Best Cross-Border Payment Platforms in 2026
Updated
In short: Mollie is ranked #1 of 30 as of 4 October 2026, ahead of PayPal Invoicing and Wise. The best-ranked option with a free plan is PayPal Invoicing. The lowest first paid tier on this page is Mollie at €9/mo.
For businesses handling payments across borders, compare platforms by supported currencies, FX handling, and the local payment methods available. Local settlement and merchant coverage can help you assess market fit, while payout speed is another operational point to weigh. Free-plan availability and paid starting prices provide cost details for comparison. Airwallex Payments heads the ranking, with Checkout.com and Mollie next among the first entries; Adyen and Rapyd follow. Start with the countries and payment flows you need to support, then compare the listed market coverage and local options against those requirements rather than assuming every capability matters equally for every operation.
30 cross-border payment platforms ranked on what their makers publish — plans and prices, free tiers, platforms and the facts on their own pages.
Recognised 40% · Phone app 26% · Documented 20% · Free plan 14% of the score
- 1 Mollie iPhone + Android RecognisedPhone appDocumentedFree plan 7.9€9/mo Local payment methods: Credit/debit cards; BANCOMAT Pay; Bancontact; Belfius Pay Button; Bizum; BLIK; EPS; iDEAL; KBC Payment Button; MB Way; Multibanco; MyBank; Pay by Bank; Przelewy24; Satispay; SEPA Bank Transfer; TWINT; SEPA Direct Debit; Alma; Billie; in3; Klarna; Riverty; gift cards; paysafecard; vouchers; Apple Pay; Google Pay; PayPal; point of saleSupported currencies: 28 currencies
- 2 PayPal Invoicing iPhone + Android RecognisedPhone appDocumentedFree plan 7.9Free Local payment methods: PayPal, Venmo, credit and debit cards, digital wallets, bank transfers, vouchers, buy now pay later, cryptocurrency
- 3 Wise iPhone + Android RecognisedPhone appDocumentedFree plan 7.9Free
- 4 Airwallex Payments iPhone + Android RecognisedPhone appDocumentedFree plan 7.7$12/mo Local payment methods: Cards, digital wallets, bank transfers, buy-now-pay-later, direct debit, online banking, and cash methods
- 5 Checkout.com iPhone + Android RecognisedPhone appDocumentedFree plan 7.7Free Local payment methods: major card schemes; direct debit; voucher payment schemes; digital wallets; bank transfers
- 6 Adyen iPhone + Android RecognisedPhone appDocumentedFree plan 6.9 Local payment methods: ACH Direct Debit, Afterpay, Alipay, American Express, Apple Pay, Bancontact, Blik, Carte Bancaire, China UnionPay, Clearpay, Diners, Discover, eftpos Australia, Girocard, Google Pay, iDEAL, JCB, Klarna, Maestro, Mastercard, MB Way, MobilePay, Multibanco, online banking, open banking, PayPal, PayTo, Trustly, TWINT, Vipps, Visa, WeChat PaySupported currencies: 136 currencies
- 7 Paymentwall iPhone + Android RecognisedPhone appDocumentedFree plan 6.9 Local payment methods: Credit cards, e-wallets, bank transfers, mobile carrier billing, prepaid, and cash payment methodsSupported currencies: 83 currenciesLocal settlement: Yes
- 8 Rapyd iPhone + Android RecognisedPhone appDocumentedFree plan 6.9$99/mo Local payment methods: Cards, bank transfers, digital wallets, cash, real-time payment networks, stablecoins
- 9 Paystack iPhone + Android RecognisedPhone appDocumentedFree plan 6.6 Local payment methods: cards, bank accounts, bank transfers, USSD, Apple Pay, Google Pay, Visa QR, mobile money, POSSupported currencies: 6 currencies
- 10 Xendit iPhone + Android RecognisedPhone appDocumentedFree plan 6.6 Local payment methods: Cards, virtual accounts, bank transfers, e-wallets, QR codes, direct debit, retail outlets, online installments
- 11 Primer iPhone + Android RecognisedPhone appDocumentedFree plan 6.4
- 12 Gr4vy iPhone + Android RecognisedPhone appDocumentedFree plan 6.2
- 13 Worldpay 360 Hospitality iPhone + Android RecognisedPhone appDocumentedFree plan 6.2
- 14 Nium for Platforms No phone app RecognisedPhone appDocumentedFree plan 5.8 Local payment methods: bank accounts, local bank rails, cards, wallets, stablecoins, SWIFTLocal settlement: Yes
- 15 Currencycloud No phone app RecognisedPhone appDocumentedFree plan 5.7 Local payment methods: Swift, local domestic payments, SEPA, ACH, Faster Payments, RTP, Fedwire, CHIPSSupported currencies: 37 currenciesLocal settlement: Yes
- 16 2Checkout Hosted Checkout No phone app RecognisedPhone appDocumentedFree plan 5.5 Supported currencies: 100 currencies
- 17 Payoneer Checkout No phone app RecognisedPhone appDocumentedFree plan 5.5 Local payment methods: Visa, Mastercard, American Express, Apple Pay, Google Pay, buy now pay later, local payment methodsSupported currencies: 120 currenciesLocal settlement: Yes
- 18 Stripe ACH Direct Debit No phone app RecognisedPhone appDocumentedFree plan 5.5 Local payment methods: Cards, wallets, bank debits, bank transfers, buy now pay later, local payment methods, and stablecoinsSupported currencies: 135 currencies
- 19 Tazapay No phone app RecognisedPhone appDocumentedFree plan 5.4 Local payment methods: Bank redirect, local bank transfers, credit/debit cards, wire transfers, voucher-based transfers, mobile moneyLocal settlement: Yes
- 20 PayU Global Payments No phone app RecognisedPhone appDocumentedFree plan 5.3 Local payment methods: Cards, digital wallets, online bank transfers, QR payments, deferred payments, local payment schemes, and other alternative payment methodsLocal settlement: Yes
- 21 PPRO No phone app RecognisedPhone appDocumentedFree plan 5.3 Local payment methods: local cards; bank transfers; instant payments; digital wallets; cash-based payments; BNPLLocal settlement: Yes
- 22 dLocal No phone app RecognisedPhone appDocumentedFree plan 5.1 Local payment methods: credit cards, debit cards, local bank transfers, cash payments, digital wallets, mobile money, real-time payments, buy now pay later
- 23 Lemonway No phone app RecognisedPhone appDocumentedFree plan 5.1 Local payment methods: CB, Visa, Mastercard, bank transfer, SEPA direct debit, Pay by Bank, BNPL, Multibanco, MB WAY, PayPal, cheque, Apple Pay
- 24 CellPoint Digital No phone app RecognisedPhone appDocumentedFree plan 5.0
- 25 Cybersource No phone app RecognisedPhone appDocumentedFree plan 5.0 Local payment methods: Credit cards; debit cards; digital wallets; eWallets; bank transfers; direct debits; installment payments; cash
Is your app on this list?
Numbered spots on this list can be sponsored. They are labelled, and the editorial order and scores never change for payment.
Questions about this list
Which cross-border payment platform is ranked first on Samsung Mobile US Press?
Mollie is ranked #1 of 30 with a score of 7.9. PayPal Invoicing is second and Wise third.
How many of these have a free plan?
5 of the 25 on this page publish a free plan on their own pricing pages.
Which is the cheapest paid option?
On this page, Mollie has the lowest first paid tier we found: €9/mo.
How is this list ranked?
Ranked mobile-first: a phone app alongside the web or desktop product, a free tier and the depth of its documentation. Paid placements never change a rank.