Cashfree suits businesses that need to accept online payments through web, mobile, API, plugin, or payment-link integrations.
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Best Payment Gateways 2026
Facts read 30 Sep 2026 – 14 Nov 2026
Cashfree Payment Gateway leads this list of 66 (record score 5.7, free plan). DOKU is next (record score 5.7, free plan), and Instamojo is the next highest-placed with a free plan (record score 5.7).
This list covers payment gateways for businesses choosing how to accept and move payments. It helps you compare options by pricing, payment methods, currencies, recurring billing, marketplace payments and payout reach.
The standings: top 10
| Name | In a line | Record score | Price from | Try it free | Runs on | Facts read |
|---|---|---|---|---|---|---|
| 01 Cashfree Payment Gateway | Cashfree suits businesses that need to accept online payments through web, mobile, API, plugin, or payment-link integrations. | 5.7 | Free plan | Free plan | Android, iPhone & iPad, Web, API | 19 Oct 2026 |
| 02 DOKU | DOKU suits businesses that need to accept varied payment methods, make payouts, or connect payment tools to an online store. | 5.7 | Free plan | Free plan | Android, iPhone & iPad, Web, API | 14 Oct 2026 |
| 03 Instamojo | It suits businesses and independent sellers looking to combine an online store or landing pages with payment collection. | 5.7 | Free plan | Free plan | Android, iPhone & iPad, Web, API | 20 Oct 2026 |
| 04 Midtrans | Midtrans suits businesses of different sizes that need to accept payments through several methods on websites or mobile apps. | 5.7 | Free plan | Free plan | Android, iPhone & iPad, Web, API | 19 Oct 2026 |
| 05 Mollie | It suits businesses in Europe and the UK that need online or in-person payment options and related money-management products. | 5.7 | Free plan | Free plan | Android, iPhone & iPad, Web, API | 14 Oct 2026 |
| 06 Paystack | Paystack suits businesses operating in or serving Africa, from startups and entrepreneurs to large corporations. | 5.7 | Free plan | Free plan | Android, iPhone & iPad, Web, API | 14 Oct 2026 |
| 07 Viva.com | Viva.com is aimed at businesses handling payments in person, online, remotely, or through marketplaces. | 5.7 | £3.99 a month | Free plan | Android, iPhone & iPad, Web, API | 15 Oct 2026 |
| 08 Checkout.com | Checkout.com suits businesses that need to accept payments or disburse funds across multiple methods and markets. | 5.6 | Free plan | Free plan | Android, iPhone & iPad, Web, API | 20 Oct 2026 |
| 09 Cryptoniq | 5.4 | $89.99 a year | Free plan | Web, Windows, Mac, Linux | 11 Oct 2026 | |
| 10 Stripe Payments | 5.1 | Free plan | Free plan | Android, iPhone & iPad, Web, API | 14 Nov 2026 |
The page has no published ranking basis. Use the maker-published fields shown for each gateway, including platform support and API or SDK coverage, when comparing options.
02
DOKU
DOKU suits businesses that need to accept varied payment methods, make payouts, or connect payment tools to an online store.
AndroidiPhone & iPadWeb+1 Record5.7 Visit
03
Instamojo
It suits businesses and independent sellers looking to combine an online store or landing pages with payment collection.
AndroidiPhone & iPadWeb+1 Record5.7 Visit
04
Midtrans
Midtrans suits businesses of different sizes that need to accept payments through several methods on websites or mobile apps.
AndroidiPhone & iPadWeb+1 Record5.7 Visit
05
Mollie
It suits businesses in Europe and the UK that need online or in-person payment options and related money-management products.
AndroidiPhone & iPadWeb+1 Record5.7 Visit
6
Paystack
AndroidiPhone & iPadWeb+1 Free plan Record5.7 Visit Paystack suits businesses operating in or serving Africa, from startups and entrepreneurs to large corporations.
