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Flute Embedded Payments
Tempe, Arizona, United States
What it is
Flute Embedded Payments lets software platforms add payment processing within the platform experience. Its embedded offering supports credit and debit cards, ACH transfers, and digital wallets through one integration. Flute describes online, in-person, and mobile payment experiences, with unified APIs, tokens, and events across online and in-person payments. Platform partners earn a share of processing fees on transactions completed in their platforms; partner pricing scales with transaction volume, and prices are available on request. Flute provides payment APIs and SDKs, documentation, and sandbox access for integration work. The dashboard records transactions and reports revenue share. Partner support includes integration assistance, pricing model design, go-to-market planning, and ongoing program management. Flute says the offering includes PCI compliance support and fraud protection. Its Android terminal SDK is interoperable with Kotlin and Java and is for Flute-provisioned Android payment terminals; those terminals require Android minSdk 25 or higher. Common use cases include vertical SaaS products, marketplaces, field service platforms, and practice management tools. Flute says it has supported merchants across the United States since 2005 and is headquartered in Tempe, Arizona.
For and against
For
- One integration supports cards, ACH, and digital wallets
- Supports online, in-person, and mobile payment experiences
- Includes APIs, SDKs, documentation, and sandbox access
- Dashboard provides transaction and revenue-share reporting
- Partner program includes integration and program assistance
Against
- Pricing is available on request
- Android terminal SDK requires Android minSdk 25 or higher
- Android SDK is for Flute-provisioned terminals
The verdict
Flute combines payment integration tools with partner revenue sharing and implementation support. Platforms should assess the quote-based terms and terminal requirements against their integration needs.
Who it suits
It may suit software platforms such as marketplaces, vertical SaaS products, field service platforms, and practice management tools that want to accept payments within their own experience. Teams considering Android terminals should note the minSdk requirement.
Plans and prices
Partner pricing
Partner pricing scales with transaction volume
Read 7 Oct 2026 · flute.com
On the record
- Android SDK
- Flute offers a Kotlin- and Java-interoperable terminal SDK for Flute-provisioned Android payment terminals; it requires Android minSdk 25 or higher.developer.flute.com · read 7 Oct 2026
- Company history
- Flute says it has supported merchants across the United States since 2005.flute.com · read 7 Oct 2026
- Dashboard
- The Flute dashboard documents transactions and provides revenue-share reporting.flute.com · read 7 Oct 2026
- Developer tools
- Flute provides payment APIs and SDKs, documentation, and sandbox access for testing integrations.flute.com · read 7 Oct 2026
- Integration scope
- The developer documentation describes online, in-person, and mobile payment experiences with unified APIs, tokens, and events across online and in-person payments.developer.flute.com · read 7 Oct 2026
- Named integration
- Flute announced an embedded payments integration with Clarity POS for jewelry retailers.flute.com · read 7 Oct 2026
- Partner support
- Flute’s partner program includes integration assistance, pricing model design, go-to-market planning, and ongoing program management.flute.com · read 7 Oct 2026
- Payment methods
- The embedded payments offering supports credit and debit cards, ACH transfers, and digital wallets through one integration.flute.com · read 7 Oct 2026
- Product
- Flute embeds payment processing into software platforms so users can pay within the platform experience.flute.com · read 7 Oct 2026
- Revenue model
- Platform partners earn a share of processing fees on transactions completed inside their platforms.flute.com · read 7 Oct 2026
- Security
- Flute says its embedded offering includes PCI compliance support and fraud protection.flute.com · read 7 Oct 2026
- Use cases
- Flute identifies vertical SaaS products, marketplaces, field service platforms, and practice management tools as common fits.flute.com · read 7 Oct 2026
