Best Money Transfer Apps in 2026
Updated
82ranked
4free plans on this page
9 Oct 2026last checked
Recognised 40% · Phone app 26% · Documented 20% · Free plan 14% of the score
- 51 PayPal Invoicing iPhone + Android RecognisedPhone appDocumentedFree plan 7.5Free Recipient methods: Email, SMS, messaging apps, social media, and QR codeTransfer speed: Often within one day of receiving an invoice
- 52 Mercado Pago iPhone + Android RecognisedPhone appDocumentedFree plan 7.4 Transfer speed: instant
- 53 Nequi iPhone + Android RecognisedPhone appDocumentedFree plan 7.4 Recipient methods: walletTransfer speed: instant
- 54 Kakao Pay iPhone + Android RecognisedPhone appDocumentedFree plan 7.4 Transfer speed: instant
- 55 Maya iPhone + Android RecognisedPhone appDocumentedFree plan 7.4 Transfer speed: instant
- 56 Toss iPhone + Android RecognisedPhone appDocumentedFree plan 7.4 Recipient methods: bankTransfer speed: instant
- 57 Boost iPhone + Android RecognisedPhone appDocumentedFree plan 7.3 Recipient methods: bankExchange-rate model: variable
- 58 GrabPay iPhone + Android RecognisedPhone appDocumentedFree plan 7.3Free
- 59 Cash App Taxes iPhone + Android RecognisedPhone appDocumentedFree plan 7.3Free
- 60 JazzCash iPhone + Android RecognisedPhone appDocumentedFree plan 7.2 Transfer speed: instant
- 61 TWINT iPhone + Android RecognisedPhone appDocumentedFree plan 7.2 Recipient methods: walletTransfer speed: instant
- 62 MACHBANK iPhone + Android RecognisedPhone appDocumentedFree plan 7.2 Recipient methods: bankTransfer speed: same_dayExchange-rate model: variable
- 63 Weixin Pay iPhone + Android RecognisedPhone appDocumentedFree plan 7.1 Transfer speed: instant
- 64 Payconiq iPhone + Android RecognisedPhone appDocumentedFree plan 7.1 Recipient methods: bank
- 65 SadaPay iPhone + Android RecognisedPhone appDocumentedFree plan 7.1 Transfer speed: instantExchange-rate model: variable
- 66 PayMaster iPhone + Android RecognisedPhone appDocumentedFree plan 7.1Free Recipient methods: bankTransfer speed: instant
- 67 Alipay iPhone + Android RecognisedPhone appDocumentedFree plan 7.1
- 68 NayaPay iPhone + Android RecognisedPhone appDocumentedFree plan 6.9 Transfer speed: instant
- 69 ZaloPay iPhone + Android RecognisedPhone appDocumentedFree plan 6.9 Transfer speed: instantExchange-rate model: variable
- 70 Wave iPhone + Android RecognisedPhone appDocumentedFree plan 6.8 Transfer speed: instant
- 71 Airtm Embedded Payments No phone app RecognisedPhone appDocumentedFree plan 6.7 Transfer speed: instantExchange-rate model: variable
- 72 Nagad iPhone + Android RecognisedPhone appDocumentedFree plan 6.7 Recipient methods: wallet
- 73 Yape iPhone + Android RecognisedPhone appDocumentedFree plan 6.7 Transfer speed: instant
- 74 DaviPlata iPhone + Android RecognisedPhone appDocumentedFree plan 6.7 Transfer speed: instant
- 75 LinkAja iPhone + Android RecognisedPhone appDocumentedFree plan 6.7
Compare all 25 in a table
| # | App | Score | Free plan | From | Free plan | Paid from | Recipient methods | Transfer speed |
|---|---|---|---|---|---|---|---|---|
| 51 | PayPal Invoicing | 7.5 | Free plan | Free | Yes | — | Email, SMS, messaging apps, social media, and QR code | Often within one day of receiving an invoice |
| 52 | Mercado Pago | 7.4 | No | — | Yes | — | — | instant |
| 53 | Nequi | 7.4 | No | — | Yes | — | wallet | instant |
| 54 | Kakao Pay | 7.4 | No | — | Yes | — | — | instant |
| 55 | Maya | 7.4 | No | — | Yes | — | — | instant |
| 56 | Toss | 7.4 | No | — | Yes | — | bank | instant |
| 57 | Boost | 7.3 | No | — | Yes | — | bank | — |
| 58 | GrabPay | 7.3 | Free plan | Free | Yes | — | — | — |
| 59 | Cash App Taxes | 7.3 | Free plan | Free | Yes | — | — | — |
| 60 | JazzCash | 7.2 | No | — | Yes | — | — | instant |
| 61 | TWINT | 7.2 | No | — | Yes | — | wallet | instant |
| 62 | MACHBANK | 7.2 | No | — | Yes | — | bank | same_day |
| 63 | Weixin Pay | 7.1 | No | — | Yes | — | — | instant |
| 64 | Payconiq | 7.1 | No | — | Yes | — | bank | — |
| 65 | SadaPay | 7.1 | No | — | Yes | — | — | instant |
| 66 | PayMaster | 7.1 | Free plan | Free | Yes | — | bank | instant |
| 67 | Alipay | 7.1 | No | — | Yes | — | — | — |
| 68 | NayaPay | 6.9 | No | — | Yes | — | — | instant |
| 69 | ZaloPay | 6.9 | No | — | Yes | — | — | instant |
| 70 | Wave | 6.8 | No | — | — | — | — | instant |
| 71 | Airtm Embedded Payments | 6.7 | No | — | — | — | — | instant |
| 72 | Nagad | 6.7 | No | — | Yes | — | wallet | — |
| 73 | Yape | 6.7 | No | — | Yes | — | — | instant |
| 74 | DaviPlata | 6.7 | No | — | Yes | — | — | instant |
| 75 | LinkAja | 6.7 | No | — | Yes | — | — | — |
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