Adyen
Amsterdam, Netherlands
What it is
Adyen is an online payments platform for businesses that accept payments across markets. A single integration provides access to more than 200 payment methods and supports 136 currencies. Businesses can use Drop-in checkout components or build a custom checkout with the API. The service includes recurring and marketplace payments, with payouts available in 36 countries. Adyen describes AI tools for checkout personalization, authentication, fraud protection, tokenization, and payment cost optimization. It says local acquiring through local licenses can improve authorization rates and lower costs. Listed integrations include Adobe Commerce, Salesforce Commerce Cloud, NetSuite, Shopify, and Microsoft Dynamics 365. The platform is available on web, Android, iOS, and API. Its transaction plan has no setup or monthly fees; each transaction has a fixed processing fee plus a payment-method fee. The listed starting price is $0.13, and there is no free plan. Adyen describes its platform as built for global businesses and enterprise payment volume.
For and against
For
- More than 200 payment methods through one integration
- Supports 136 currencies
- Offers recurring and marketplace payments
- Listed plugins include Shopify and NetSuite
Against
- No free plan
- Each transaction has processing and payment-method fees
The verdict
Adyen combines payment acceptance with checkout, optimization, and payout capabilities for enterprise-scale operations. Its transaction costs are not a single listed fee: each transaction includes both a fixed processing fee and a payment-method fee.
Who it suits
It suits global businesses and enterprise teams handling substantial payment operations. Businesses seeking checkout customization, multiple payment methods, or recurring and marketplace payments may find its capabilities relevant.
Plans and prices
Interchange++
Interchange fees vary · Payment-method fees apply
Read 15 Oct 2026 · adyen.com
Pay per transaction
No setup fee · No monthly fee · Other Adyen products priced separately
Read 15 Oct 2026 · adyen.com
On the record
- API credentials
- API credentials contain a username, API key and role permissions, and can be scoped to company or merchant accounts.docs.adyen.com · read 15 Oct 2026
- Authentication
- The Authentication Engine selects among 3D Secure 2, scheme passkeys and Google Secure Payment Authentication using risk, device, issuer and regulatory signals.docs.adyen.com · read 15 Oct 2026
- Checkout
- Businesses can use out-of-the-box Drop-in components or build a custom checkout flow with Adyen’s API.adyen.com · read 30 Sep 2026
- Checkout UI
- Adyen offers customizable Drop-in UI components while handling payment logic and security.adyen.com · read 15 Oct 2026
- Chrome extension
- Adyen Test Cards is a Chrome extension that copies test card, gift-card and IBAN data and can pre-fill Web Drop-in.chromewebstore.google.com · read 15 Oct 2026
- Company founded
- Adyen says it was founded in 2006 in Amsterdam, Netherlands.adyen.com · read 15 Oct 2026
- Company scale
- Adyen's About page reports more than 4,000 employees, over 115 nationalities and 28 offices.adyen.com · read 15 Oct 2026
- Conversion optimization
- Adyen lists AI tools named Personalise, Authenticate, Protect, Tokenize and Optimize for conversion, authentication, fraud, storage and cost goals.adyen.com · read 15 Oct 2026
- Developer resources
- Official developer resources include API credentials, server libraries and SDKs, webhooks, client authentication, Postman collections, examples, OpenAPI files and video tutorials.docs.adyen.com · read 15 Oct 2026
- Dynamic currency conversion
- Dynamic Currency Conversion provides real-time exchange rates and local-currency choice.adyen.com · read 15 Oct 2026
- Financial products
- Platforms can add Adyen-issued physical or virtual cards, business accounts and business financing.docs.adyen.com · read 15 Oct 2026
- Funding history
- Crunchbase lists five investors, including ICONIQ Capital and Index Ventures, and three funding rounds.crunchbase.com · read 15 Oct 2026
- Global acquiring
- Local acquiring licenses are offered to improve authorization rates and lower costs in different markets.adyen.com · read 15 Oct 2026
- Google Play app
- Adyen Payments on Google Play accepts contactless payments on compatible NFC Android devices through integration with a point-of-sale app; the listing showed 10K+ downloads.play.google.com · read 15 Oct 2026
- Google Play demo app
- Adyen MyStore demonstrates Checkout Drop-in with cards, wallets, local methods, regional language and currency, and Dynamic 3D Secure; the listing showed 500+ downloads.play.google.com · read 15 Oct 2026
- Hosting
- Adyen says it hosts its main systems in data centers in Europe, the United States, India, Singapore, Japan, and Australia, and does not use public cloud services for payment processing.adyen.com · read 30 Sep 2026
- Integrations
- Adyen provides a Shopify payments-app integration that requires Shopify Checkout Extensibility.docs.adyen.com · read 15 Oct 2026
- Intended customers
- Adyen describes its platform as built for global businesses and enterprise payment volume.adyen.com · read 30 Sep 2026
