Best Payment Gateways in 2026
Updated
62 payment gateways ranked on what their makers publish — plans and prices, free tiers, platforms and the facts on their own pages.
62ranked
1free plans on this page
€19/molowest paid tier
7 Oct 2026last checked
Recognised 40% · Phone app 26% · Documented 20% · Free plan 14% of the score
- 26 MONEI iPhone + Android RecognisedPhone appDocumentedFree plan 6.7 Payment methods: Cards, Click to Pay, Apple Pay, Google Pay, PayPal, Bancontact, Bizum, MB WAY, Multibanco, MONEI FlexSupported currencies: 9Recurring payments: Yes
- 27 PAYMILL iPhone + Android RecognisedPhone appDocumentedFree plan 6.7 Payment methods: Credit cards, debit cards, SEPA direct debit, PayPalSupported currencies: 100Recurring payments: Yes
- 28 CCAvenue iPhone + Android RecognisedPhone appDocumentedFree plan 6.6 Payment methods: Credit cards; debit cards; net banking; UPI; prepaid instruments and wallets; bank EMI; mobile payments; cash cardsSupported currencies: 27Recurring payments: Yes
- 29 Pay10 Payment Gateway iPhone + Android RecognisedPhone appDocumentedFree plan 6.6 Payment methods: UPI, cards, net banking, Pay10 Wallet, international cardsSupported currencies: 100Recurring payments: Yes
- 30 PayKun iPhone + Android RecognisedPhone appDocumentedFree plan 6.6 Payment methods: Cards, net banking, UPI, wallets, QR code, EMISupported currencies: 29Recurring payments: No
- 31 PAYONE iPhone + Android RecognisedPhone appDocumentedFree plan 6.6 Payment methods: Visa, Mastercard, American Express, JCB, eps, iDEAL, Przelewy24, Sofort, PostFinance, PayPal, Alipay, Bancontact, WeChat Pay, SEPA direct debitRecurring payments: Yes
- 32 PayU iPhone + Android RecognisedPhone appDocumentedFree plan 6.6 Payment methods: Cards, UPI, net banking, wallets, EMI, BNPL, QR and payment linksRecurring payments: Yes
- 33 Peach Payments iPhone + Android RecognisedPhone appDocumentedFree plan 6.6 Payment methods: Visa, Mastercard, American Express, Diners Club, PayShap, Pay by Bank, Capitec Pay, Absa Pay, Peach EFT, Payflex, ZeroPay, Float, Happy Pay, PayJustNow, Scan to Pay, Apple Pay, Google Pay, Samsung Pay, PayPal, 1Voucher, Mobicred, RCS, A+ store cards, MoneyBadgerRecurring payments: Yes
- 34 Viva.com iPhone + Android RecognisedPhone appDocumentedFree plan 6.6 Payment methods: Cards, digital wallets, local payment methods, direct debit and other payment methodsSupported currencies: 8Recurring payments: Yes
- 35 Payment Asia Online Payment Solution iPhone + Android RecognisedPhone appDocumentedFree plan 6.5 Payment methods: Credit cards (Visa, Mastercard, JCB, UnionPay), Alipay, WeChat Pay, FPS, PayMe, Octopus, Apple Pay, Google Pay, UnionPay QR / BoC Pay+
- 36 PayTabs Payment Links iPhone + Android RecognisedPhone appDocumentedFree plan 6.5 Payment methods: broad
- 37 Bank Muamalat Payment Gateway No phone app RecognisedPhone appDocumentedFree plan 5.6 Payment methods: Credit and debit cards: MyDebit, Visa and Mastercard
- 38 Mastercard Transaction Risk Management No phone app RecognisedPhone appDocumentedFree plan 5.6
- 39 Stripe ACH Direct Debit No phone app RecognisedPhone appDocumentedFree plan 5.5 Payment methods: Cards, wallets, bank debits, bank transfers, buy now pay later, local payment methods, and stablecoinsSupported currencies: 135Recurring payments: Yes
