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RightCapital
2 Enterprise Dr Ste 508, Shelton, CT 06484-4640, United States
What it is
RightCapital is financial planning software for advisors who build plans, explore scenarios, and share results with clients. Its retirement tools provide interactive projections with Monte Carlo simulations, stress tests, and side-by-side comparisons. Advisors can analyze tax-return data and model Roth conversions, equity allocation, and tax-efficient withdrawals. Snapshot creates personalized plan summaries for sharing through a secure client portal or as a PDF. Clients using the portal and mobile app can view net worth, track budgets, edit transactions, and upload documents to the Vault. Integrations include custodians, CRMs, portfolio analytics providers, and other software; listed partners include Schwab, Fidelity, Redtail, Wealthbox, and Morningstar Advisor Workstation. The software supports cash-flow, goal, insurance, and investment planning. RightCapital says personal information and uploaded documents are encrypted at rest with AES-256, and transmissions use HTTPS. It says Envestnet | Yodlee manages banking credentials and account access is read-only. A 14-day free trial is offered. The Basic plan is $149.95 a year, billed per advisor per month, and plans require an annual commitment for the first year.
For and against
For
- Retirement projections include Monte Carlo simulations.
- Tax tools model Roth conversions and withdrawals.
- Clients can upload documents to the Vault.
- Listed integrations include Schwab and Fidelity.
- A 14-day free trial is offered.
Against
- No free plan is listed.
- Plans require a first-year annual commitment.
- Basic is listed at $149.95 a year.
The verdict
RightCapital brings planning, scenario analysis, and client communication into one advisor-focused product. The trial offers a way to evaluate it, while the first-year commitment and listed plan price are important to consider.
Who it suits
RightCapital suits financial advisors who need retirement, tax, and scenario planning tools alongside client-facing summaries and a portal. Its mobile app also lets clients review account and budget information and share documents.
Plans and prices
Basic
Retirement, tax, insurance, investment, estate, business, and college planning · secure document vault · 40+ integrations · live support
Read 2 Oct 2026 · rightcapital.com
Premium
All Basic features · account aggregation · budgeting tools · Tax Analyzer
Read 2 Oct 2026 · rightcapital.com
Platinum
All Premium features · team collaboration · custom asset classes · firm-level assumptions and data models
Read 2 Oct 2026 · rightcapital.com
Enterprise
Custom offering · firm-level insights · unified licensing and billing · API access
Read 2 Oct 2026 · rightcapital.com
On the record
- Account aggregation
- RightCapital says it does not store banking credentials, which are managed by Envestnet | Yodlee, and account access is read-only.rightcapital.com · read 2 Oct 2026
- Client communication
- Snapshot creates personalized plan summaries that advisors can share through the secure client portal or as a PDF.rightcapital.com · read 2 Oct 2026
- Client portal and app
- The client portal and mobile app let clients view net worth, track budgets, edit transactions, and upload documents to the Vault.rightcapital.com · read 2 Oct 2026
- Company
- RightCapital says it was founded in 2015 by brothers Shuang Chen and Song Chen.rightcapital.com · read 2 Oct 2026
- Integrations
- RightCapital integrates with custodians, CRMs, portfolio analytics providers, and other software; listed partners include Schwab, Fidelity, Redtail, Wealthbox, and Morningstar Advisor Workstation.help.rightcapital.com · read 2 Oct 2026
- Mobile availability
- The client mobile app is available for iPhone and Android devices through the App Store and Google Play Store.help.rightcapital.com · read 2 Oct 2026
- Planning
- The software supports interactive retirement projections with Monte Carlo simulations, stress tests, and side-by-side scenario comparisons.rightcapital.com · read 2 Oct 2026
- Purpose
- RightCapital is financial planning software built to simplify planning, enhance client engagement, and help financial advisors scale.rightcapital.com · read 2 Oct 2026
- Security
- RightCapital says personally identifiable information and uploaded documents are encrypted at rest using AES-256, and data transmissions use HTTPS.rightcapital.com · read 2 Oct 2026
- Support
- Advisor support is available by chat, phone, email, and scheduled case reviews Monday through Friday, 9:00 am to 6:00 pm Eastern Time.help.rightcapital.com · read 2 Oct 2026
- Tax planning
- Advisors can analyze tax return data and model strategies including Roth conversions, equity allocation, and tax-efficient withdrawals.rightcapital.com · read 2 Oct 2026
- Trial
- The product page offers a 14-day free trial.rightcapital.com · read 2 Oct 2026
