It suits businesses in Europe and the UK that need online or in-person payment options and related money-management products.
Free plan AndroidiPhone & iPadWebAPI
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Best Cross-Border Payment Platforms 2026
Facts read 30 Sep 2026 – 20 Oct 2026
When you accept or send payments across borders, market coverage and settlement details can shape which platform fits your flows. Compare supported currencies, merchant coverage, and local payment methods, then look at FX handling and local settlement for the regions involved. Payout speed may affect day-to-day operations, while free-plan availability and paid-from pricing offer cost details to consider. Mollie, PayPal Invoicing, and Wise are among the named options, with Airwallex Payments and Checkout.com also shown. Consider the countries and payment methods you need to support, then compare the listed coverage, settlement, and payout characteristics with those requirements.
The standings: top 10
| Name | In a line | Record score | Price from | Try it free | Runs on | Facts read |
|---|---|---|---|---|---|---|
| 01 Mollie | It suits businesses in Europe and the UK that need online or in-person payment options and related money-management products. | 5.7 | Free plan | Free plan | Android, iPhone & iPad, Web, API | 14 Oct 2026 |
| 02 Paystack | Paystack suits businesses operating in or serving Africa, from startups and entrepreneurs to large corporations. | 5.7 | Free plan | Free plan | Android, iPhone & iPad, Web, API | 14 Oct 2026 |
| 03 Checkout.com | Checkout.com suits businesses that need to accept payments or disburse funds across multiple methods and markets. | 5.6 | Free plan | Free plan | Android, iPhone & iPad, Web, API | 20 Oct 2026 |
| 04 Airwallex Payments | The listed use cases include eCommerce stores, subscription businesses, online marketplaces and platforms. | 5.5 | $12 a month | Free plan | Android, iPhone & iPad, Web, API | 15 Oct 2026 |
| 05 Wise | Wise may suit people who need to send money internationally, receive payments from abroad, or monitor exchange rates. | 4.9 | Free plan | Free plan | Android, iPhone & iPad, Web | 30 Sep 2026 |
| 06 Xendit | Xendit is aimed at enterprises, startups, SMEs, online sellers, marketplaces, and businesses with recurring billing. | 4.8 | Free plan | Free plan | Android, iPhone & iPad, Web, API | 7 Oct 2026 |
| 07 Adyen | It suits global businesses and enterprise teams handling substantial payment operations. | 4.7 | $0.13 one-time | — | Android, iPhone & iPad, Web, Browser extension | 15 Oct 2026 |
| 08 Braintree ACH Direct Debit | This payment option suits eligible merchants building a custom online checkout who want to debit US bank accounts through ACH. | 4.7 | — | — | Android, iPhone & iPad, Web, API | 3 Oct 2026 |
| 09 Worldpay 360 Hospitality | 4.7 | £49 a month | — | Android, iPhone & iPad, Web | 5 Oct 2026 | |
| 10 Rapyd | Rapyd suits businesses that need payment acceptance, payouts, or embedded financial services across markets. | 4.4 | $99 a month | — | Android, iPhone & iPad, Web, API | 30 Sep 2026 |
02
Paystack
Paystack suits businesses operating in or serving Africa, from startups and entrepreneurs to large corporations.
AndroidiPhone & iPadWeb+1 Record5.7 Visit
03
Checkout.com
Checkout.com suits businesses that need to accept payments or disburse funds across multiple methods and markets.
AndroidiPhone & iPadWeb+1 Record5.6 Visit
04
Airwallex Payments
The listed use cases include eCommerce stores, subscription businesses, online marketplaces and platforms.
AndroidiPhone & iPadWeb+1 Record5.5 Visit
05
Wise
Wise may suit people who need to send money internationally, receive payments from abroad, or monitor exchange rates.
AndroidiPhone & iPadWeb Record4.9 Visit
6
Xendit
AndroidiPhone & iPadWeb+1 Free plan Record4.8 Visit Xendit is aimed at enterprises, startups, SMEs, online sellers, marketplaces, and businesses with recurring billing.
7
Adyen
AndroidiPhone & iPadWeb+2 $0.13 one-time Record4.7 Visit It suits global businesses and enterprise teams handling substantial payment operations.
8
Braintree ACH Direct Debit
AndroidiPhone & iPadWeb+1 — Record4.7 Visit This payment option suits eligible merchants building a custom online checkout who want to debit US bank accounts through ACH.
10
Rapyd
AndroidiPhone & iPadWeb+1 $99 a month Record4.4 Visit Rapyd suits businesses that need payment acceptance, payouts, or embedded financial services across markets.
11
CellPoint Digital
AndroidiPhone & iPadWeb+1 — Record4.2 Visit It suits airlines, hotels, travel and hospitality businesses, and ecommerce merchants seeking payment orchestration.
13
Gr4vy
AndroidiPhone & iPadWeb+1 — Record4.1 Visit Gr4vy suits merchants and payment platforms seeking payment routing and checkout workflows across multiple channels.
15
Cybersource
AndroidiPhone & iPadWeb+1 — Record4.0 Visit Cybersource suits businesses that accept online payments, including merchants handling recurring or marketplace transactions.
16
Paysafe
AndroidiPhone & iPadWeb+1 — Record4.0 Visit Paysafe suits businesses seeking to accept multiple payment types through an API or website checkout.
17
Primer
AndroidiPhone & iPadWeb+1 — Record4.0 Visit Primer is for merchants looking to build and manage payment stacks across checkout and payment operations.
19
dLocal
WebAPI — Record3.7 Visit dLocal is aimed at retail, ecommerce, travel, marketplaces, SaaS, fintech, gaming, crypto, remittance, and payroll businesses.
21
APEXX Global
WebAPI — Record3.6 Visit It is aimed at enterprise merchants, including travel, retail, mobility, and digital platform businesses managing multiple payment providers.
24
Nium for Platforms
WebAPI — Record3.6 Visit Nium for Platforms suits businesses embedding payments or financial services into software products.
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