- 40 American Express Payment Gateway No phone app RecognisedPhone appDocumentedFree plan 5.3$20/mo Payment methods: American Express, Mastercard, Visa, Diners Club, Discover, JCB, PayPal, MaestroSupported currencies: 120Recurring payments: Yes
- 41 Cybersource No phone app RecognisedPhone appDocumentedFree plan 5.3 Payment methods: Credit cards; debit cards; digital wallets; eWallets; bank transfers; direct debits; installment payments; cashRecurring payments: Yes
- 42 MyCryptoCheckout No phone app RecognisedPhone appDocumentedFree plan 5.3 Payment methods: Cryptocurrency coins and tokensSupported currencies: 72
- 43 Nummuspay No phone app RecognisedPhone appDocumentedFree plan 5.3Free Payment methods: PayPal, Apple Pay, Visa Checkout, Masterpass, Alipay, Boleto Bancário, Giropay, iDEAL, Paysafecard, SEPA, Skrill, Nets, Sofort, WebMoney, ACH, eCheck, bank transfer, wire transfer, credit and debit cardsRecurring payments: Yes
- 44 PayGlocal No phone app RecognisedPhone appDocumentedFree plan 5.3 Payment methods: Visa, Mastercard, American Express, Apple Pay, UPI, net banking, wallets, and 100+ local/alternate methodsSupported currencies: 130Recurring payments: Yes
- 45 TransactWorld No phone app RecognisedPhone appDocumentedFree plan 5.3 Payment methods: Credit cards, debit cards, alternative payment methodsRecurring payments: Yes
- 46 Unzer No phone app RecognisedPhone appDocumentedFree plan 5.3€19/mo Payment methods: Cards, PayPal, Apple Pay, Google Pay, Alipay, invoice, instalments, SEPA Direct Debit, bank transferRecurring payments: Yes
- 47 Authorize.net No phone app RecognisedPhone appDocumentedFree plan 5.2$25/mo Payment methods: Visa, Mastercard, Discover, American Express, JCB, Diners Club, eCheck, Apple Pay, Google Pay, PayPalRecurring payments: Yes
- 48 BillDesk No phone app RecognisedPhone appDocumentedFree plan 5.2 Payment methods: Credit cards, debit cards, UPI, net banking, wallets, cash cards, e-NACHRecurring payments: Yes
- 49 CryptoWoo No phone app RecognisedPhone appDocumentedFree plan 5.2 Payment methods: Bitcoin, Bitcoin Cash, Litecoin, Dogecoin, Monero, Dash, Vertcoin, Ethereum, USDT, USDC, DAI
- 50 GMO Payment Gateway PG Multi-Payment Service No phone app RecognisedPhone appDocumentedFree plan 5.2 Payment methods: Credit cards; convenience-store payments; bank transfers; carrier billing; digital wallets; QR-code payments; buy-now-pay-later; and other methodsSupported currencies: 33Recurring payments: Yes
Compare all 25 in a table
| # | App | Score | Free plan | From | Free plan | Paid from | Payment methods | Supported currencies |
|---|---|---|---|---|---|---|---|---|
| 26 | MONEI | 6.7 | No | — | No | — | Cards, Click to Pay, Apple Pay, Google Pay, PayPal, Bancontact, Bizum, MB WAY, Multibanco, MONEI Flex | 9 |
| 27 | PAYMILL | 6.7 | No | — | No | — | Credit cards, debit cards, SEPA direct debit, PayPal | 100 |
| 28 | CCAvenue | 6.6 | No | — | No | — | Credit cards; debit cards; net banking; UPI; prepaid instruments and wallets; bank EMI; mobile payments; cash cards | 27 |
| 29 | Pay10 Payment Gateway | 6.6 | No | — | No | — | UPI, cards, net banking, Pay10 Wallet, international cards | 100 |
