Ramp AP
by Ramp APRamp AP reads invoices and routes approvals across web, iOS, Android, API and a browser extension.
Free plan From $15 a month, billed yearly AndroidiPhone & iPadWebBrowser extensionAPI
- Home
- Finance & Accounting
- Accounts Payable Software
Best Accounts Payable Software 2026
Facts read 23 Sep 2026 – 15 Oct 2026
Accounts payable software helps finance teams capture invoices, route approvals, match purchase orders, connect accounting systems and execute payments. This list helps buyers compare tools for those workflows.
The standings: top 10
| Name | In a line | Record score | Price from | Try it free | Runs on | Facts read |
|---|---|---|---|---|---|---|
| 01 Ramp AP | Ramp AP reads invoices and routes approvals across web, iOS, Android, API and a browser extension. | 7.8 | $15 a month, billed yearly | Free plan | Android, iPhone & iPad, Web, Browser extension | 28 Sep 2026 |
| 02 BILL Accounts Payable | BILL Accounts Payable may suit small and midsize businesses and accounting firms handling invoice approvals and bill payments. | 7.7 | $49 a month | Free trial | Android, iPhone & iPad, Web, API | 28 Sep 2026 |
| 03 Hyland AP Automation | Hyland AP Automation uses AI to handle invoices and route approvals on web, iOS, Android and API. | 7.1 | Free plan | Free plan | Android, iPhone & iPad, Web, API | 28 Sep 2026 |
| 04 Nanonets Accounts Payable Automation | Nanonets Accounts Payable Automation offers web, API and self-hosted deployment with free and paid plans. | 7.0 | $100 usage-based | Free plan | Web, API, Self-hosted | 15 Oct 2026 |
| 05 Ottimate | Ottimate uses AI to capture and code invoices across their lifecycle on web, iOS, Android and API. | 7.0 | $0.50 one-time | — | Android, iPhone & iPad, Web, API | 9 Oct 2026 |
| 06 OpenText Vendor Invoice Management for SAP Solutions | OpenText Vendor Invoice Management for SAP runs on web, API, Linux and Windows with OCR capture and approvals. | 6.9 | Free plan | Free plan | Web, Windows, Linux, API | 30 Sep 2026 |
| 07 Flowie | Flowie suits finance and procurement teams seeking document automation connected to ERP and other systems. | 6.9 | €12 usage-based | Free plan | Web, API, Self-hosted | 14 Oct 2026 |
| 08 OpenEnvoy | 6.7 | Free plan | Free plan | Web | 28 Sep 2026 | |
| 09 Zahara | Zahara suits finance teams that want purchasing, invoice processing, approvals, and supplier payments connected in one workflow. | 6.7 | £159 a month | Free trial | Android, iPhone & iPad, Web, API | 29 Sep 2026 |
| 10 SAP Concur Invoice | It suits finance teams looking to automate accounts payable processes, including invoice review, matching and approvals. | 6.6 | — | — | Android, iPhone & iPad, Web | 30 Sep 2026 |
Compare the published fields for pricing, invoice capture, approval workflows, purchase-order matching, accounting integrations, payment execution, multi-entity support and platform access. The page refreshes nightly and does not use a fixed rank.
02
BILL Accounts Payable
BILL Accounts Payable may suit small and midsize businesses and accounting firms handling invoice approvals and bill payments.
AndroidiPhone & iPadWeb+1 Record7.7 Visit
03
Hyland AP Automation
Hyland AP Automation uses AI to handle invoices and route approvals on web, iOS, Android and API.
AndroidiPhone & iPadWeb+1 Record7.1 Visit
04
Nanonets Accounts Payable Automation
Nanonets Accounts Payable Automation offers web, API and self-hosted deployment with free and paid plans.
WebAPISelf-hosted Record7.0 Visit
05
Ottimate
Ottimate uses AI to capture and code invoices across their lifecycle on web, iOS, Android and API.
AndroidiPhone & iPadWeb+1 Record7.0 Visit
6
OpenText Vendor Invoice Management for SAP Solutions
WebWindowsLinux+2 Free plan Record6.9 Visit OpenText Vendor Invoice Management for SAP runs on web, API, Linux and Windows with OCR capture and approvals.
7
Flowie
WebAPISelf-hosted €12 usage-based Record6.9 Visit Flowie suits finance and procurement teams seeking document automation connected to ERP and other systems.
