging, reporting, and revenue recovery.unipaas.com · read 8 Oct 2026
- Audience
- The company describes its service as intended for SaaS platforms, marketplace platforms, and enterprises.unipaas.com · read 8 Oct 2026
- Card payments
- It supports Visa, Mastercard, and American Express and says its card payment solution integrates Strong Customer Authentication.unipaas.com · read 8 Oct 2026
- Compliance
- Unipaas states it is an FCA-authorised Payment Institution and a PCI DSS Level 1 service provider.unipaas.com · read 8 Oct 2026
- Digital wallets
- The site lists Apple Pay and Google Pay among the available payment methods.unipaas.com · read 8 Oct 2026
- Integration options
- Payment integrations include payment links, hosted checkout, a Web SDK, and a pay-in API; the API-only server-to-server checkout method is unavailable to non-PCI-certified platforms.docs.unipaas.com · read 8 Oct 2026
- Onboarding
- Vendor onboarding is available through a hosted link, embedded UI, or API, with Unipaas handling KYC and KYB verification.docs.unipaas.com · read 8 Oct 2026
- Payment features
- Platforms can manage merchant accounts, balances, commissions, and fund transfers, and accept payments through e-invoices.unipaas.com · read 8 Oct 2026
- Payment methods
- Its payment service supports cards, wallets, direct debit, and instant bank transfers through one onboarding and reporting interface.unipaas.com · read 8 Oct 2026
- Payment operations
- The platform lets users manage merchant accounts, view balances, set platform commissions, and transfer funds.unipaas.com · read 8 Oct 2026
- Pricing
- Pricing is bespoke and shaped around a business’s model, transaction volumes, payment rails, and growth ambitions; the pricing page invites visitors to request a personalised quote.unipaas.com · read 8 Oct 2026
- Product
- Unipaas provides a managed embedded payments service for SaaS and marketplace platforms, enabling them to offer branded payment journeys.unipaas.com · read 8 Oct 2026
- Risk automation
- The risk and reporting page says its automated checks achieve 80% automatic approvals and can let users begin collecting payments the same day onboarding starts.unipaas.com · read 8 Oct 2026
- Risk management
- Its managed services cover KYC and KYB onboarding, AML checks, disputed payments, and regulatory risk.unipaas.com · read 8 Oct 2026
- Security and compliance
- Unipaas states that it is SOC 2 Type 2 certified, PCI DSS Level 1 certified, and authorised and regulated by the UK FCA as a Payment Institution, licence 929994.unipaas.com · read 8 Oct 2026
- Subscriptions
- The subscription product supports multiple plans, free trials, ramp pricing, promotional offers, payment retries, and plan renewal, modification, pause, or cancellation.unipaas.com · read 8 Oct 2026
- Support
- Unipaas says its teams assist with integration and tailored payment journeys, and its contact page says support is provided in English.unipaas.com · read 8 Oct 2026
- Vertical tools
- Industry-specific examples include Tax-Free Childcare for nurseries, an AI Copilot for invoice follow-ups, POS terminals, and QR codes for field teams.unipaas.com · read 8 Oct 2026
