Best Bank Connectivity Software in 2026
Updated
In short: MX is ranked #1 of 70 as of 4 October 2026, ahead of TrueLayer Data API and Powens. The best-ranked option with a free plan is TrueLayer Data API. The lowest first paid tier on this page is Fintable API at $7/mo.
Bank connectivity software links financial institutions with the systems that use their account data. To assess fit, compare bank and institution count, connection methods, refresh frequency, supported data types and statement formats. Multi-entity support may be relevant when your work spans organizations; free-plan availability and paid-from pricing offer additional cost details. The entries include MX, TrueLayer Data API and Powens, alongside providers such as Brankas and Lean Technologies. Consider which institutions your workflows depend on and what data those workflows need, then weigh the listed coverage, delivery methods and formats against those requirements.
70 bank connectivity software ranked on what their makers publish — plans and prices, free tiers, platforms and the facts on their own pages.
Recognised 40% · Phone app 26% · Documented 20% · Free plan 14% of the score
- 1 MX iPhone + Android RecognisedPhone appDocumentedFree plan 7.9Free Supported data types: accounts, balances, transactions, investments, statements, identity, account ownership, rewardsConnection methods: OAuth APIs, tokenized connections, direct connections, whitelisted screen scraping, microdeposits
- 2 TrueLayer Data API iPhone + Android RecognisedPhone appDocumentedFree plan 7.8Free Supported data types: identity, account, credit card, transactions, balances, standing orders, direct debitsConnection methods: redirect, embedded, app-to-app, API-only/custom UI
- 3 Powens iPhone + Android RecognisedPhone appDocumentedFree plan 7.4 Supported data types: accounts, transactions, documents, investments, subscriptions, savings, loansConnection methods: credentials, web-based authentication, Open Banking/API connections, Powens Connect Webview
- 4 Brankas iPhone + Android RecognisedPhone appDocumentedFree plan 7.3
- 5 Lean Technologies iPhone + Android RecognisedPhone appDocumentedFree plan 7.3 Supported data types: identity, accounts, balances, transactions, scheduled payments, standing orders, direct debits, beneficiariesConnection methods: Open Banking, direct connections, reverse-engineered connections, CSV statement upload
- 6 Salt Edge Data Aggregation iPhone + Android RecognisedPhone appDocumentedFree plan 7.1 Supported data types: account details, balances, transactions, account-holder information, transaction categories, merchant informationConnection methods: Salt Edge Connect widget, custom connection UI, Direct API, OAuth, web login, bank API
- 7 Agicap iPhone + Android RecognisedPhone appDocumentedFree plan 7.0
- 8 Cobase Bank Connector iPhone + Android RecognisedPhone appDocumentedFree plan 7.0 Supported data types: balances, transactions, bank statements, payment filesConnection methods: SWIFT, Host-to-Host SFTP, EBICS, APIs
- 9 Plaid iPhone + Android RecognisedPhone appDocumentedFree plan 7.0 Supported data types: account and routing numbers, balances, identity, transactions, investments, liabilities, income, statementsConnection methods: Plaid Link credentials-based authentication, OAuth, app-to-app OAuth, and manual or micro-deposit flows
- 10 Trovata TMS iPhone only RecognisedPhone appDocumentedFree plan 7.0$2,000/mo
- 11 CoCoNet multi:bank iPhone + Android RecognisedPhone appDocumentedFree plan 6.9 Supported data types: account balances, transactions, payment data, liquidity data, statements and advice notesConnection methods: EBICS, PSD2/Open Banking, SWIFT, ERP interfaces, direct file interfaces, APIs
- 12 FinVu Android only RecognisedPhone appDocumentedFree plan 6.8 Supported data types: Profile, summary, transactions; financial information from banks, insurance companies and mutual fundsConnection methods: Finvu web app, Finvu Android app, REST APIs
- 13 Saafe Account Aggregator iPhone + Android RecognisedPhone appDocumentedFree plan 6.7 Supported data types: Bank and NBFC information; mutual fund information; insurance information; NPS/pension information; GSTN information; EPFO and income tax information
- 14 Stripe Financial Connections iPhone + Android RecognisedPhone appDocumentedFree plan 6.7 Supported data types: account details, balances, ownership, transactionsConnection methods: OAuth and institution login through Stripe Financial Connections Link
- 15 Belvo No phone app RecognisedPhone appDocumentedFree plan 6.3$1,000/mo Supported data types: accounts, balances, transactions, owners, bills, investments, investment transactions, incomes, recurring expenses, risk insightsConnection methods: Hosted Widget, API, regulated Open Finance consent flow, institution credentials
- 16 viaBanking Banking API No phone app RecognisedPhone appDocumentedFree plan 6.0Free Bank/institution count: 2,500 banksSupported data types: Account data, balances, transactions, account verification data, payment statusConnection methods: REST API; bank-hosted consent and strong customer authentication via licensed providers
- 17 Finexer No phone app RecognisedPhone appDocumentedFree plan 5.8 Supported data types: account details, account balances, transaction history, merchant and category data, expense and income data, identity informationConnection methods: Open Banking API, dashboard, hosted consent pages, consent links
- 18 Fintable API No phone app RecognisedPhone appDocumentedFree plan 5.8$7/mo
- 19 Method Financial No phone app RecognisedPhone appDocumentedFree plan 5.8
- 20 Mono No phone app RecognisedPhone appDocumentedFree plan 5.8NGN 50,000/mo Supported data types: account information, balances, transactions, statements, identity, income, assets, earnings, creditworthinessConnection methods: internet banking, mobile banking
- 21 Statement No phone app RecognisedPhone appDocumentedFree plan 5.8
- 22 AccessPay No phone app RecognisedPhone appDocumentedFree plan 5.6
- 23 TIS Bank Connectivity No phone app RecognisedPhone appDocumentedFree plan 5.4 Supported data types: payments, bank statements, financial reports, account and liquidity dataConnection methods: API, host-to-host, SWIFT, EBICS, SFTP, direct plug-ins, agents, regional clearinghouses, custom connections
- 24 Akoya No phone app RecognisedPhone appDocumentedFree plan 5.3 Bank/institution count: 4,300 banksSupported data types: account information, balances, transactions, investment holdings and positions, customer identity information, payment credentials, statementsConnection methods: API, OAuth-based connections, user-permissioned financial-institution authentication
- 25 Bottomline Financial Messaging No phone app RecognisedPhone appDocumentedFree plan 5.3 Supported data types: Payment and securities messages; payment transaction data; account and payment reports; statementsConnection methods: Swift network; domestic and regional payment networks; host-to-host (H2H)
Is your app on this list?
Numbered spots on this list can be sponsored. They are labelled, and the editorial order and scores never change for payment.
Questions about this list
Which bank connectivity software is ranked first on Samsung Mobile US Press?
MX is ranked #1 of 70 with a score of 7.9. TrueLayer Data API is second and Powens third.
How many of these have a free plan?
4 of the 25 on this page publish a free plan on their own pricing pages.
Which is the cheapest paid option?
On this page, Fintable API has the lowest first paid tier we found: $7/mo.
How is this list ranked?
Ranked mobile-first: a phone app alongside the web or desktop product, a free tier and the depth of its documentation. Paid placements never change a rank.