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Ranked on the record · 66 apps

Best Payment Gateways 2026

This list covers payment gateways for businesses choosing how to accept and move payments. It helps you compare options by pricing, payment methods, currencies, recurring billing, marketplace payments and payout reach.

The page has no published ranking basis. Use the maker-published fields shown for each gateway, including platform support and API or SDK coverage, when comparing options.

01

Cashfree suits businesses that need to accept online payments through web, mobile, API, plugin, or payment-link integrations.

Free plan AndroidiPhone & iPadWebAPI
02

DOKU

DOKU suits businesses that need to accept varied payment methods, make payouts, or connect payment tools to an online store.

AndroidiPhone & iPadWeb+1
Record5.7 Visit
03

Instamojo

It suits businesses and independent sellers looking to combine an online store or landing pages with payment collection.

AndroidiPhone & iPadWeb+1
Record5.7 Visit
04

Midtrans

Midtrans suits businesses of different sizes that need to accept payments through several methods on websites or mobile apps.

AndroidiPhone & iPadWeb+1
Record5.7 Visit
05

Mollie

It suits businesses in Europe and the UK that need online or in-person payment options and related money-management products.

AndroidiPhone & iPadWeb+1
Record5.7 Visit
6
Paystack

Paystack suits businesses operating in or serving Africa, from startups and entrepreneurs to large corporations.

AndroidiPhone & iPadWeb+1 Free plan Record5.7 Visit
7
Viva.com

Viva.com is aimed at businesses handling payments in person, online, remotely, or through marketplaces.

AndroidiPhone & iPadWeb+1 £3.99 a month Record5.7 Visit
8
Checkout.com

Checkout.com suits businesses that need to accept payments or disburse funds across multiple methods and markets.

AndroidiPhone & iPadWeb+1 Free plan Record5.6 Visit
9 WebWindowsMac+1 $89.99 a year Record5.5 Visit
10 Self-hosted $499 one-time Record5.0 Visit
11
Google Pay

Google Pay suits people who want to use saved payment methods for online checkout or Android tap-to-pay, including eligible transit use.

AndroidiPhone & iPadWeb Free plan Record5.0 Visit
12 WebAPI Free plan Record5.0 Visit
13
Paysera

Paysera suits people seeking a multi-currency personal account alongside payments and investment options.

AndroidiPhone & iPadWeb+1 Free plan Record5.0 Visit
14
Authorize.net

Authorize.net suits small businesses that need to accept payments across online, mobile, in-person, or phone channels.

AndroidiPhone & iPadWeb+1 $25 a month Record4.9 Visit
15
PayKun

PayKun suits businesses that need to collect online payments, including merchants without a website or app.

AndroidiPhone & iPadWeb+1 Free plan Record4.9 Visit
16
Xendit

Payment infrastructure for acceptance, payouts and subscriptions across Southeast Asia.

AndroidiPhone & iPadWeb+1 Free plan Record4.8 Visit
17
Adyen

It suits global businesses and enterprise teams handling substantial payment operations.

AndroidiPhone & iPadWeb+2 $0.13 one-time Record4.7 Visit
18
Braintree ACH Direct Debit

ACH payment option that debits US bank accounts through a custom JavaScript SDK integration.

AndroidiPhone & iPadWeb+1 — Record4.7 Visit
19
Blockonomics

It suits merchants who want to accept BTC, BCH, or USDT with payments sent directly to their own wallet.

WebAPI Free plan Record4.6 Visit
20 Self-hosted $79 a year Record4.6 Visit
21
NMI

NMI is aimed at ISOs, software companies, and payment facilitators building or managing payment experiences.

AndroidiPhone & iPadWeb+3 — Record4.6 Visit
22
Razorpay Payment Gateway

Indian online gateway supporting UPI, cards, net banking, EMI and 100+ payment methods.

AndroidiPhone & iPadWeb+1 $2 one-time Record4.6 Visit
23
CCAvenue

Indian payment gateway supporting 200+ methods, multiple currencies, branded checkout and iFrame integration.

AndroidiPhone & iPadWeb+1 — Record4.5 Visit
24 AndroidiPhone & iPadWeb+1 $29 a month Record4.5 Visit
25
NOWPayments

NOWPayments is aimed at businesses that want to take crypto payments through web stores, websites, or social accounts.

AndroidiPhone & iPadWeb+1 — Record4.5 Visit

Before you choose

Compare free access and paid terms

Check whether a gateway has a free plan, a free trial or a paid model. These labels describe different ways to start.

Review any published starting price and note when pricing is available on request.

Match the gateway to your platform

Platform coverage includes web, Android, iOS, API, self-hosted and Windows options. Choose a gateway that fits where your checkout or payment flow runs.

If you need direct integration work, review the API and SDK coverage shown for the gateway.

Check payment and currency support

Compare the payment methods and supported currencies listed for each gateway. The right combination depends on how customers pay and where transactions occur.

Confirm the currencies you need before adopting a gateway.

Review recurring and marketplace payments

If your business bills on a schedule, check the recurring-payments field. If you route money between sellers, review marketplace-payments support.

Treat these as separate checks because a gateway may address one payment flow without covering the other.

Check payout country coverage

Review the payout countries field for the places where you need to send funds. Confirm coverage before building your payment process around a gateway.

Questions

What should I compare between payment gateways?
Compare free-plan status, paid-from terms, payment methods, supported currencies, recurring payments, marketplace payments, payout countries and API or SDK coverage.
Do these gateways support mobile platforms?
Platform fields include Android and iOS, along with web, API, self-hosted and Windows options. Check the individual gateway row for its listed platforms.
Is a free plan the same as a free trial?
No. The list records free-plan status and free-trial status as separate fields, so review both for the gateway you are considering.
Where can I check starting prices?
Look for the paid-from or pricing-note field. A gateway may show a starting amount or state that pricing is available on request.
How do I check recurring billing support?
Use the recurring-payments field in the comparison. It indicates whether that payment flow is covered for the gateway.
How do I check marketplace payment support?
Review the marketplace-payments field, then confirm payout-country coverage for the destinations your marketplace needs.