Melio
iPhone + Android
8.9No. 4 of 97
in Accounts Payable Software
in Accounts Payable Software
- Recognised40% of the score59
- Phone app26% of the score100
- Documented20% of the score100
- Free plan14% of the score100
- Free plan
- Yes
- Paid plans from
- $2,520/mo
- Runs on
- Android, iPhone, Web
Summary
Melio is ranked #4 of 97 in accounts payable software on Samsung Mobile US Press. It runs on Android, iOS, Web. There is a free plan. A free trial is offered. Paid plans start at $2,520/mo.
Melio plans and pricing
All plansGo Free Limited to one user 5 free ACH/month · $0.50 per ACH after free monthly payments · pay by ACH, wire, check, or card · AI bill capture · international payments · free AR & invoicing melio.com · 28 Sept 2026
Core $2,520/mo $0 /first 90 days; then $25/mo; plus $10/mo per additional user · annual price $20/mo plus $8/mo per additional user 20 free ACH/month · QuickBooks Online and Xero sync · batch payments · custom approval workflows · W-9 collection · 1099 automation · priority chat support melio.com · 28 Sept 2026
Boost $5,544/mo $0 /first 90 days; then $55/mo; plus $10/mo per additional user · annual price $44/mo plus $8/mo per additional user 50 free ACH/month · advanced user roles · QuickBooks Desktop sync · premium phone support · vendor credits · advanced approvals melio.com · 28 Sept 2026
Unlimited $8,064/mo $0 /first 90 days; then $80/mo · unlimited users · annual price $64/mo · billed annually Unlimited free ACH · unlimited user seats · NetSuite sync · premium phone support · advanced user roles · vendor credits melio.com · 28 Sept 2026
Platinum Not published Custom transaction fees · Priority payment processing · White-glove account management · Custom integrations and API access melio.com · 20 Sept 2026
Platinum Not published Custom pricing Custom transaction fees · preferred card fees · priority payment processing · faster settlement times · white-glove account management · custom integrations and API access · eligible high-volume businesses melio.com · 28 Sept 2026
Compared on accounts payable software
Facts
- AP automation
- Automates accounts payable workflows from bill capture through accounting synchronization.melio.com · 27 Sept 2026
- Free offer
- The special offer provides access to everything for the first 90 days at no cost.melio.com · 27 Sept 2026
- Time saved
- Melio says businesses save over 15 hours of manual work each month on average.melio.com · 27 Sept 2026
- Payment methods
- Supports card, ACH, instant transfers, paper checks, and other payment methods.melio.com · 27 Sept 2026
- International payments
- Pays vendors globally in USD or local currencies; payments can arrive the same day.melio.com · 27 Sept 2026
- Bill capture
- Captures bills through automated OCR scanning or email to a dedicated address.melio.com · 27 Sept 2026
- Team permissions
- Team members can have specific roles and permissions, including viewers, approvers, and admins.melio.com · 27 Sept 2026
- Accounting sync
- Payments sync automatically with QuickBooks, Xero, or NetSuite.melio.com · 27 Sept 2026
- Mobile app
- The mobile app supports reviewing, approving, paying, and managing payables and receivables.melio.com · 27 Sept 2026
- AI assistant
- Agent Mel answers questions about bills, vendors, and payments.melio.com · 27 Sept 2026
- Vendor account
- Vendors can be paid without creating an account.melio.com · 27 Sept 2026
- Batch payments
- Supports one-time, recurring, and batch payments.melio.com · 27 Sept 2026
- W-9 and 1099
- Lets users request, collect, review, and edit contractor and vendor W-9s, with Tax1099 e-filing sync.melio.com · 27 Sept 2026
- Payment volume
- More than $100 billion in payments have run through Melio.melio.com · 27 Sept 2026
- Vendor volume
- Melio reports that 2 million vendors have been paid.melio.com · 27 Sept 2026
- Help center
- The Help Center provides answers to questions about Melio.melio.com · 27 Sept 2026
- Business segments
- Melio lists small businesses, midsize businesses, multi-entity businesses, and high-volume businesses.melio.com · 27 Sept 2026
- Digital security
- Melio describes security as reducing risk when paying and getting paid digitally.melio.com · 27 Sept 2026
- What it does
- Melio is an all-in-one bill pay and invoicing platform for businesses, covering accounts payable, accounts receivable, and payment processing.melio.com · 28 Sept 2026
- Free-plan limits
- The Go plan includes five free ACH payments per month, is limited to one user, and charges $0.50 for each ACH payment after the free monthly allowance.melio.com · 28 Sept 2026
- Trial conversion
- After the 90-day trial, an account without a paid subscription is automatically converted to the limited free Go plan and loses premium-feature access.melio.com · 28 Sept 2026
- Security certifications
- Melio states that it undergoes an annual SOC 2 Type II audit and lists ISO/IEC 27001:2022, ISO/IEC 27017:2015, and ISO/IEC 27018:2019.melio.com · 28 Sept 2026
- Security controls
- Melio states that it uses TLS 1.2 or higher for data in transit, multi-factor authentication, 24/7 security monitoring, DDoS protection, and a private bug-bounty program.melio.com · 28 Sept 2026
- Card-data handling
- Melio says it does not store, process, or transfer sensitive card information and uses a third-party processor certified PCI Level 1 compliant.melio.com · 28 Sept 2026
- Target customers
- Melio says it is built specifically for US businesses and is especially valuable for small and midsized businesses moving beyond spreadsheets or paper-based bill pay.melio.com · 28 Sept 2026
- Customer support
- The pricing page lists live chat support, dedicated email support, priority support, and premium phone support as plan-dependent support options.melio.com · 28 Sept 2026
- Company scale
- Melio says it processes tens of billions of dollars in payments every year for hundreds of thousands of US businesses and their vendors, plus thousands of accounting firms.melio.com · 28 Sept 2026
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Sources
- melio.com/accounts-payable/· checked 27 Sept 2026
- melio.com/llm-info/· checked 28 Sept 2026
- melio.com/pricing/· checked 28 Sept 2026
- melio.com/security/· checked 28 Sept 2026
- melio.com/about-us/· checked 28 Sept 2026