Xendit
What it is
Xendit is payment infrastructure for businesses that need to accept payments, send payouts, manage platform payments, or support financing. It lists more than 100 payment methods across Indonesia, the Philippines, Malaysia, Thailand, Vietnam, Singapore, and Hong Kong, including cards, bank transfers, e-wallets, QR codes, direct debit, retail outlets, and online installments. Xendit says payouts reach more than 450 banks and e-wallets, including on weekends and public holidays, with coverage in 14 countries. Subscription payments can automate recurring charges through cards, e-wallets, and direct debit. Businesses can connect services such as WooCommerce, Shopify, Wix, Magento, Ecwid, and Odoo, though available integrations vary by country. Security measures include two-factor authentication, user permissions, secure API keys, and listed PCI DSS and ISO 27001:2022 documentation. Xendit also provides identity checks and advertises round-the-clock human support. A free plan is listed, while transaction rates vary by method and volume; some products or notifications may have separate charges.
For and against
For
- Accepts more than 100 payment methods across seven markets
- Payouts to 450+ banks and e-wallets
- Automates recurring card, e-wallet, and direct-debit payments
- Includes two-factor authentication and granular user permissions
Against
- Transaction rates vary by payment type and volume
- Some products or SMS notifications may cost extra
- Merchants must complete onboarding and account activation
The verdict
Xendit combines payment acceptance, payouts, platform payments, and recurring billing with a broad range of listed methods and integrations. Review market-specific availability and transaction charges, and complete account activation before processing payments.
Who it suits
Xendit is aimed at enterprises, startups, SMEs, online sellers, marketplaces, and businesses with recurring billing. It may suit businesses operating in the listed Asian markets that need payment acceptance and payouts.
Plans and prices
XenPlatform monthly platform fee
Separate fees also apply: USD 10,000 one-time setup · USD 15 per sub-account KYC/KYB review · USD 5 per active sub-account monthly
Read 7 Oct 2026 · xendit.co
Pay-as-you-go payments
Standard rates; custom pricing and volume discounts available · Fees quoted exclude local taxes
Read 7 Oct 2026 · xendit.co
On the record
- Account requirements
- Merchants must complete standard onboarding and account activation before processing payments.xendit.co · read 7 Oct 2026
- Account security
- Xendit describes account controls including two-factor authentication, granular user permissions, and secure API keys.help.xendit.co · read 7 Oct 2026
- Identity verification
- Its verification tools include bank-name validation, ID-card verification, e-wallet validation, OCR, AML checks, and liveness detection with facial matching.xendit.co · read 7 Oct 2026
- Integrations
- The maker lists integrations including WooCommerce, Shopify, Wix, Magento, Ecwid, and Odoo; available integrations vary by country.help.xendit.co · read 7 Oct 2026
- Payment methods
- It says businesses can accept payments through more than 100 payment methods across Indonesia, the Philippines, Malaysia, Thailand, Vietnam, Singapore, and Hong Kong.xendit.co · read 7 Oct 2026
- Payouts
- Xendit says it supports payouts to 450+ banks and e-wallets, including on weekends and public holidays.xendit.co · read 7 Oct 2026
- Pricing caveat
- Transaction rates vary by type and volume, and some products or notifications such as SMS may incur separate charges.xendit.co · read 7 Oct 2026
- Recurring payments
- Its subscription payments automate recurring payments through credit cards, e-wallets, and direct debit.xendit.co · read 7 Oct 2026
- Security certifications
- Xendit’s Trust Center lists PCI DSS certificates, PCI attestations of compliance, and ISO 27001:2022 certificates for regional entities.trustcenter.xendit.co · read 7 Oct 2026
- Support
- Xendit advertises 24/7 support from human agents.xendit.co · read 7 Oct 2026
- What it does
- Xendit provides payment infrastructure for businesses, including payment acceptance, payouts, platform payments, and financing.xendit.co · read 7 Oct 2026
- Who it serves
- Xendit says it is built for enterprises, startups and SMEs, online sellers, platforms and marketplaces, and businesses with recurring billing.xendit.co · read 7 Oct 2026