7
Viva.com
AndroidiPhone & iPadWeb+1 £3.99 a month Record5.7 Visit Viva.com is aimed at businesses handling payments in person, online, remotely, or through marketplaces.
8
Checkout.com
AndroidiPhone & iPadWeb+1 Free plan Record5.6 Visit Checkout.com suits businesses that need to accept payments or disburse funds across multiple methods and markets.
13
Authorize.net
AndroidiPhone & iPadWeb+1 $25 a month Record4.9 Visit Authorize.net suits small businesses that need to accept payments across online, mobile, in-person, or phone channels.
14
Google Pay
AndroidiPhone & iPadWeb Free plan Record4.9 Visit Google Pay suits people who want to use saved payment methods for online checkout or Android tap-to-pay, including eligible transit use.
15
PayKun
AndroidiPhone & iPadWeb+1 Free plan Record4.9 Visit PayKun suits businesses that need to collect online payments, including merchants without a website or app.
16
Paysera
AndroidiPhone & iPadWeb+1 Free plan Record4.9 Visit Paysera suits people seeking a multi-currency personal account alongside payments and investment options.
17
Xendit
AndroidiPhone & iPadWeb+1 Free plan Record4.8 Visit Payment infrastructure for acceptance, payouts and subscriptions across Southeast Asia.
18
Adyen
AndroidiPhone & iPadWeb+2 $0.13 one-time Record4.7 Visit It suits global businesses and enterprise teams handling substantial payment operations.
19
Braintree ACH Direct Debit
AndroidiPhone & iPadWeb+1 — Record4.7 Visit ACH payment option that debits US bank accounts through a custom JavaScript SDK integration.
20
Blockonomics
WebAPI Free plan Record4.6 Visit It suits merchants who want to accept BTC, BCH, or USDT with payments sent directly to their own wallet.
23
NMI
AndroidiPhone & iPadWeb+3 — Record4.5 Visit NMI is aimed at ISOs, software companies, and payment facilitators building or managing payment experiences.
24
NOWPayments
AndroidiPhone & iPadWeb+1 — Record4.5 Visit NOWPayments is aimed at businesses that want to take crypto payments through web stores, websites, or social accounts.
Before you choose
Compare free access and paid terms
Check whether a gateway has a free plan, a free trial or a paid model. These labels describe different ways to start.
Review any published starting price and note when pricing is available on request.
Match the gateway to your platform
Platform coverage includes web, Android, iOS, API, self-hosted and Windows options. Choose a gateway that fits where your checkout or payment flow runs.
If you need direct integration work, review the API and SDK coverage shown for the gateway.
Check payment and currency support
Compare the payment methods and supported currencies listed for each gateway. The right combination depends on how customers pay and where transactions occur.
Confirm the currencies you need before adopting a gateway.
Review recurring and marketplace payments
If your business bills on a schedule, check the recurring-payments field. If you route money between sellers, review marketplace-payments support.
Treat these as separate checks because a gateway may address one payment flow without covering the other.
Check payout country coverage
Review the payout countries field for the places where you need to send funds. Confirm coverage before building your payment process around a gateway.
Questions
What should I compare between payment gateways?
Compare free-plan status, paid-from terms, payment methods, supported currencies, recurring payments, marketplace payments, payout countries and API or SDK coverage.
Do these gateways support mobile platforms?
Platform fields include Android and iOS, along with web, API, self-hosted and Windows options. Check the individual gateway row for its listed platforms.
Is a free plan the same as a free trial?
No. The list records free-plan status and free-trial status as separate fields, so review both for the gateway you are considering.
Where can I check starting prices?
Look for the paid-from or pricing-note field. A gateway may show a starting amount or state that pricing is available on request.
How do I check recurring billing support?
Use the recurring-payments field in the comparison. It indicates whether that payment flow is covered for the gateway.
How do I check marketplace payment support?
Review the marketplace-payments field, then confirm payout-country coverage for the destinations your marketplace needs.
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