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easypaisa
easypaisa · Karachi, Pakistan · founded 2009
What it is
easypaisa provides digital banking and payment services through an app and mobile account. Customers can send money to easypaisa accounts, CNICs, bank accounts, and Raast IDs, and pay bills to more than 1,500 billing organisations, including utility, internet, telephone, and credit card billers. The app also offers mobile load and packages for networks in Pakistan, along with savings, loans, international remittances, insurance, donations, and buy now pay later. Businesses can accept online and QR payments, use Mini Apps and payment links, or connect the payment gateway to a website or mobile app. Online payments and retail Till and QR payments are listed as free; some transfers and services carry charges. Transfers to another easypaisa account are free for the first five transactions each month; transactions six through ten cost 1%, and later ones cost 2% of the amount, including tax. Limits vary by account level and may be increased by verifying and upgrading the account. New mobile account opening is listed at Rs. 0.00. The service is available on Android, iOS, web, and through an API.
For and against
For
- Supports transfers to accounts, CNICs, banks, and Raast IDs.
- Bill payments cover more than 1,500 organisations.
- Online and retail Till and QR payments are listed as free.
- Businesses can use payment links and Mini Apps.
- New mobile account opening is listed at Rs. 0.00.
Against
- Transfer fees apply after the first five monthly account transfers.
- Transaction limits vary by account level.
- Some transfers and other services have charges.
The verdict
easypaisa combines personal banking and payment services with merchant payment options. Account limits vary, and some transfers and services have charges, so users should check the terms that apply to their activity.
Who it suits
easypaisa may suit people seeking mobile banking, money transfers, bill payments, and other listed financial services in Pakistan. Its merchant payment tools are intended for entrepreneurs and businesses accepting customer payments.
Plans and prices
Easypaisa Mobile Account
No account fee listed; transaction limits vary by account level
Read 11 Oct 2026 · easypaisa.com.pk
On the record
- Account limits
- Easypaisa says customers can increase daily, monthly, or yearly sending limits by verifying and upgrading their account in the app.easypaisa.com.pk · read 11 Oct 2026
- Account opening fee
- The bank charges schedule lists new mobile account opening at Rs. 0.00.easypaisa.com.pk · read 11 Oct 2026
- Additional services
- The app lists savings, loans, international remittances, insurance, donations, and buy now pay later among its services.easypaisa.com.pk · read 11 Oct 2026
- Bill payments
- The app supports payments to more than 1,500 billing organisations, including utility, internet, telephone, and credit card billers.easypaisa.com.pk · read 11 Oct 2026
- Digital banking
- easypaisa describes itself as a digital bank offering financial services through its platform.easypaisa.com.pk · read 11 Oct 2026
- Fees
- The bank's schedule lists online payments and retail Till and QR payments as free, while some transfers and other services have charges.easypaisa.com.pk · read 11 Oct 2026
- Integrations
- The merchant gateway supports payment integration with a website or mobile app and offers payment integration guides.easypay.easypaisa.com.pk · read 11 Oct 2026
- Merchant integration
- The merchant portal provides payment integration guides and a demo of the payment page integration and user flow.easypay.easypaisa.com.pk · read 11 Oct 2026
- Merchant payment methods
- The online payment gateway supports easypaisa Mobile Account payments and OTC payments through an easypaisa token payable at 1LINK banks and franchises.merchantportal.easypaisa.com.pk · read 11 Oct 2026
- Merchant payments
- Businesses can use easypaisa for online payments, QR payments, Mini Apps, and payment links.merchantportal.easypaisa.com.pk · read 11 Oct 2026
- Merchant support
- The merchant portal lists [email protected] and hotline 62632, available from 10 AM to 5 PM.merchantportal.easypaisa.com.pk · read 11 Oct 2026
- Mobile platforms
- bothplay.google.com · read 20 Sep 2026
- Mobile services
- The app offers mobile load and mobile packages for networks in Pakistan.easypaisa.com.pk · read 11 Oct 2026
- Money transfers
- The app supports transfers to easypaisa accounts, CNICs, and bank accounts, as well as Raast transfers.easypaisa.com.pk · read 11 Oct 2026
- Purpose
- Easypaisa provides digital banking and payment services through its app and mobile account.easypaisa.com.pk · read 11 Oct 2026
- Regulatory status
- The State Bank of Pakistan declared Easypaisa Bank Limited a scheduled bank effective January 23, 2025.sbp.org.pk · read 11 Oct 2026
- Security
- The bank's customer protection document includes protection against fraud and invasion of privacy among its guiding principles.easypaisa.com.pk · read 11 Oct 2026
- Security credentials
- The wallet terms define an MPIN for financial transactions and an OTP for accessing the Android or iOS mobile application.easypaisa.com.pk · read 11 Oct 2026
