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Sift Payment Protection
San Francisco, California, United States
What it is
Sift Payment Protection helps digital businesses and merchants assess payment risk and stop fraudulent transactions in real time. It evaluates transactions in under 150 milliseconds and uses an AI/ML model ensemble that is continually retrained as fraud patterns change. Detection covers stolen-card fraud, card testing, BOPIS abuse, alternative payment fraud, and fraudulent currency movement. Teams can automate decisions to reduce manual review and test policy or threshold changes against historical traffic before launch. Sift says each score draws on 16,000 risk signals and insight from 1 trillion annual events. The product includes PSD2 compatibility and provides REST APIs, JavaScript snippets, and iOS and Android SDKs. Listed technology partners include Adyen, Okta (Auth0), Braintree, Checkout.com, Magento, PayPal, and Stripe. Sift reports a 99.4% acceptance rate, 80% fewer chargebacks, and a 47% reduction in financial losses. It says it passed a SOC 2 Type 2 audit. Pricing is available on request.
For and against
For
- Evaluates transactions in under 150 milliseconds.
- Detects several kinds of payment fraud.
- Policies can automate decisions and reduce manual review.
- Includes PSD2 compatibility.
Against
- Pricing is available on request.
- Payment fraud coverage is for online channels.
The verdict
Sift Payment Protection combines rapid risk scoring, fraud detection, and configurable decision policies. Teams considering it will need to request pricing.
Who it suits
Payment Protection suits merchants and digital businesses managing online payment fraud. Developer access includes REST APIs, JavaScript snippets, and SDKs for iOS and Android.
Plans and prices
Basic
contact vendor for pricing
Read 15 Oct 2026 · capterra.com
Payment Protection
Contact us
Read 1 Oct 2026 · sift.com
On the record
- API and SDKs
- Sift offers REST APIs, JavaScript snippets, and SDKs for iOS and Android.sift.com · read 15 Oct 2026
- API functions
- The developer platform documents Events, Labels, Automation, Device Fingerprinting, and Partner APIs.developers.sift.com · read 15 Oct 2026
- Automation
- Automated policies handle low-risk decisions and are designed to reduce manual review volume.sift.com · read 15 Oct 2026
- Company facts
- LinkedIn lists Sift as a privately held computer and network security company founded in 2011, headquartered in San Francisco, with 201–500 employees.linkedin.com · read 15 Oct 2026
- Customer scale
- Sift says its network processes over 1 trillion annual events from more than 34,000 sites and apps and serves over 700 customers.sift.com · read 1 Oct 2026
- Custom models
- Teams can use flexible risk scoring to build and deploy their own custom models.sift.com · read 15 Oct 2026
- Decision automation
- Automated policies reduce manual review volume, and teams can test policy and threshold changes against historical traffic before launch.sift.com · read 1 Oct 2026
- Deployment model
- Capterra describes Sift as a cloud-based fraud-detection and chargeback-management product.capterra.com · read 15 Oct 2026
- Developer access
- Sift provides REST APIs, JavaScript snippets, and SDKs for iOS and Android.sift.com · read 1 Oct 2026
- Developer documentation
- Documentation includes integration guides, client libraries, tutorials, custom-event instructions, historical-data uploads, and fraud-automation examples.sift.com · read 15 Oct 2026
- Dispute data
- Sift provides built-in dispute-data ingestion and stronger user identification for payment decisions.sift.com · read 15 Oct 2026
- Event API endpoint
- The Events API accepts JSON POST requests at https://api.sift.com/v203/events and supports body or Basic authorization-key authentication.developers.sift.com · read 15 Oct 2026
- Fraud coverage
- The product covers stolen-card fraud, card testing, BOPIS abuse, alternative-payment abuse, fraudulent currency movement, account takeover, and fake-account activity.sift.com · read 15 Oct 2026
- Funding news
- Sift announced a $50 million Series E round on April 22, 2021, at a valuation above $1 billion.sift.com · read 15 Oct 2026
- Integrations
- Sift lists technology integrations including Adyen, Okta/Auth0, Braintree, Checkout.com, and Ping Identity DaVinci.sift.com · read 15 Oct 2026
- Investigation tools
- Bulk decisioning, historical network visualization, score explainability, and transaction activity views support fraud investigations.sift.com · read 15 Oct 2026
- Legal name
- Crunchbase identifies the company legal name as Sift Science, Inc.crunchbase.com · read 15 Oct 2026
- Limit: complexity
- G2 reviewers describe rule creation and the wider feature set as confusing or difficult to learn.g2.com · read 15 Oct 2026
