Best Embedded Payments Platforms in 2026
Updated
In short: Stripe Connect is ranked #1 of 27 as of 4 October 2026, ahead of Checkout.com and Adyen. The best-ranked option with a free plan is Checkout.com. The lowest first paid tier on this page is Rainforest at $0.20/mo.
When you build payment flows into a product, the platform’s capabilities can shape how you accept and move funds. Compared on payment acceptance, payout capabilities, split payments and account management, these entries offer points of comparison for different payment operations. API and SDK coverage, KYC/AML tools and supported regions may also be relevant to your requirements. Free-plan availability and paid-from pricing provide cost context. Stripe Connect, Checkout.com and PayPal Multiparty Payments are among the options shown, with NMI and Stax Connect also included. Consider where you need to accept payments, how payouts should work, and which regions you serve, then compare those needs with the listed features.
27 embedded payments platforms ranked on what their makers publish — plans and prices, free tiers, platforms and the facts on their own pages.
Recognised 40% · Phone app 26% · Documented 20% · Free plan 14% of the score
- 1 Stripe Connect iPhone + Android RecognisedPhone appDocumentedFree plan 9.7$2/mo KYC/AML tools: advancedPayment acceptance: globalPayout capabilities: flexible
- 2 Checkout.com iPhone + Android RecognisedPhone appDocumentedFree plan 9.4Free
- 3 Adyen iPhone + Android RecognisedPhone appDocumentedFree plan 8.7
- 4 Finix iPhone + Android RecognisedPhone appDocumentedFree plan 8.6$250/mo KYC/AML tools: advancedPayment acceptance: globalPayout capabilities: flexible
- 5 Stax Connect iPhone + Android RecognisedPhone appDocumentedFree plan 8.6 KYC/AML tools: advancedPayment acceptance: multi_methodPayout capabilities: flexible
- 6 NMI iPhone + Android RecognisedPhone appDocumentedFree plan 8.6
- 7 PayPal Multiparty Payments iPhone + Android RecognisedPhone appDocumentedFree plan 8.5 KYC/AML tools: advancedPayment acceptance: globalPayout capabilities: basic
- 8 Rainforest iPhone + Android RecognisedPhone appDocumentedFree plan 8.0$0.20/mo KYC/AML tools: advancedPayment acceptance: multi_methodPayout capabilities: flexible
- 9 Rapyd iPhone + Android RecognisedPhone appDocumentedFree plan 7.7$99/mo
- 10 Moov iPhone + Android RecognisedPhone appDocumentedFree plan 7.6$500/mo KYC/AML tools: advancedPayment acceptance: multi_methodPayout capabilities: flexible
- 11 Airwallex Platform APIs and Embedded Finance No phone app RecognisedPhone appDocumentedFree plan 7.0 KYC/AML tools: advancedPayment acceptance: globalPayout capabilities: flexible
- 12 WePay iPhone + Android RecognisedPhone appDocumentedFree plan 7.0 KYC/AML tools: advancedPayment acceptance: multi_methodPayout capabilities: flexible
- 13 Flute Embedded Payments Android only RecognisedPhone appDocumentedFree plan 6.9 KYC/AML tools: basicPayment acceptance: multi_methodPayout capabilities: flexible
- 14 DreamPay iPhone + Android RecognisedPhone appDocumentedFree plan 6.7 KYC/AML tools: basicPayment acceptance: multi_methodPayout capabilities: flexible
- 15 Mangopay No phone app RecognisedPhone appDocumentedFree plan 6.5 KYC/AML tools: advancedPayment acceptance: globalPayout capabilities: flexible
- 16 Worldpay for Platforms No phone app RecognisedPhone appDocumentedFree plan 6.5 KYC/AML tools: advancedPayment acceptance: globalPayout capabilities: flexible
- 17 TabaPay Platform No phone app RecognisedPhone appDocumentedFree plan 6.3 KYC/AML tools: advancedPayment acceptance: globalPayout capabilities: flexible
