Best Financial Planning Software in 2026
Updated
29 financial planning software ranked on what their makers publish — plans and prices, free tiers, platforms and the facts on their own pages.
29ranked
1free plans on this page
$149/molowest paid tier
4 Oct 2026last checked
Recognised 40% · Phone app 26% · Documented 20% · Free plan 14% of the score
- 26 Finjaro No phone app RecognisedPhone appDocumentedFree plan 5.2 Cash-flow modeling: YesGoal planning: Yes
- 27 Libretto No phone app RecognisedPhone appDocumentedFree plan 5.2 Goal planning: Yes
- 28 Pocket Risk No phone app RecognisedPhone appDocumentedFree plan 5.0 Cash-flow modeling: NoGoal planning: YesTax planning: No
- 29 Elements iPhone + Android RecognisedPhone appDocumentedFree plan 4.9$149/mo
Compare all 4 in a table
| # | App | Score | Free plan | From | Free plan | Paid from | Cash-flow modeling | Goal planning |
|---|---|---|---|---|---|---|---|---|
| 26 | Finjaro | 5.2 | No | — | No | — | Yes | Yes |
| 27 | Libretto | 5.2 | No | — | — | — | — | Yes |
| 28 | Pocket Risk | 5.0 | No | — | No | — | No | Yes |
| 29 | Elements | 4.9 | Free plan | $149/mo | Yes | — | — | — |
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