FreeAgent
by FreeAgentFreeAgent is aimed at small businesses, accountants and bookkeepers handling accounts, invoicing, expenses or tax administration.
Free plan Free trial AndroidiPhone & iPadWebAPI
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Best Accounting & Finance Software 2026
Facts read 20 Sep 2026 – 21 Oct 2026
Bookkeeping, billing, payables, receivables and related records are among the tasks covered by accounting and finance software. Use this list to compare the workflows, platforms and pricing paths that fit your work.
The standings: top 10
| Name | In a line | Record score | Price from | Try it free | Runs on | Facts read |
|---|---|---|---|---|---|---|
| 01 FreeAgent | FreeAgent is aimed at small businesses, accountants and bookkeepers handling accounts, invoicing, expenses or tax administration. | 6.0 | Free plan | Free plan | Android, iPhone & iPad, Web, API | 19 Oct 2026 |
| 02 Wave | Wave may suit businesses that need to send invoices, accept online payments, and connect invoice activity with accounting. | 6.0 | $72 a year | Free plan | Android, iPhone & iPad, Web, API | 14 Oct 2026 |
| 03 GnuCash | GnuCash suits individuals and small businesses that want desktop tools for tracking finances and accounting. | 5.9 | Free plan | Free plan | Android, iPhone & iPad, Windows, Mac | 21 Oct 2026 |
| 04 FreshBooks | It suits freelancers, solopreneurs and small businesses that need invoicing, expense tracking and time-based billing. | 5.8 | $4.60 a month | Free trial | Android, iPhone & iPad, Web, Windows | 15 Oct 2026 |
| 05 ZipBooks | ZipBooks suits small businesses looking to manage invoices, bookkeeping, and financial reporting in one product. | 5.8 | $15 a month | Free plan | Android, iPhone & iPad, Web, Browser extension | 15 Oct 2026 |
| 06 MYOB Business | MYOB Business suits businesses looking for accounting tools alongside invoicing, inventory, and staff operations features. | 5.6 | A$15 a month | Free trial | Android, iPhone & iPad, Web, Windows | 21 Oct 2026 |
| 07 Sage 50 | 5.6 | $1,155 a year | Free trial | Android, iPhone & iPad, Web, Windows | 21 Oct 2026 | |
| 08 Zoho Books | Zoho Books suits people or businesses managing accounting tasks such as invoicing, expenses, banking, and inventory. | 5.5 | $15 a month | Free plan | Android, iPhone & iPad | 27 Sep 2026 |
| 09 BUSY | BUSY may suit businesses that need billing, accounting, inventory, and GST reconciliation in one system. | 5.4 | ₹5,000 a year | Free plan | Web | 28 Sep 2026 |
| 10 Holded API | It suits businesses that need to connect Holded business records and workflows to software. | 5.4 | $15 a month | Free trial | Android, iPhone & iPad, Web, API | 28 Sep 2026 |
The list is ordered by newest releases first. It uses figures the makers publish, and it does not score the tools.
02
Wave
Wave may suit businesses that need to send invoices, accept online payments, and connect invoice activity with accounting.
AndroidiPhone & iPadWeb+1 Record6.0 Visit
03
GnuCash
GnuCash suits individuals and small businesses that want desktop tools for tracking finances and accounting.
AndroidiPhone & iPadWindows+4 Record5.9 Visit
04
FreshBooks
It suits freelancers, solopreneurs and small businesses that need invoicing, expense tracking and time-based billing.
AndroidiPhone & iPadWeb+4 Record5.8 Visit
05
ZipBooks
ZipBooks suits small businesses looking to manage invoices, bookkeeping, and financial reporting in one product.
AndroidiPhone & iPadWeb+2 Record5.8 Visit
6
MYOB Business
AndroidiPhone & iPadWeb+2 A$15 a month Record5.6 Visit MYOB Business suits businesses looking for accounting tools alongside invoicing, inventory, and staff operations features.
8
Zoho Books
AndroidiPhone & iPad $15 a month Record5.5 Visit Zoho Books suits people or businesses managing accounting tasks such as invoicing, expenses, banking, and inventory.
9
BUSY
Web ₹5,000 a year Record5.4 Visit BUSY may suit businesses that need billing, accounting, inventory, and GST reconciliation in one system.
10
Holded API
AndroidiPhone & iPadWeb+1 $15 a month Record5.4 Visit It suits businesses that need to connect Holded business records and workflows to software.
11
QuickBooks Time
AndroidiPhone & iPadWeb+1 $20 a month Record5.2 Visit QuickBooks Time may suit teams that track project work and billable time and need timesheet approvals.
12
Xero Expenses
AndroidiPhone & iPadWeb $5.40 a month Record5.1 Visit Xero Expenses may suit small businesses, accountants, and bookkeepers managing employee expense and mileage claims.
13
Digits
iPhone & iPadWebMac+1 $65 a month Record5.0 Visit Digits suits solopreneurs, small and growing businesses, startups, and accounting firms looking to manage bookkeeping and finance workflows in one system.
16
Akaunting
Web $72 a year Record4.6 Visit Akaunting suits businesses seeking web accounting with invoicing, receipts, inventory, bank feeds, and accountant access.
19
Accounting Seed
WebAPI $750 a month Record4.2 Visit It suits businesses running on Salesforce that need accounting, automation, project controls, and client billing.
20
Acumatica Accounts Payable
AndroidiPhone & iPadWeb+2 — Record4.2 Visit It is designed for growing and midsized businesses handling significant invoice volumes, multiple vendors or entities, international payments, or complex purchasing and…
Before you choose
Compare free access and paid plans
Review whether each product has a free plan, freemium model, trial period or paid-only access. GnuCash lists free pricing, while Akaunting and Manager list freemium models.
Review the Paid from field when a starting price is published. Digits shows a $65-per-month starting price and a 30-day trial, and 1C:Accounting 8 lists a 30-day trial as well.
Match the platform to your work
Check where the software runs before you choose it. This list covers web, iOS, Android, API, Windows and self-hosted options.
Acumatica Accounts Payable supports Android, API, iOS, self-hosted and web deployments. AME Accounting Software runs on Windows.
Check payables and receivables
Use the Accounts payable and Accounts receivable fields to match the tool to the money your business sends and collects. Check both fields when your process covers both sides.
Review reconciliation, currencies and basis
Compare Bank reconciliation and Currencies supported when you work across accounts or regions. The Accounting basis field helps you check whether the software fits the basis you use.
Read the published values for these fields before choosing a tool, since the needs of a business can differ.
Consider code access and hosting
Open-source code is offered by items on this list. If you need to read or change code, check the tool's licensing terms.
For deployment control, compare the platform details and look for a self-hosted option when that matches your setup.
Questions
What should I compare in accounting software?
Compare the Free plan, Paid from, Accounts payable, Accounts receivable, Bank reconciliation, Currencies supported and Accounting basis fields.
Which platforms can these tools use?
The list includes web, iOS, Android, API, Windows and self-hosted platform options.
Do tools in this category offer free access?
Free plans, freemium models and free pricing are offered by tools in this category. A free trial is also offered by tools on the list.
Can I find open-source accounting software here?
Open-source code is offered by items on this list. Check the individual listing and its licensing terms before choosing.
Do listed tools offer trials?
Tools in this category offer free trials; 1C:Accounting 8 and Digits specify 30-day periods.
Where can I see a starting price?
Use the Paid from field. Digits lists a starting price of $65 per month, while other paid tools list pricing on request.
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