- 18 Payabli No phone app RecognisedPhone appDocumentedFree plan 6.2 KYC/AML tools: advancedPayment acceptance: multi_methodPayout capabilities: flexible
- 19 Unipaas No phone app RecognisedPhone appDocumentedFree plan 5.9 KYC/AML tools: advancedPayment acceptance: multi_methodPayout capabilities: flexible
- 20 dLocal No phone app RecognisedPhone appDocumentedFree plan 5.7
- 21 Embed No phone app RecognisedPhone appDocumentedFree plan 5.5 KYC/AML tools: advancedPayment acceptance: globalPayout capabilities: flexible
- 22 PayMongo Platforms No phone app RecognisedPhone appDocumentedFree plan 5.5 KYC/AML tools: advancedPayment acceptance: multi_methodPayout capabilities: flexible
- 23 VoPay No phone app RecognisedPhone appDocumentedFree plan 5.4 KYC/AML tools: advancedPayment acceptance: globalPayout capabilities: flexible
- 24 Bercor Platform APIs No phone app RecognisedPhone appDocumentedFree plan 5.3 KYC/AML tools: basicPayment acceptance: globalPayout capabilities: flexible
- 25 J.P. Morgan Embedded Payments No phone app RecognisedPhone appDocumentedFree plan 5.3 KYC/AML tools: advancedPayout capabilities: flexible
Compare all 25 in a table
| # | App | Score | Free plan | From | Free plan | Paid from | KYC/AML tools | Payment acceptance |
|---|---|---|---|---|---|---|---|---|
| 1 | Stripe Connect | 9.7 | No | $2/mo | No | 2 /mo | advanced | global |
| 2 | Checkout.com | 9.4 | Free plan | Free | No | — | — | — |
| 3 | Adyen | 8.7 | No | — | No | — | — | — |
| 4 | Finix | 8.6 | No | $250/mo | No | 2.5 /mo | advanced | global |
| 5 | Stax Connect | 8.6 | No | — | — | — | advanced | multi_method |
| 6 | NMI | 8.6 | No | — | — | — | — | — |
| 7 | PayPal Multiparty Payments | 8.5 | No | — | — | — | advanced | global |
| 8 | Rainforest | 8.0 | No | $0.20/mo | No | — | advanced | multi_method |
| 9 | Rapyd | 7.7 | No | $99/mo | No | — | — | — |
| 10 | Moov | 7.6 | No | $500/mo | No | 500 /mo | advanced | multi_method |
| 11 | Airwallex Platform APIs and Embedded Finance | 7.0 | No | — | No | — | advanced | global |
| 12 | WePay | 7.0 | No | — | — | — | advanced | multi_method |
| 13 | Flute Embedded Payments | 6.9 | No | — | — | — | basic | multi_method |
| 14 | DreamPay | 6.7 | No | — | — | — | basic | multi_method |
| 15 | Mangopay | 6.5 | No | — | No | — | advanced | global |
| 16 | Worldpay for Platforms | 6.5 | No | — | — | — | advanced | global |
| 17 | TabaPay Platform | 6.3 | No | — | — | — | advanced | global |
| 18 | Payabli | 6.2 | No | — | — | — | advanced | multi_method |
| 19 | Unipaas | 5.9 | No | — | — | — | advanced | multi_method |
| 20 | dLocal | 5.7 | No | — | — | — | — | — |
| 21 | Embed | 5.5 | No | — | No | — | advanced | global |
| 22 | PayMongo Platforms | 5.5 | No | — | No | — | advanced | multi_method |
| 23 | VoPay | 5.4 | No | — | — | — | advanced | global |
| 24 | Bercor Platform APIs | 5.3 | No | — | No | — | basic | global |
| 25 | J.P. Morgan Embedded Payments | 5.3 | No | — | — | — | advanced | — |
Is your app on this list?
Numbered spots on this list can be sponsored. They are labelled, and the editorial order and scores never change for payment.
Questions about this list
Which embedded payments platform is ranked first on Samsung Mobile US Press?
Stripe Connect is ranked #1 of 27 with a score of 9.7. Checkout.com is second and Adyen third.
How many of these have a free plan?
1 of the 25 on this page publish a free plan on their own pricing pages.
Which is the cheapest paid option?
On this page, Rainforest has the lowest first paid tier we found: $0.20/mo.
How is this list ranked?
Ranked mobile-first: a phone app alongside the web or desktop product, a free tier and the depth of its documentation. Paid placements never change a rank.