Getpaid
Düsseldorf, Germany
What it is
Getpaid is a payments and monetization platform for software businesses operating merchant networks. It provides hosted checkout, multi-party split settlement, subscriptions, invoicing, wallet top-ups, and agent payments. Fees can be percentage-based, fixed, tiered, blended, or mixed, with rules based on merchants, tiers, end customers, or regions. Transactions can be divided atomically among platforms, merchants, sub-merchants, and other recipients. Hosted checkout is available now with white-label branding, custom copy and languages, cards, bank payments, wallets, and local methods. Getpaid advertises more than 160 payment methods, including iDEAL, Bizum, Vipps, and Pix. Billing includes invoice delivery, collections, retries, subscription lifecycle management, and SEPA Direct Debit. Wallets support instant credit, automatic top-ups, and an API ledger. Developers have a REST API, sandbox, hosted checkout, and Postman collection; embedded components and API-only integration are coming soon. KYC, screening, monitoring, EU hosting, GDPR processing, and PCI DSS Level 1 partners are described.
For and against
For
- Atomic split settlement across recipients
- Hosted checkout available now
- Advertises 160+ payment methods
- Wallet ledger and automatic top-ups
- Sandbox and Postman collection
Against
- No free plan
- Embedded components are coming soon
- API-only integration is coming soon
The verdict
Getpaid brings checkout, billing, wallets, and marketplace settlement into one payments platform. Teams needing integrations that are still marked coming soon should account for that availability.
Who it suits
Getpaid suits ticketing, ERP, B2B, hosting, invoicing, and e-commerce platforms that manage merchant networks. It is aimed at teams needing split payments, billing, checkout, and compliance workflows.
On the record
- Audience
- The service is built for software platforms that own a merchant network, including ticketing, ERP, B2B, hosting, invoicing, and ecommerce platforms.getpaid.io · read 5 Oct 2026
- Availability
- The developer page lists hosted checkout as available now and says embedded components and API-only integration are coming soon.getpaid.io · read 4 Oct 2026
- Billing
- The product page describes recurring billing features including invoice delivery, collections, retries, subscription lifecycle management, and SEPA Direct Debit support.getpaid.io · read 5 Oct 2026
- Checkout
- Hosted checkout supports white-label branding, custom copy and languages, and cards, bank payments, wallets, and local payment methods.getpaid.io · read 5 Oct 2026
- Company
- Getpaid says it was founded in 2022 and lists Düsseldorf, Germany as its headquarters, with offices in Madrid and Helsinki.getpaid.io · read 5 Oct 2026
- Compliance
- Getpaid FI Oy is described as an authorised payment institution supervised by Finland’s FIN-FSA, with client funds held in segregated safeguarding accounts at EEA-authorised credit institutions.getpaid.io · read 4 Oct 2026
- Compliance and fraud
- The company describes automated identity verification, sanctions screening, transaction monitoring, 3DS2, real-time fraud scoring, and configurable transaction rules.getpaid.io · read 5 Oct 2026
- Data protection
- Getpaid says data is hosted in the EU and processed in line with GDPR, with encryption in transit and at rest and audit logging.getpaid.io · read 4 Oct 2026
- Funds safeguarding
- The company says client funds are held in segregated safeguarding accounts at EEA-authorised credit institutions under PSD2 Article 10.getpaid.io · read 5 Oct 2026
- Integration and support
- Getpaid offers an API and sandbox environment, and its site says integration engineers provide support through dedicated Slack.getpaid.io · read 5 Oct 2026
- Integrations
- The developer page describes a REST API, hosted checkout, a sandbox, and a Postman collection; embedded components and API-only integration are marked coming soon.getpaid.io · read 4 Oct 2026
- Merchant checks
- The service includes KYC and KYB onboarding, sanctions and PEP screening, and ongoing transaction monitoring.getpaid.io · read 4 Oct 2026
- Payment coverage
- The company says it supports 160+ payment methods, including non-European methods through its acquiring and partner network.getpaid.io · read 5 Oct 2026
- Payment flows
- The platform offers checkout, multi-party split settlement, subscriptions and invoicing, wallet top-ups, and agent payments.getpaid.io · read 4 Oct 2026
- Payment methods
- The site advertises 160+ payment methods, including cards, wallets, bank transfers, and local methods such as iDEAL, Bizum, Vipps, and Pix.getpaid.io · read 4 Oct 2026
- Payment splits
- It distributes a payment among a platform, merchants, sub-merchants, and other recipients in a single atomic operation.getpaid.io · read 5 Oct 2026
- Pricing controls
- Platforms can set merchant prices by payment method, tier, region, and transaction type, with percentage, fixed, tiered, blended, or mixed fee structures.getpaid.io · read 5 Oct 2026
- Pricing model
- Platforms set the price charged to merchants per payment method and keep the margin; the site says customers pay per transaction with no setup costs or PCI-DSS fees.getpaid.io · read 4 Oct 2026
