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Razorpay Route
Bengaluru, Karnataka, India
What it is
Razorpay Route splits incoming payments among multiple sellers, service providers, or bank accounts, making it suited to one-to-many disbursements. Marketplaces can set recipients, transfer amounts, and settlement timing for individual customer payments. Businesses can onboard vendors and other payees as linked accounts without physical paperwork. Route supports multiple transfers from one payment and API-based reversals. Settlement controls let users schedule, defer, or hold transfers until business conditions are met. Reconciliation and reporting cover transactions, transfers, and settlements through APIs. Payments collected through Subscriptions, Payment Links, Invoices, and Smart Collect can also be split. Webhooks can signal transfer creation and reversal, with separate test and live mode URLs. Route is listed as available in India and Malaysia, with web, Android, iOS, and Webview checkout support. Access requires domestic turnover above ₹40 Lakhs or export turnover above ₹5 Lakhs in FY26 or FY25, plus payer-payee transparency information. The Standard Plan is $0.10, paid once, described as 0.1% per successful transfer as addon pricing; GST and standard payment gateway pricing also apply.
For and against
For
- Splits payments among multiple linked accounts.
- Offers scheduled, deferred, or held settlements.
- Supports API reversals, reconciliation, and reporting.
- Works with several Razorpay payment products.
Against
- Access requires meeting stated turnover thresholds.
- Availability is listed for India and Malaysia.
- Standard pricing adds gateway charges and GST.
The verdict
Route provides payment splitting alongside transfer controls, API reversals, and reconciliation tools. Businesses should check the eligibility criteria and the additional charges associated with the Standard Plan.
Who it suits
Route suits marketplaces and other businesses that need to divide incoming payments among linked sellers or service providers. Access is subject to the stated turnover and payer-payee transparency requirements.
Plans and prices
Standard Plan
Successful transfers only · Standard Payment Gateway pricing applies to underlying payment · GST applicable
Read 3 Oct 2026 · razorpay.com
Customized Plan
Custom pricing
Read 3 Oct 2026 · razorpay.com
On the record
- Availability
- Route is listed as available in India and Malaysia.razorpay.com · read 3 Oct 2026
- Eligibility limit
- The documentation states that access requires domestic turnover above ₹40 Lakhs or export turnover above ₹5 Lakhs in FY26 or FY25, plus payer-payee transparency information.razorpay.com · read 3 Oct 2026
- Integrations
- Payments collected through Subscriptions, Payment Links, Invoices, and Smart Collect can be split using Route.razorpay.com · read 3 Oct 2026
- Linked accounts
- Businesses can onboard vendors, sellers, and service providers as linked accounts without physical paperwork.razorpay.com · read 3 Oct 2026
- Maker details
- Razorpay says it was founded by IIT Roorkee alumni and lists its headquarters in Bangalore.razorpay.com · read 3 Oct 2026
- Marketplace use
- Marketplaces can split individual customer payments among multiple sellers and control how much is transferred, to whom, and when it settles.razorpay.com · read 3 Oct 2026
- Reconciliation and reporting
- Route supports API-driven reconciliation and reporting on transactions, transfers, and settlements.razorpay.com · read 3 Oct 2026
- Scale
- Razorpay says Route is built for 100,000+ sellers and millions of transactions, with servers hosted on Amazon AWS and auto-scaling systems.razorpay.com · read 3 Oct 2026
- Settlement controls
- Users can schedule settlements, defer them, or put transfers on hold until business conditions are met.razorpay.com · read 3 Oct 2026
- Support
- Razorpay's About Us page lists 24x7 support as a signup benefit.razorpay.com · read 3 Oct 2026
- Supported platforms
- Route supports Standard Checkout and Custom Checkout on web, Android, iOS, and Webview.razorpay.com · read 3 Oct 2026
- Transfers and reversals
- Route supports multiple transfers to linked accounts for each payment and lets users reverse transferred funds through APIs.razorpay.com · read 3 Oct 2026
- Webhooks
- Route can send webhook notifications for transfer.created and transfer.reversed events, with separate test and live mode URLs.razorpay.com · read 3 Oct 2026
- What it does
- Route splits incoming payments among multiple third parties, sellers, or bank accounts for one-to-many disbursements.razorpay.com · read 3 Oct 2026
