CellPoint Digital

CellPoint Digital provides a cloud payment orchestration platform for airlines, hotels, hospitality businesses, ecommerce and other travel merchants. It brings payment information together across markets, methods, providers and channels for reporting and performance analysis. Its OSO platform routes payments using issuer, geography and cost, with local acquirer routing and automatic PSP failover. Other listed capabilities include fraud decisioning, foreign exchange optimisation, settlement splits, reconciliation and reporting APIs. The maker says OSO supports more than 168 payment methods, connects to over 220 PSPs and acquirers, and operates in over 100 currencies across more than 70 countries. Options include card schemes, wallets, alternative payment methods, bank transfers and cash; examples include Visa, Mastercard, Apple Pay, PayPal, Google Pay, Worldpay, Stripe and Adyen. Merchants can integrate through an API, hosted payment page or custom hosted page. Hosted checkout collects sensitive payment details in a CellPoint-hosted form. Pricing is on request.

CellPoint Digital brings payment routing, processing options and reporting into a platform aimed at travel and ecommerce merchants. Its API and hosted payment page choices support different integration approaches; pricing is on request.

It suits airlines, hotels, travel and hospitality businesses, and ecommerce merchants seeking payment orchestration. The listed integration choices include APIs and hosted payment pages.

CellPoint Digital is a cloud platform that coordinates payment processing for travel businesses and ecommerce merchants. It is best suited to airlines, hotels and other merchants handling payments across markets, providers and channels. Its broad routing and reporting capabilities can address that complexity, while the integration path depends on the merchant’s PCI DSS environment.

Overview

Founded in Copenhagen in 2007, CellPoint Digital is headquartered in London and Copenhagen. Its platform brings payment operations together across markets, methods, providers and channels, giving merchants a shared view for reporting and performance analysis. That focus is useful when payment activity spans many regions and partners; a merchant with a narrow payment setup may have less need for an orchestration platform.

Key features

CellPoint’s OSO platform routes payments according to issuer, geography and cost, with local acquirer routing and automatic PSP failover. This gives payment teams several levers for managing transaction paths and continuity. The platform also supports foreign exchange optimisation, real-time fraud decisioning, reconciliation and settlement splits for multi-party Offer-Order bundles, covering operational work beyond routing.

Payment reach is a central strength: OSO supports 168+ payment methods, connects to 220+ PSPs and acquirers, and operates across 100+ currencies in over 70 countries. The company’s payment ecosystem describes over 410 options across card schemes, wallets, alternative payment methods, acquirers and PSPs, with examples including Visa, Mastercard, Apple Pay, PayPal, Google Pay, Worldpay, Stripe and Adyen. That breadth suits merchants serving varied markets, though it is most valuable when the business can make use of a wide provider network.

Unified analytics and APIs support automated reporting, reconciliation and workflows. For airlines, alignment with Offer-Order-Settle-Deliver, PSS and NDC connects the platform to travel retail operations. CellPoint also describes active-active deployments, blue-green upgrades and local data residency zones, alongside PCI-DSS certification and compliance with GDPR, PSD2, LGPD and other regulations.

Pricing

CellPoint Digital is paid software with custom pricing. The company provides pricing on request, so buyers should contact its sales team to discuss a suitable arrangement. No free plan or trial is described. Merchants receive credentials and sandbox account information through onboarding with a sales representative or account manager, and CellPoint says its team supports the API integration process.

Platforms

CellPoint Digital supports Android, iOS, web and API deployments, and runs in the cloud. Merchants can integrate through an API, a hosted payment page or a custom hosted payment page. The API is intended for websites and mobile applications with PCI DSS requirements. With hosted checkout, customers enter sensitive payment data in a CellPoint-hosted form, so the merchant does not handle that protected data; the hosted payment page can be used in non-PCI-compliant environments. The API documentation also describes 3-D Secure, split payments, instalments, foreign exchange and payment links.

Who it's for

Airlines, hotels, hospitality businesses and other travel merchants are the clearest fit, particularly those managing payment flows across countries, currencies and providers. Ecommerce merchants may also suit the platform when they need broad payment coverage and centralised reporting. Its travel-specific alignment and extensive connectivity are less compelling for businesses with a simple, limited payment operation.

Pros and cons

• Broad payment reach: Support for 168+ methods, 220+ PSPs and acquirers, and 100+ currencies across over 70 countries can serve merchants operating internationally.
• Multiple ways to manage payment operations: Routing, failover, fraud decisioning, reconciliation and settlement splits address needs across the payment lifecycle.
• Flexible checkout integrations: API and hosted page options accommodate different integration approaches, with hosted checkout keeping sensitive payment data on CellPoint’s form.
• Custom pricing: Buyers need to contact sales for a price, which makes costs harder to assess before a sales discussion.
• PCI requirements shape integration: The API path is intended for PCI DSS environments; merchants outside that environment need to consider hosted checkout.

Alternatives

For a wider comparison of this category, see Payment Orchestration Platforms, alongside Payment Hub Software and Cross-Border Payment Platforms.

PayYantra and BR-DGE are paid alternatives with Android, API, iOS and web platforms. Gr4vy offers the same platform range, with paid custom pricing and no free trial. Primer also supports Android, API, iOS and web, with tailored paid pricing. For bank connectivity across Android, iOS and web, Cobase Bank Connector is a paid option whose pricing depends on bank connections, account volume, modules and ERP integrations. IXOPAY is worth comparing for buyers seeking a published starting point: its plans start at $1,000 a month, and it offers a free trial. Temenos Wealth Front Office and ACI Automated Dispute Manager are also paid options.

Verdict

CellPoint Digital is a strong fit for airlines and other travel or ecommerce merchants that need to coordinate payments across providers, currencies and markets. Its routing, failover and operational tools are the main reasons to choose it, with travel-specific capabilities adding value for airlines. Look elsewhere if payment needs are straightforward or if a custom-priced platform is difficult to evaluate without a quote.