WealthTrace

Plans and prices

Every plan, in full

On the record

AI

Trace AI is included in Deluxe and Advisor and answers questions with plain-language explanations based on a user's plan.mywealthtrace.com · read 9 Oct 2026

Data use

WealthTrace states that it will not sell or give user data to third parties.mywealthtrace.com · read 9 Oct 2026

Integrations

WealthTrace says users can link accounts through Yodlee and Plaid, and that bank and brokerage credentials are stored at those providers rather than in WealthTrace's database.mywealthtrace.com · read 9 Oct 2026

Investment tracking

Users can link brokerage, IRA, 401(k), and other investment accounts to monitor balances, holdings, performance, transactions, fund fees, and asset allocation, or enter investments manually.mywealthtrace.com · read 9 Oct 2026

Notable limits

Creating and saving multiple individual plans may incur an additional charge, and some account-linking and other add-ons may also cost extra.mywealthtrace.com · read 9 Oct 2026

Planning tools

The software models retirement income, taxes, Roth conversions, Social Security, investments, expenses, and what-if scenarios.mywealthtrace.com · read 9 Oct 2026

Purpose

WealthTrace provides retirement planning software for individuals and couples to build, manage, and analyze their own plans.mywealthtrace.com · read 9 Oct 2026

Scenario analysis

Users can run Monte Carlo simulations and compare retirement ages, spending, investment allocation, Social Security, Roth conversions, and market downturn scenarios.mywealthtrace.com · read 9 Oct 2026

Security

WealthTrace states that it uses 256-bit encryption for information passed between users and its servers.mywealthtrace.com · read 9 Oct 2026

Support

The pricing page lists email and live chat support for individual plans, with priority support for Deluxe; Advisor includes email and phone support.mywealthtrace.com · read 9 Oct 2026

Tax planning

WealthTrace models Roth conversions, required minimum distributions, withdrawals, retirement income, and taxes over time.mywealthtrace.com · read 9 Oct 2026

Trial

The pricing page advertises a free trial and says no credit card is required to start it, but does not state its duration.mywealthtrace.com · read 9 Oct 2026

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