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On the recordRead 11 Oct 202620 facts
Payconiq
Payconiq · 9-11 rue Joseph Junck, L-1839 Luxembourg, Luxembourg · founded 2006
Plans and prices
Payconiq for merchants
Priced on request
Commission pricing is adapted to the merchant; no fixed costs stated
Read 11 Oct 2026 · payconiq.lu
On the record
- Bank partners
- The maker names Spuerkeess, POST Luxembourg, BIL, BGL BNP Paribas, ING Luxembourg and Raiffeisen Luxembourg as banks offering Payconiq to customers.payconiq.lu · read 11 Oct 2026
- Company winddown
- Payconiq says it transferred its merchant portfolio to Buckaroo from January 2026 and decided to end its payment activities and relinquish its payment-institution authorization, subject to regulatory and operational steps.payconiq.lu · read 11 Oct 2026
- In-store options
- Merchants can accept payments using terminal, customer-screen, receipt or standalone QR codes, including QR codes with customer-defined, fixed or changeable amounts.payconiq.lu · read 11 Oct 2026
- Integrations
- The maker says Payconiq works with e-commerce plugins but does not name them on the page; its point-of-sale page also describes integration with POS systems.payconiq.lu · read 11 Oct 2026
- Merchant uses
- The maker lists point-of-sale, e-commerce, invoice payments and nonprofit fundraising as merchant use cases.payconiq.lu · read 11 Oct 2026
- Mobile apps
- The maker says participating banks provide their own Payconiq apps through the App Store or Google Play.payconiq.lu · read 11 Oct 2026
- Mobile platforms
- bothpayconiq.lu · read 22 Sep 2026
- Online checkout
- Online merchants can offer QR-code payments or App2App payments, with payment confirmation returned to their system after bank approval.payconiq.lu · read 11 Oct 2026
- Payment flow
- Payments are made directly from the user’s bank account to the recipient’s account.payconiq.lu · read 11 Oct 2026
- Recipient methods
- bankpayconiq.lu · read 22 Sep 2026
- Regulatory status
- Payconiq International SA says it is authorized as a Luxembourg payment institution and supervised by the CSSF.payconiq.lu · read 11 Oct 2026
- Security
- Payconiq describes itself as a banking service that meets high security and encryption standards.payconiq.lu · read 11 Oct 2026
- Support
- The maker directs consumers to their bank for general information and activation help, and says Buckaroo is the primary merchant-services contact during and after the transition.payconiq.lu · read 11 Oct 2026
- Transfer tracking
- Yespayconiq.lu · read 22 Sep 2026
- Transition
- The maker says Payconiq payments are migrating to Wero in 2026 and that the Payconiq brand and app will no longer be used after the transition.payconiq.lu · read 11 Oct 2026
- User fees
- The maker says the bank’s Payconiq app is free and payments, transfers and receipts are free for users, excluding mobile-operator communication costs.payconiq.lu · read 11 Oct 2026
- What it does
- Payconiq is a mobile banking payment solution for paying in stores, online and in apps, paying bills, and transferring money.payconiq.lu · read 11 Oct 2026