Best Personal Finance Software in 2026
Updated
In short: SoFi is ranked #1 of 181 as of 3 October 2026, ahead of PocketSmith and EveryDollar. The best-ranked option with a free plan is PocketSmith. The lowest first paid tier on this page is PocketSmith at $0.83/mo.
Managing personal finances may call for a closer look at budgets and bills, or a broader view of accounts and net worth. Compared on account sync, budgeting tools, bill tracking and net-worth tracking, the options cover different considerations for organizing money. Mobile apps and report export add points to weigh, while free-plan availability and paid starting prices help frame cost. SoFi, PocketSmith and EveryDollar are among the software names to consider. Think about which financial tasks you want to handle regularly, whether connecting accounts matters, and what information you may want to export. Use the listed features and plan details to compare options against your needs.
181 personal finance software ranked on what their makers publish — plans and prices, free tiers, platforms and the facts on their own pages.
Recognised 40% · Phone app 26% · Documented 20% · Free plan 14% of the score
- 1 SoFi iPhone + Android RecognisedPhone appDocumentedFree plan 9.8Free Budgeting tools: YesBill tracking: YesNet-worth tracking: Yes
- 2 PocketSmith iPhone + Android RecognisedPhone appDocumentedFree plan 9.7$0.83/mo Budgeting tools: YesBill tracking: YesNet-worth tracking: Yes
- 3 EveryDollar iPhone + Android RecognisedPhone appDocumentedFree plan 9.5$17.99/mo Budgeting tools: YesBill tracking: YesNet-worth tracking: Yes
- 4 Rocket Money iPhone + Android RecognisedPhone appDocumentedFree plan 9.4Free Budgeting tools: YesBill tracking: YesNet-worth tracking: Yes
- 5 Zaim iPhone + Android RecognisedPhone appDocumentedFree plan 9.4Free Budgeting tools: YesBill tracking: Yes
- 6 ClearCheckbook iPhone + Android RecognisedPhone appDocumentedFree plan 9.4$2.49/mo Budgeting tools: YesBill tracking: YesNet-worth tracking: Yes
- 7 TimelyBills iPhone + Android RecognisedPhone appDocumentedFree plan 9.3$2.08/mo Budgeting tools: YesBill tracking: YesNet-worth tracking: Yes
- 8 Money Manager Ex iPhone + Android RecognisedPhone appDocumentedFree plan 9.2Free Budgeting tools: YesBill tracking: YesNet-worth tracking: Yes
- 9 Emma iPhone + Android RecognisedPhone appDocumentedFree plan 9.2£4.99/mo Budgeting tools: YesBill tracking: YesNet-worth tracking: Yes
- 10 Talvo iPhone + Android RecognisedPhone appDocumentedFree plan 9.1€6/mo Budgeting tools: YesNet-worth tracking: Yes
- 11 Fireball iPhone + Android RecognisedPhone appDocumentedFree plan 9.1NZD 10.99/mo Budgeting tools: YesBill tracking: YesNet-worth tracking: Yes
- 12 WeMoney iPhone + Android RecognisedPhone appDocumentedFree plan 9.1$9.99/mo Budgeting tools: YesBill tracking: YesNet-worth tracking: Yes
- 13 Finlynq iPhone + Android RecognisedPhone appDocumentedFree plan 9.0Free Budgeting tools: YesNet-worth tracking: Yes
- 14 Klera iPhone + Android RecognisedPhone appDocumentedFree plan 9.0₹30/mo Budgeting tools: YesBill tracking: YesNet-worth tracking: Yes
- 15 YNAB iPhone + Android RecognisedPhone appDocumentedFree plan 8.9$9.08/mo Budgeting tools: YesBill tracking: YesNet-worth tracking: Yes
- 16 PocketGuard iPhone + Android RecognisedPhone appDocumentedFree plan 8.9$6.25/mo Budgeting tools: YesBill tracking: YesNet-worth tracking: Yes
- 17 Bluecoins iPhone + Android RecognisedPhone appDocumentedFree plan 8.9Free Budgeting tools: YesBill tracking: YesNet-worth tracking: Yes
- 18 Snoop iPhone + Android RecognisedPhone appDocumentedFree plan 8.9£5.99/mo Budgeting tools: YesBill tracking: YesNet-worth tracking: Yes
- 19 Toshl Finance iPhone + Android RecognisedPhone appDocumentedFree plan 8.9Free Budgeting tools: YesBill tracking: YesNet-worth tracking: Yes
- 20 Trakli iPhone + Android RecognisedPhone appDocumentedFree plan 8.8$7.19/mo Budgeting tools: YesBill tracking: YesNet-worth tracking: Yes
- 21 Wallet by BudgetBakers iPhone + Android RecognisedPhone appDocumentedFree plan 8.7 Budgeting tools: YesBill tracking: YesNet-worth tracking: Yes
- 22 Sure iPhone + Android RecognisedPhone appDocumentedFree plan 8.7 Budgeting tools: YesBill tracking: YesNet-worth tracking: Yes
- 23 Buxfer iPhone + Android RecognisedPhone appDocumentedFree plan 8.7$7.99/mo Budgeting tools: YesBill tracking: YesNet-worth tracking: Yes
- 24 CountAbout iPhone + Android RecognisedPhone appDocumentedFree plan 8.7$1.67/mo Budgeting tools: YesBill tracking: YesNet-worth tracking: Yes
- 25 Fast Budget iPhone + Android RecognisedPhone appDocumentedFree plan 8.7€1.67/mo Budgeting tools: YesBill tracking: Yes
Is your app on this list?
Numbered spots on this list can be sponsored. They are labelled, and the editorial order and scores never change for payment.
Questions about this list
Which personal finance software is ranked first on Samsung Mobile US Press?
SoFi is ranked #1 of 181 with a score of 9.8. PocketSmith is second and EveryDollar third.
How many of these have a free plan?
19 of the 25 on this page publish a free plan on their own pricing pages.
Which is the cheapest paid option?
On this page, PocketSmith has the lowest first paid tier we found: $0.83/mo.
How is this list ranked?
Ranked mobile-first: a phone app alongside the web or desktop product, a free tier and the depth of its documentation. Paid placements never change a rank.