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Ranked on the record · 31 apps

Best Payment Fraud Detection Software 2026

Facts read 29 Sep 2026 – 14 Nov 2026

Payment fraud detection software gives teams tools to assess transactions and manage risk across payment activity. Compare real-time scoring and supported channels with controls such as device fingerprinting, custom rules, and machine-learning models. Chargeback guarantees and included transactions add operational terms to weigh, while free-plan availability and “Paid from” provide pricing context. The entries include FraudLabs Pro, IPQualityScore Fraud Prevention, and Stripe Radar, alongside Ravelin and Vesta. Consider the channels your operation needs to cover and the controls that fit your risk workflows, then compare those requirements against the listed features and terms.

The standings: top 10

NameIn a lineRecord scorePrice fromTry it freeRuns onFacts read
01 FraudLabs ProFraudLabs Pro suits businesses that accept online payments and want to screen orders, from startups to enterprises.6.0$29.95 a monthFree planAndroid, iPhone & iPad, Web, Browser extension14 Oct 2026
02 IPQualityScore Fraud PreventionIt may suit SMB and enterprise teams that need to screen activity across multiple channels and tailor fraud rules.6.0$99 a monthFree planAndroid, iPhone & iPad, Web, Browser extension15 Oct 2026
03 Stripe RadarRadar suits businesses processing payments that need fraud controls, including platforms and marketplaces.6.0Free planFree planAndroid, iPhone & iPad, Web, API15 Oct 2026
04 MaxMind minFraudminFraud suits businesses that need transaction risk scores for online payments, onboarding, incentivized activity, or network security.5.4—Free trialAndroid, iPhone & iPad, Web, API5 Oct 2026
05 OjuriFintechs, payment gateways, and mobile-money platforms that need self-hosted transaction scoring.5.4Free planFree planWeb, Windows, Linux, API15 Oct 2026
06 Jube5.3$350 a monthFree planWeb, Linux, API, Self-hosted8 Oct 2026
07 TazamaTazama is aimed at central banks, payment advisers, banks, government agencies, and financial institutions.5.3Free planFree planWeb, Windows, Mac, Linux15 Oct 2026
08 AdyenIt suits global businesses and enterprise teams handling substantial payment operations.4.7$0.13 one-time—Android, iPhone & iPad, Web, Browser extension15 Oct 2026
09 Sift Payment ProtectionPayment Protection suits merchants and digital businesses managing online payment fraud.4.7$0.06 usage-basedFree trialAndroid, iPhone & iPad, Web, API15 Oct 2026
10 ClearSale4.3$250 usage-based—Android, iPhone & iPad, Web, API4 Oct 2026
01

FraudLabs Pro suits businesses that accept online payments and want to screen orders, from startups to enterprises.

Free plan Free trial From $29.95 a month AndroidiPhone & iPadWebBrowser extensionAPI
02

IPQualityScore Fraud Prevention

It may suit SMB and enterprise teams that need to screen activity across multiple channels and tailor fraud rules.

AndroidiPhone & iPadWeb+3
Record6.0 Visit
03

Stripe Radar

Radar suits businesses processing payments that need fraud controls, including platforms and marketplaces.

AndroidiPhone & iPadWeb+1
Record6.0 Visit
04

MaxMind minFraud

minFraud suits businesses that need transaction risk scores for online payments, onboarding, incentivized activity, or network security.

AndroidiPhone & iPadWeb+1
Record5.4 Visit
05

Ojuri

Fintechs, payment gateways, and mobile-money platforms that need self-hosted transaction scoring.

WebWindowsLinux+2
Record5.4 Visit
6 WebLinuxAPI+1 $350 a month Record5.3 Visit
7
Tazama

Tazama is aimed at central banks, payment advisers, banks, government agencies, and financial institutions.

WebWindowsMac+3 Free plan Record5.3 Visit
8
Adyen

It suits global businesses and enterprise teams handling substantial payment operations.

AndroidiPhone & iPadWeb+2 $0.13 one-time Record4.7 Visit
9
Sift Payment Protection

Payment Protection suits merchants and digital businesses managing online payment fraud.

AndroidiPhone & iPadWeb+1 $0.06 usage-based Record4.7 Visit
10 AndroidiPhone & iPadWeb+1 $250 usage-based Record4.3 Visit
11
Ethoca

Ethoca suits merchants, issuers, and payment, fraud, or fintech providers seeking shared tools for fraud and dispute handling or digital banking experiences.

AndroidiPhone & iPadWeb+1 — Record4.2 Visit
12 AndroidiPhone & iPadWeb+1 $25 a month Record4.2 Visit
13 AndroidiPhone & iPadWeb+1 — Record4.1 Visit
14
DataVisor Fraud Platform

DataVisor identifies banks, credit unions, fintechs, and digital payments providers as users.

AndroidiPhone & iPadWeb+1 — Record4.1 Visit
15
Ravelin

Ravelin is aimed at online merchants and payment service providers seeking fraud prevention, account security, or payment optimization.

AndroidiPhone & iPadWeb+1 — Record4.1 Visit
16
Vesta

Vesta is positioned for telecom businesses, including large telecoms, growth telecoms, fraud prevention teams and marketers.

AndroidiPhone & iPadWeb+1 — Record4.1 Visit
17
Cybersource

Cybersource suits businesses that accept online payments, including merchants handling recurring or marketplace transactions.

AndroidiPhone & iPadWeb+1 — Record4.0 Visit
18
Signifyd Guaranteed Fraud Protection

It suits ecommerce merchants seeking automated order decisions and fraud-chargeback protection.

AndroidiPhone & iPadWeb+1 — Record4.0 Visit
19 WebAPI — Record3.7 Visit
20 WebSelf-hosted — Record3.6 Visit
21
Mastercard Decision Intelligence

Mastercard describes its risk decisioning solutions for issuers, acquirers, and merchant service providers.

Web — Record3.6 Visit
22
NICE Actimize

NICE Actimize may suit financial organizations seeking AML monitoring, screening, entity risk, or regulatory reporting capabilities.

WebAPI — Record3.6 Visit
23 WebBrowser extensionAPI — Record3.6 Visit
24 WebAPI — Record3.6 Visit
25 WebAPI — Record3.5 Visit