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Relay Bill Pay
What it is
Relay Bill Pay is an accounts payable workflow built into Relay accounts for receiving invoices, routing them for approval, and paying vendors. Bills can be uploaded, forwarded to a dedicated Bill Pay inbox, or brought in through QuickBooks Online or Xero. Relay extracts invoice details such as vendor, amount, dates, and line items for review in a dashboard. Teams can assign administrator, approver, and contributor roles, with approval rules to route bills before payment. Vendors can be paid from a Relay account by ACH, check, or domestic and international wire. All plans include the core bill workflow; batched vendor payments are on Grow and Scale, while several advanced functions are listed as coming soon. Starter is free and includes 20 checking accounts. Grow costs $30 per month; Scale costs $90 per month, shown as a limited-time discount from $120 per month. Relay says it is SOC 2 Type II certified and offers role-based access controls. Its mobile app is available on iOS and Android, but payee creation, team permission editing, and detailed reports are web-only. Relay says banking services are provided by Thread Bank, Member FDIC.
For and against
For
- Bills can enter by upload, inbox, or accounting connection.
- Invoice details are extracted for dashboard review.
- Approval rules can route bills before payment.
- Payments include ACH, checks, and domestic or international wires.
- Starter includes the core bill workflow.
Against
- Payee creation is web-only.
- Team permission editing is web-only.
- Detailed reports are web-only.
- Batched vendor payments require Grow or Scale.
The verdict
Relay Bill Pay combines bill intake, invoice detail extraction, approvals, and vendor payments within Relay accounts. The mobile app has task limits, and batched vendor payments are available on Grow and Scale.
Who it suits
Relay Bill Pay suits small-business owners, bookkeepers, accountants, and teams that pay vendors. It may fit teams using QuickBooks Online or Xero and needing invoice approvals and payment options from a Relay account.
Plans and prices
Grow
Everything in Starter · batched vendor payments · bookkeeping automations · multi-step approval rules
Read 30 Sep 2026 · relayfi.com
Scale
Everything in Grow · bill payment automation · 50 checking accounts per business · no fee for same-day ACH
Read 30 Sep 2026 · relayfi.com
Starter
20 checking accounts · bill creation, intake and management · multi-step bill approval rules · QuickBooks Online and Xero connections
Read 30 Sep 2026 · relayfi.com
On the record
- Accounting integrations
- Bill Pay connects with QuickBooks Online and Xero for automatic bill and transaction syncing.relayfi.com · read 30 Sep 2026
- Approvals and roles
- Bill Pay has administrator, approver, and contributor roles, and approval rules can route bills for review before payment.relayfi.com · read 30 Sep 2026
- Approval workflows
- Yesrelayfi.com · read 22 Sep 2026
- Banking relationship
- Relay says it is a financial technology company, not an FDIC-insured bank, and that banking services are provided by Thread Bank, Member FDIC.relayfi.com · read 30 Sep 2026
- Bill intake
- Users can upload bills, forward invoices to a dedicated Bill Pay inbox, or connect QuickBooks Online or Xero to bring bills into a central dashboard.relayfi.com · read 30 Sep 2026
- Intended users
- Relay describes its platform as business banking and money tools for small businesses, and says Bill Pay suits business owners, bookkeepers, accountants, and vendor-paying teams.relayfi.com · read 30 Sep 2026
- Invoice capture
- airelayfi.com · read 22 Sep 2026
- Invoice extraction
- Relay extracts invoice details including vendor, amount, invoice date, due date, and line items for review in the dashboard.relayfi.com · read 30 Sep 2026
- Mobile app
- Relay’s mobile app is available for iOS and Android, but creating payees, editing team permissions, and running detailed reports are limited to the web app.relayfi.com · read 30 Sep 2026
- Multi-entity support
- Yesrelayfi.com · read 22 Sep 2026
- Payment execution
- Yesrelayfi.com · read 22 Sep 2026
- Payment methods
- Bills can be paid from a Relay account by ACH, check, or wire; the product page specifies domestic and international wires.relayfi.com · read 30 Sep 2026
- Plan limits
- All plans include the core bill workflow, while batched vendor payments are included on Grow and Scale; several advanced functions are listed as coming soon.relayfi.com · read 30 Sep 2026
- Purpose
- Relay Bill Pay is an accounts payable workflow built into Relay accounts for receiving invoices, routing them for approval, and paying vendors.relayfi.com · read 30 Sep 2026
- Security
- Relay says it is SOC 2 Type II certified and offers role-based access controls for employees and advisors.relayfi.com · read 30 Sep 2026
- Paid from
- 30relayfi.com · read 22 Sep 2026
- Support
- Relay says its support specialists are available by email, and its Scale plan includes faster support by phone and email.relayfi.com · read 30 Sep 2026
