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TabaPay Platform
What it is
TabaPay Platform gives regulated businesses one API for accepting payments, sending payouts, and monitoring transactions. It supports card and bank-account flows across Visa, Mastercard, Discover, RTP, FedNow, and ACH rails. Fraud capabilities include user verification, detection, monitoring, and prevention using data from more than 100 million cards. The TabaPay Portal lets clients view transactions, reports, and invoices, manage users, and download reports. Authentication and identity tools include KYC, KYB, AVS, ANI, and 3DS. TabaPay lists PCI Level 1, SOC 1 Type II, and SOC 2 Type II credentials, plus money transmitter licenses. Named use cases include lending, gaming, on-demand payroll, digital banking, healthcare, insurance, remittance, platforms, and recurring billing. The API is not public; integrators contact TabaPay, complete authentication and IP whitelisting, and receive Sandbox access. Production guidance recommends one transaction per second, with a maximum of three to five.
For and against
For
- One API for payments, payouts, and monitoring
- Supports card, RTP, FedNow, and ACH rails
- KYC, KYB, and authentication tools included
- Portal provides transaction and invoice management
- PCI and SOC certifications listed
Against
- Pricing is available only on request
- API access requires contact, authentication, and whitelisting
- Production throughput guidance is three to five transactions per second maximum
The verdict
TabaPay centralizes regulated money movement with broad payment rails, fraud tooling, and an administrative portal. Integration requires a contact-led process, and the platform publishes specific production throughput limits.
Who it suits
TabaPay suits regulated businesses needing payment acceptance, payouts, monitoring, and fraud controls across card and bank rails.
Plans and prices
Custom pricing
Pricing details provided on request
Read 9 Oct 2026 · developers.tabapay.com
On the record
- Bank partners
- The platform page says TabaPay works with 20+ bank partners.tabapay.com · read 9 Oct 2026
- Bank rails
- Its single API supports push and pull transactions across card networks and bank rails including RTP, FedNow, and ACH.tabapay.com · read 9 Oct 2026
- Company
- The company says it was founded to help regulated businesses move money, but the opened About page does not state its founding year or headquarters.tabapay.com · read 9 Oct 2026
- Fraud tools
- Its risk tools include ANI, AVS, CVV2, real-time fraud monitoring, alerts, fraud reports, and chargeback guidance.tabapay.com · read 9 Oct 2026
- Identity checks
- The platform supports KYC/KYB and authentication tools including AVS, ANI, and 3DS.tabapay.com · read 9 Oct 2026
- Industries
- TabaPay serves regulated businesses, including lending, gaming, on-demand payroll, digital banking, healthcare, and insurance.tabapay.com · read 9 Oct 2026
- Integration access
- TabaPay's API is not publicly available; prospective integrators are instructed to contact TabaPay, complete authentication and IP whitelisting, and receive Sandbox access.developers.tabapay.com · read 9 Oct 2026
- Integration formats
- The API uses REST, HTTPS, API-key authentication, and JSON requests and responses.developers.tabapay.com · read 9 Oct 2026
- Integrations
- The platform includes a connected partner ecosystem, but the opened page does not name specific integrations.tabapay.com · read 9 Oct 2026
- Intended users
- The site names lending, gaming, on-demand payroll, digital banking, healthcare and insurance, remittance, platforms, and recurring billing as use cases.tabapay.com · read 9 Oct 2026
- Merchant PCI requirements
- Clients and merchants must meet the PCI level specified for their card-entry method and volume, and TabaPay requires an attestation of compliance before go-live.developers.tabapay.com · read 9 Oct 2026
- One API
- The platform uses one API across its ecosystem for payments and payouts.developers.tabapay.com · read 9 Oct 2026
- Operational limit
- TabaPay recommends one transaction per second in production and a maximum of three to five transactions per second.developers.tabapay.com · read 9 Oct 2026
- Payment flows
- The platform uses one API to accept payments, send payouts, and monitor transactions.tabapay.com · read 9 Oct 2026
- Payment methods
- It supports accepting and paying out through cards and bank accounts.tabapay.com · read 9 Oct 2026
- Payment rails
- The platform supports card and bank rails, including Visa, Mastercard, Discover, RTP, FedNow, and ACH.tabapay.com · read 9 Oct 2026
- Portal
- The TabaPay Portal lets clients view transactions, reports, and invoices, manage users, and download reports.developers.tabapay.com · read 9 Oct 2026
- Pricing availability
- The platform page directs prospective customers to contact sales and does not state a price.tabapay.com · read 9 Oct 2026