| 30 | PayKun | 6.6 | No | — | No | — | Cards, net banking, UPI, wallets, QR code, EMI | 29 |
| 31 | PAYONE | 6.6 | No | — | No | — | Visa, Mastercard, American Express, JCB, eps, iDEAL, Przelewy24, Sofort, PostFinance, PayPal, Alipay, Bancontact, WeChat Pay, SEPA direct debit | — |
| 32 | PayU | 6.6 | No | — | No | — | Cards, UPI, net banking, wallets, EMI, BNPL, QR and payment links | — |
| 33 | Peach Payments | 6.6 | No | — | No | — | Visa, Mastercard, American Express, Diners Club, PayShap, Pay by Bank, Capitec Pay, Absa Pay, Peach EFT, Payflex, ZeroPay, Float, Happy Pay, PayJustNow, Scan to Pay, Apple Pay, Google Pay, Samsung Pay, PayPal, 1Voucher, Mobicred, RCS, A+ store cards, MoneyBadger | — |
| 34 | Viva.com | 6.6 | No | — | No | — | Cards, digital wallets, local payment methods, direct debit and other payment methods | 8 |
| 35 | Payment Asia Online Payment Solution | 6.5 | No | — | No | — | Credit cards (Visa, Mastercard, JCB, UnionPay), Alipay, WeChat Pay, FPS, PayMe, Octopus, Apple Pay, Google Pay, UnionPay QR / BoC Pay+ | — |
| 36 | PayTabs Payment Links | 6.5 | No | — | No | — | broad | — |
| 37 | Bank Muamalat Payment Gateway | 5.6 | No | — | — | — | Credit and debit cards: MyDebit, Visa and Mastercard | — |
| 38 | Mastercard Transaction Risk Management | 5.6 | No | — | — | — | — | — |
| 39 | Stripe ACH Direct Debit | 5.5 | No | — | No | — | Cards, wallets, bank debits, bank transfers, buy now pay later, local payment methods, and stablecoins | 135 |
| 40 | American Express Payment Gateway | 5.3 | No | $20/mo | No | 20 /mo | American Express, Mastercard, Visa, Diners Club, Discover, JCB, PayPal, Maestro | 120 |
| 41 | Cybersource | 5.3 | No | — | — | — | Credit cards; debit cards; digital wallets; eWallets; bank transfers; direct debits; installment payments; cash | — |
| 42 | MyCryptoCheckout | 5.3 | No | — | Yes | — | Cryptocurrency coins and tokens | 72 |
| 43 | Nummuspay | 5.3 | Free plan | Free | Yes | — | PayPal, Apple Pay, Visa Checkout, Masterpass, Alipay, Boleto Bancário, Giropay, iDEAL, Paysafecard, SEPA, Skrill, Nets, Sofort, WebMoney, ACH, eCheck, bank transfer, wire transfer, credit and debit cards | — |
| 44 | PayGlocal | 5.3 | No | — | No | — | Visa, Mastercard, American Express, Apple Pay, UPI, net banking, wallets, and 100+ local/alternate methods | 130 |
| 45 | TransactWorld | 5.3 | No | — | — | — | Credit cards, debit cards, alternative payment methods | — |
| 46 | Unzer | 5.3 | No | €19/mo | No | — | Cards, PayPal, Apple Pay, Google Pay, Alipay, invoice, instalments, SEPA Direct Debit, bank transfer | — |
| 47 | Authorize.net | 5.2 | No | $25/mo | No | 25 /mo | Visa, Mastercard, Discover, American Express, JCB, Diners Club, eCheck, Apple Pay, Google Pay, PayPal | — |
| 48 | BillDesk | 5.2 | No | — | — | — | Credit cards, debit cards, UPI, net banking, wallets, cash cards, e-NACH | — |
| 49 | CryptoWoo | 5.2 | No | — | Yes | — | Bitcoin, Bitcoin Cash, Litecoin, Dogecoin, Monero, Dash, Vertcoin, Ethereum, USDT, USDC, DAI | — |
| 50 | GMO Payment Gateway PG Multi-Payment Service | 5.2 | No | — | — | — | Credit cards; convenience-store payments; bank transfers; carrier billing; digital wallets; QR-code payments; buy-now-pay-later; and other methods | 33 |
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