Digits
What it is
Digits is a cloud accounting platform for business owners and accountants that brings bookkeeping, month-end close, bill pay, invoicing, and real-time financials together. Its AI bookkeeping categorizes transactions, flags items, and provides smart reviews around the clock. Teams can use cash or accrual accounting, automate journal entries and reconciliations, manage close tasks, and work with multi-entity support and an audit trail. Digits Connect links to more than 12,000 financial institutions; listed native integrations include Mercury, Ramp, Gusto, BILL, Stripe, Arc, Ignition, Karbon, and Reach Reporting. Bill Pay extracts invoice details with OCR and supports payments to vendors by ACH or check. A Developer API and MCP server connect the ledger to tools such as ChatGPT and Claude. Digits offers web and API access, plus native iPhone and iPad apps. Essentials costs $65 a month, and a 30-day trial is available. The service is limited to U.S.-based businesses using U.S. financial institutions and supports USD only. Shopify is not yet integrated, and automatic payroll syncing is available only through Gusto.
For and against
For
- Cash and accrual accounting are supported.
- Automates journal entries and reconciliations.
- Connects to more than 12,000 financial institutions.
- Bill Pay supports ACH or check payments.
- Includes iPhone and iPad apps.
Against
- Available only to U.S.-based businesses.
- Supports USD only.
- No Shopify integration yet.
- Automatic payroll syncing is limited to Gusto.
The verdict
Digits combines bookkeeping, close management, payments, and invoicing with financial institution connections and mobile apps. Consider its U.S. and USD limits, as well as the Essentials price of $65 a month.
Who it suits
Digits suits solopreneurs, small and growing businesses, startups, and accounting firms looking to manage bookkeeping and finance workflows in one system. Its U.S.-only availability and USD support make it unsuitable for businesses outside those limits.
Plans and prices
Essentials
Solopreneurs and early-stage businesses · core accounting · AI bookkeeping and reconciliation · bank/payroll connections
Read 21 Oct 2026 · digits.com
Core
Small businesses and growing companies · Essentials features · dimensional accounting · automated schedules
Read 21 Oct 2026 · digits.com
Pro
Scaling businesses with internal finance teams · Core features · budget versus actuals · custom reports and dashboards
Read 21 Oct 2026 · digits.com
On the record
- Accounting methods
- Digits supports both cash and accrual accounting.digits.com · read 30 Sep 2026
- Agentic close
- Agentic Close collects documents, books transactions, reconciles, schedules, reviews and produces reports for the close process.digits.com · read 21 Oct 2026
- AI bookkeeping
- Its AI categorizes transactions continuously, learns from user corrections and performs bookkeeping around the clock.digits.com · read 21 Oct 2026
- API
- Digits Connect API provides programmatic access to its AI-native general ledger through authenticated REST endpoints.developer.digits.com · read 21 Oct 2026
- API documentation depth
- The developer documentation includes overview, quickstart, authentication, API reference, recipes and machine-readable OpenAPI resources.developer.digits.com · read 21 Oct 2026
- Ask Digits
- Ask Digits is a conversational assistant that answers plain-language questions using the live ledger.digits.com · read 21 Oct 2026
- Audience
- Digits markets its platform to solopreneurs, small businesses, growing companies, startups, and accounting firms.digits.com · read 30 Sep 2026
- Automated schedules
- The platform detects transactions needing accrual or amortization treatment and creates scheduled entries.digits.com · read 21 Oct 2026
- Availability limit
- The service officially supports U.S.-based businesses using U.S. financial institutions and USD accounting only.help.digits.com · read 21 Oct 2026
- Bank connectivity
- Bank and card connections use Plaid and can reach more than 12,000 institutions.help.digits.com · read 21 Oct 2026
- Bill pay
- AI Bill Pay supports dragging in bills, approval workflows and payment tracking.digits.com · read 21 Oct 2026
- Company founding and headquarters
- Digits was founded in 2018 by Jeff Seibert and Wayne Chang and is headquartered in San Francisco, California.crunchbase.com · read 21 Oct 2026
- Company size
- LinkedIn lists Digits as a privately held software-development company with 51–200 employees.linkedin.com · read 21 Oct 2026
- Core capabilities
- The platform combines automated books, month-end close, bill pay, invoicing, and real-time financials in one system.digits.com · read 30 Sep 2026
- Currency limit
- Digits does not provide multi-currency accounting, foreign-exchange conversion or FX revaluation.help.digits.com · read 21 Oct 2026
- Dashboards
- Users can build dashboards showing KPIs such as revenue, expenses, burn and runway.digits.com · read 21 Oct 2026
- Developer access
- Digits provides a Developer API and MCP server for connecting the ledger to tools such as ChatGPT and Claude.developer.digits.com · read 30 Sep 2026
- Document vault
- Vault centralizes receipts, statements and contracts in searchable storage.digits.com · read 21 Oct 2026
