Best Money Transfer Apps in 2026
Updated
In short: Wise is ranked #1 of 81 as of 4 October 2026, ahead of TransferGo and Remitly. The best-ranked option with a free plan is TransferGo. The lowest first paid tier on this page is Eversend at $0.99/mo.
Sending money across borders means balancing the rate, fees, delivery timing, and ways a recipient can collect funds. Wise, TransferGo, and Remitly lead these entries. Compare their exchange-rate models and upfront fee displays, then look at recipient methods and stated transfer speed. Scheduled transfers and tracking are also worth considering if you send repeatedly or want visibility into a payment’s progress. Check the supported mobile platforms, whether a free plan is offered, and the paid starting price. These comparison points help you focus on what matters for your transfers, from understanding costs before sending to choosing a delivery method that works for the recipient.
81 money transfer apps ranked on what their makers publish — plans and prices, free tiers, platforms and the facts on their own pages.
Recognised 40% · Phone app 26% · Documented 20% · Free plan 14% of the score
- 1 Wise iPhone + Android RecognisedPhone appDocumentedFree plan 9.8Free Recipient methods: bankTransfer speed: instantExchange-rate model: mid_market
- 2 TransferGo iPhone + Android RecognisedPhone appDocumentedFree plan 9.8Free Recipient methods: Bank accounts, cards, card-to-card payments, e-wallets and cash transfersTransfer speed: instantExchange-rate model: markup
- 3 Remitly iPhone + Android RecognisedPhone appDocumentedFree plan 9.6Free Recipient methods: Bank account, mobile wallet, cash pickup, mobile money, home delivery, and debit card depositTransfer speed: instantExchange-rate model: variable
- 4 Paysera iPhone + Android RecognisedPhone appDocumentedFree plan 9.5Free Transfer speed: instantExchange-rate model: variable
- 5 Panda Remit iPhone + Android RecognisedPhone appDocumentedFree plan 9.2A$6.99/mo Transfer speed: instantExchange-rate model: variable
- 6 Venmo iPhone + Android RecognisedPhone appDocumentedFree plan 8.9Free Transfer speed: instantExchange-rate model: markup
- 7 PhonePe iPhone + Android RecognisedPhone appDocumentedFree plan 8.9Free Recipient methods: bankTransfer speed: instant
- 8 Xe Money Transfer iPhone + Android RecognisedPhone appDocumentedFree plan 8.8 Transfer speed: instantExchange-rate model: markup
- 9 OFX iPhone + Android RecognisedPhone appDocumentedFree plan 8.8 Recipient methods: bankTransfer speed: 1_3_daysExchange-rate model: markup
- 10 CurrencyFair iPhone + Android RecognisedPhone appDocumentedFree plan 8.8€3/mo Recipient methods: bankTransfer speed: same_dayExchange-rate model: markup
- 11 Neteller iPhone + Android RecognisedPhone appDocumentedFree plan 8.8Free
- 12 WorldRemit iPhone + Android RecognisedPhone appDocumentedFree plan 8.7 Transfer speed: instantExchange-rate model: mid_market
- 13 Paysend iPhone + Android RecognisedPhone appDocumentedFree plan 8.6 Transfer speed: instant
- 14 Eversend iPhone + Android RecognisedPhone appDocumentedFree plan 8.6$0.99/mo Transfer speed: instantExchange-rate model: variable
- 15 Satispay iPhone + Android RecognisedPhone appDocumentedFree plan 8.6€3.99/mo Recipient methods: bankTransfer speed: instant
- 16 e& money iPhone + Android RecognisedPhone appDocumentedFree plan 8.6AED 23.81/mo Transfer speed: instantExchange-rate model: markup
- 17 Google Pay iPhone + Android RecognisedPhone appDocumentedFree plan 8.6Free
- 18 MoneyGram iPhone + Android RecognisedPhone appDocumentedFree plan 8.5 Transfer speed: instantExchange-rate model: markup
- 19 Ria Money Transfer iPhone + Android RecognisedPhone appDocumentedFree plan 8.5 Transfer speed: instantExchange-rate model: markup
- 20 Xoom iPhone + Android RecognisedPhone appDocumentedFree plan 8.5 Transfer speed: instantExchange-rate model: markup
- 21 Global66 iPhone + Android RecognisedPhone appDocumentedFree plan 8.5 Transfer speed: instantExchange-rate model: variable
- 22 Taptap Send iPhone + Android RecognisedPhone appDocumentedFree plan 8.4 Transfer speed: instantExchange-rate model: markup
- 23 OrbitRemit iPhone + Android RecognisedPhone appDocumentedFree plan 8.4 Transfer speed: instantExchange-rate model: markup
- 24 Instarem iPhone + Android RecognisedPhone appDocumentedFree plan 8.3 Transfer speed: instantExchange-rate model: markup
- 25 BHIM iPhone + Android RecognisedPhone appDocumentedFree plan 8.3Free
Is your app on this list?
Numbered spots on this list can be sponsored. They are labelled, and the editorial order and scores never change for payment.
Questions about this list
Which money transfer app is ranked first on Samsung Mobile US Press?
Wise is ranked #1 of 81 with a score of 9.8. TransferGo is second and Remitly third.
How many of these have a free plan?
12 of the 25 on this page publish a free plan on their own pricing pages.
Which is the cheapest paid option?
On this page, Eversend has the lowest first paid tier we found: $0.99/mo.
How is this list ranked?
Ranked mobile-first: a phone app alongside the web or desktop product, a free tier and the depth of its documentation. Paid placements never change a rank.