Best Financial Planning Software in 2026
Updated
In short: myprosperity is ranked #1 of 34 as of 4 October 2026, ahead of Betterment and Boldin. The best-ranked option with a free plan is Betterment. The lowest first paid tier on this page is Betterment at $0.05/mo.
Financial planning software can help you map cash flow, work through goals, and consider investment, insurance, and tax planning in one process. Compared on cash-flow modeling, goal planning, scenario analysis, and those planning areas, these tools offer different combinations to weigh against your needs. Check whether a client portal matters for the way you work, and factor in free-plan availability and the published “Paid from” price. myprosperity, Betterment, and Boldin are among the options here, alongside tools such as ProjectionLab and LivePlan. Think about the planning questions you need to address and the features and access terms that will support that work.
34 financial planning software ranked on what their makers publish — plans and prices, free tiers, platforms and the facts on their own pages.
Recognised 40% · Phone app 26% · Documented 20% · Free plan 14% of the score
- 1 myprosperity iPhone + Android RecognisedPhone appDocumentedFree plan 7.9A$14.95/mo Cash-flow modeling: YesGoal planning: YesTax planning: Yes
- 2 Betterment iPhone + Android RecognisedPhone appDocumentedFree plan 7.8$0.05/mo
- 3 Boldin iPhone + Android RecognisedPhone appDocumentedFree plan 7.8$12/mo
- 4 ProjectionLab iPhone + Android RecognisedPhone appDocumentedFree plan 7.8$10.75/mo
- 5 LivePlan iPhone + Android RecognisedPhone appDocumentedFree plan 7.3$1.25/mo Cash-flow modeling: YesTax planning: No
- 6 Xplan iPhone + Android RecognisedPhone appDocumentedFree plan 7.3 Cash-flow modeling: YesGoal planning: YesTax planning: Yes
- 7 MoneyGuide iPhone only RecognisedPhone appDocumentedFree plan 7.1$33.33/mo Cash-flow modeling: YesGoal planning: YesTax planning: Yes
- 8 Orion Portfolio Accounting iPhone + Android RecognisedPhone appDocumentedFree plan 7.1$1083.33/mo Cash-flow modeling: YesGoal planning: YesTax planning: Yes
- 9 eMoney Advisor iPhone + Android RecognisedPhone appDocumentedFree plan 7.0 Cash-flow modeling: YesGoal planning: YesTax planning: Yes
- 10 RightCapital iPhone + Android RecognisedPhone appDocumentedFree plan 7.0$12.50/mo Cash-flow modeling: YesGoal planning: YesTax planning: Yes
- 11 EVPro iPhone + Android RecognisedPhone appDocumentedFree plan 6.9 Cash-flow modeling: YesGoal planning: YesTax planning: Yes
- 12 Planswell iPhone + Android RecognisedPhone appDocumentedFree plan 6.9 Cash-flow modeling: YesGoal planning: YesTax planning: Yes
- 13 MaxiFi iPhone + Android RecognisedPhone appDocumentedFree plan 6.5$12.42/mo
- 14 AstuteWheel No phone app RecognisedPhone appDocumentedFree plan 6.4A$25/mo Cash-flow modeling: YesGoal planning: YesTax planning: Yes
- 15 MyPlan No phone app RecognisedPhone appDocumentedFree plan 6.3Free Cash-flow modeling: YesGoal planning: YesTax planning: No
- 16 PlanTechHub No phone app RecognisedPhone appDocumentedFree plan 5.5$90/mo Cash-flow modeling: YesGoal planning: YesTax planning: Yes
- 17 NaviPlan No phone app RecognisedPhone appDocumentedFree plan 5.4 Cash-flow modeling: YesGoal planning: YesTax planning: Yes
- 18 Cushion No phone app RecognisedPhone appDocumentedFree plan 5.3$10/mo Cash-flow modeling: YesGoal planning: YesTax planning: No
- 19 FinCalc No phone app RecognisedPhone appDocumentedFree plan 5.3 Cash-flow modeling: YesGoal planning: YesTax planning: Yes
- 20 MyOwnFP No phone app RecognisedPhone appDocumentedFree plan 5.3 Cash-flow modeling: YesTax planning: Yes
- 21 Conquest No phone app RecognisedPhone appDocumentedFree plan 5.2 Cash-flow modeling: YesGoal planning: YesTax planning: Yes
- 22 FE CashCalc No phone app RecognisedPhone appDocumentedFree plan 5.2 Cash-flow modeling: YesGoal planning: YesTax planning: Yes
- 23 Foundry Planning No phone app RecognisedPhone appDocumentedFree plan 5.2$166/mo Cash-flow modeling: YesGoal planning: YesTax planning: Yes
- 24 Kerdora No phone app RecognisedPhone appDocumentedFree plan 5.2 Cash-flow modeling: YesGoal planning: YesTax planning: Yes
- 25 Libretto No phone app RecognisedPhone appDocumentedFree plan 5.2 Goal planning: Yes
Is your app on this list?
Numbered spots on this list can be sponsored. They are labelled, and the editorial order and scores never change for payment.
Questions about this list
Which financial planning software is ranked first on Samsung Mobile US Press?
myprosperity is ranked #1 of 34 with a score of 7.9. Betterment is second and Boldin third.
How many of these have a free plan?
5 of the 25 on this page publish a free plan on their own pricing pages.
Which is the cheapest paid option?
On this page, Betterment has the lowest first paid tier we found: $0.05/mo.
How is this list ranked?
Ranked mobile-first: a phone app alongside the web or desktop product, a free tier and the depth of its documentation. Paid placements never change a rank.