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Cashfree Payment Gateway
Bengaluru, Karnataka, India
What it is
Cashfree Payment Gateway lets businesses accept online payments through hosted checkout, web elements, mobile integrations, APIs, plugins, payment links, and forms. The maker lists more than 180 payment modes, including UPI, cards, wallets, EMI, and Pay Later, and says merchants can accept international payments in 140+ currencies. Integration options include Android, iOS, React Native, and Flutter, along with Shopify and WooCommerce plugins. Cashfree says its UPI gateway connects with 8+ banks and dynamically routes transactions between them. The default UPI settlement cycle is T+2 days; instant settlements are available to eligible businesses. Cashfree identifies itself as an RBI-authorised Payment Aggregator and lists PCI DSS, ISO 9001, and ISO 27001 certifications. It describes onboarding as paperless, with a payment expert contacting new sign-ups within 24 working hours. The festive offer waives gateway fees on the first ₹20L of GMV for eligible new merchants, though GST applies and exclusions and campaign conditions apply. Standard platform fees are ₹1.95 per transaction, deducted from successful transactions before settlement.
For and against
For
- Lists more than 180 payment modes.
- Accepts international payments in 140+ currencies.
- Mobile integrations include Android and iOS.
- Instant settlements are available to eligible businesses.
Against
- Standard platform fees are ₹1.95 per transaction.
- GST applies to the festive offer.
- The offer excludes certain payment methods and has eligibility conditions.
The verdict
Cashfree offers several checkout and integration routes, with support for domestic and international payment methods. Businesses should review the transaction fee and the festive offer's exclusions and eligibility conditions.
Who it suits
Cashfree suits businesses that need to accept online payments through web, mobile, API, plugin, or payment-link integrations. Its cross-border payment products are described as currently for businesses.
Plans and prices
Instant Settlements
availability depends on settlement type and risk assessment
Read 19 Oct 2026 · cashfree.com
Payment Gateway standard platform fee
UPI, cards, net banking, wallets and other modes
Read 19 Oct 2026 · cashfree.com
EMI payment fee
credit-card EMI
Read 19 Oct 2026 · cashfree.com
Festive offer
Domestic transactions · excludes certain payment methods · standard fees apply after offer ends
Read 3 Oct 2026 · cashfree.com
Standard platform fee
Custom pricing may be available for businesses with high average order values or micro-transactions
Read 3 Oct 2026 · cashfree.com
Enterprise
custom SLAs and settlement requirements
Read 19 Oct 2026 · cashfree.com
Introductory payment-gateway offer
new merchants · transaction terms apply
Read 19 Oct 2026 · cashfree.com
On the record
- API documentation
- The documentation includes structured API references, examples and an interactive Dev Studio playground.cashfree.com · read 19 Oct 2026
- Checkout features
- Cashfree lists hosted checkout and merchant-hosted checkout using web elements among its integration options.cashfree.com · read 3 Oct 2026
- Checkout performance
- Cashfree advertises a customizable checkout loading in under 200 milliseconds and payment completion in 10 seconds or less.cashfree.com · read 19 Oct 2026
- Checkout personalization
- The product includes AI-based payment-mode personalization, automatic offers, returning-user one-click payments and branded checkout elements.cashfree.com · read 19 Oct 2026
- Company founding and headquarters
- LinkedIn lists Cashfree as founded in 2015 and headquartered in Bangalore, Karnataka, India.linkedin.com · read 19 Oct 2026
- Company legal name
- Crunchbase lists the legal name as Cashfree Payments India Private Limited.crunchbase.com · read 19 Oct 2026
- Company size
- LinkedIn lists a company size of 501–1,000 employees.linkedin.com · read 19 Oct 2026
- Developer support
- Cashfree provides FAQs, a knowledge base, email/help-desk support, chat and a Discord developer community.cashfree.com · read 19 Oct 2026
- Earlier funding
- TechCrunch reported a USD 5.5 million Cashfree round led by Smilegate Investment with Y Combinator participation in April 2019.techcrunch.com · read 19 Oct 2026
- Founders
- Crunchbase identifies Akash Sinha as co-founder and CEO and Reeju Datta as co-founder.crunchbase.com · read 19 Oct 2026
- Funding news
- Cashfree announced a USD 53 million (INR 450 crore) funding round led by KRAFTON with participation from Apis Growth Fund II on 5 February 2025.cashfree.com · read 19 Oct 2026
- Intended customers
- Cashfree describes its payment gateway as a service for businesses and says cross-border payment products are currently for businesses.cashfree.com · read 3 Oct 2026
- International currencies
- Cashfree says merchants can collect payments in more than 140 currencies.cashfree.com · read 19 Oct 2026
- International payments
- Cashfree says merchants can accept international payments in 140+ currencies.cashfree.com · read 3 Oct 2026
- Limit: account approval and holds
- Trustpilot reviewers describe rejected or delayed onboarding, account deactivation and payment or settlement problems with limited explanations.uk.trustpilot.com · read 19 Oct 2026
- Limit: dashboard complexity
- G2 and Software Advice reviewers say the dashboard's extensive analytics and configuration options take time for finance or nontechnical users to learn.g2.com · read 19 Oct 2026
- Limit: international activation
- Multiple G2 reviewers report that enabling international payments requires additional compliance forms and business documentation.g2.com · read 19 Oct 2026
- Limit: support complaints
- GetApp and Trustpilot reviewers report slow responses, unresolved tickets, limited status visibility and difficulty reaching human support.getapp.com · read 19 Oct 2026