9
Zahara
AndroidiPhone & iPadWeb+1 £159 a month Record6.7 Visit Zahara suits finance teams that want purchasing, invoice processing, approvals, and supplier payments connected in one workflow.
10
SAP Concur Invoice
AndroidiPhone & iPadWeb — Record6.6 Visit It suits finance teams looking to automate accounts payable processes, including invoice review, matching and approvals.
11
Stampli
AndroidiPhone & iPadWeb — Record6.5 Visit Stampli uses AI for invoice handling and approval routing on web, iOS and Android.
12
Lightyear
AndroidiPhone & iPadWeb+1 $199 a month Record6.5 Visit Lightyear suits SME finance teams managing invoices, purchasing, and expenses.
13
Relay Bill Pay
AndroidiPhone & iPadWeb $30 a month Record6.5 Visit Relay Bill Pay uses AI for invoices and approval routing on web, iOS and Android.
14
Melio
AndroidiPhone & iPadWeb Free plan Record6.4 Visit Melio uses AI for invoices and approval routing on web, iOS and Android.
15
Esker Accounts Payable Automation
AndroidiPhone & iPadWeb+1 — Record6.3 Visit Esker Accounts Payable Automation uses AI to process invoices on web, iOS, Android and API.
16
Rillion
AndroidiPhone & iPadWeb — Record6.3 Visit Rillion suits finance teams handling accounts payable across multiple entities, especially those seeking invoice processing, matching, approvals, and payment workflows.
18
ApprovalMax
AndroidiPhone & iPadWeb+1 — Record6.3 Visit ApprovalMax suits businesses, accountants, and bookkeepers that need structured accounts payable or receivable approvals.
19
Tradeshift
WebAPI Free plan Record6.3 Visit Tradeshift provides paid AP software through web and API, with a free plan available.
20
AvidXchange
WebAPI — Record6.2 Visit AvidXchange is aimed at middle-market organizations in industries such as real estate, construction, healthcare, hospitality, education, financial services, and…
21
Vic.ai APSuite
AndroidiPhone & iPadWeb+1 $25,000 a year Record6.2 Visit It suits finance and accounts payable teams that need configurable invoice routing, mobile approvals, and an approval audit trail.
25
ISPnext AP Automation
WebAPI — Record5.9 Visit ISPnext AP Automation runs on web and API with AI invoice capture, approvals and purchase-order matching.
Before you choose
Match the invoice workflow
Check how a tool handles invoice capture, approval workflows and purchase-order matching. These fields show how the product can fit invoice intake and review processes.
Look for the workflow steps your finance team needs before comparing price or platform coverage.
Check integrations and payments
Review accounting integrations and payment execution together. A tool may support invoice work while taking a different approach to sending payments.
Multi-entity support matters when one organization manages more than one entity.
Compare plans and trials
Check for a free plan, the published starting price and a free-trial period. Melio lists a free plan, paid plans from $25 per month and a 90-day trial.
Pricing can be listed as on request. SAP Concur Invoice and Rillion use that wording in the supplied details, while Ottimate is marked paid.
Choose the access model
The list records web, API, Android, iOS, self-hosted and Windows availability. Match those options to the devices, systems and deployment controls your organization uses.
Confirm platform support for the workflows you plan to run before selecting a tool.
Questions
What does accounts payable software help with?
It can support invoice capture, approval workflows, purchase-order matching, accounting integrations, payment execution and multi-entity work.
Does the list include free plans?
Yes. Melio is marked with a free plan. Check each product’s pricing details for current plan terms.
Which product lists a free trial?
Melio lists a 90-day trial. Trial availability and terms can differ by product.
Are prices published for every product?
No single pricing format applies across the list. Melio lists paid plans from $25 per month, while SAP Concur Invoice and Rillion list pricing on request.
Which platforms are covered?
The list records web, API, Android, iOS, self-hosted and Windows availability. Check the product entry for its supported options.
More in Finance & Accounting
Personal Finance Software 181Tax Software 149Personal Tax Software 123Tax Compliance Software 105Scenario Planning Software 93Financial Planning & Analysis Software 91Invoicing software 83Money Transfer Apps 81Portfolio Management Software 81Bookkeeping Software 75Financial Forecasting Software 75Bank Connectivity Software 71Payment Processing Software 71Fund Accounting Software 70Payment Gateways 66Internal Controls Software 60Lease Accounting Software 56Subscription Billing Software 49