- Home
- Financial Crime Compliance Software
- Mastercard Decision Intelligence
Mastercard Decision Intelligence
Mastercard’s global headquarters are in Purchase, New York, USA.
What it is
Mastercard Decision Intelligence monitors transaction risk to help prevent fraud and approve genuine transactions in real time. It evaluates transaction context, cardholder behavior, and merchant relationships using Mastercard's global network intelligence. Decision Intelligence Pro uses graphing techniques and generative AI models to assess risk with added context. The solution can score transactions processed by any network, giving issuers a way to apply protection across a portfolio. A single transaction score is intended to help reduce false declines and fit into issuer authorization flows. Consortium-based Rules Cartridges, written by expert rule writers, can be tailored to regional fraud trends or specific vulnerabilities. Rules Discovery helps users visualize problem areas and fraud opportunities. The broader Risk Decisioning platform can be deployed in the cloud or on premises and offers millisecond response times. Mastercard says the platform scores over 150 billion transactions a year and reports 99.99% uptime. Its stated data responsibility practices include security, privacy, explainability, and an AI Governance framework for customer engagements. Pricing is available by contacting sales.
For and against
For
- Assesses transaction context and cardholder behavior in real time.
- Can score transactions processed by any network.
- Rules Cartridges can reflect regional fraud trends.
- Rules Discovery visualizes problem areas.
- Cloud and on-premises deployment are available.
Against
- Pricing is available only by contacting sales.
- Millisecond response times are stated for the broader platform.
- Pro uses graphing techniques and generative AI models.
The verdict
Decision Intelligence combines real-time transaction scoring with customizable rules and risk visualization. Organizations considering it will need to contact sales for pricing.
Who it suits
Mastercard describes its risk decisioning solutions for issuers, acquirers, and merchant service providers. Decision Intelligence Pro is presented as helping issuers approve more genuine transactions without increasing risk.
Plans and prices
Decision Intelligence Pro
Pricing not listed; contact sales
Read 3 Oct 2026 · mastercard.com
On the record
- AI models
- Decision Intelligence Pro uses graphing techniques and generative AI driven models to assess risk with more accuracy and context.mastercard.com · read 3 Oct 2026
- Authentication
- The platform's rules and case management modules support authentication through an existing Mastercard Connect account or single sign-on with an identity service provider.mastercard.com · read 2 Oct 2026
- Authorization decisions
- Decision Intelligence Pro uses graphing techniques and generative AI models to assess transaction risk with more accuracy and context.mastercard.com · read 2 Oct 2026
- Decisioning
- The product evaluates transactions instantly using Mastercard’s global network intelligence.mastercard.com · read 3 Oct 2026
- Decisioning scale
- Mastercard says its Risk Decisioning platform scores over 150 billion transactions a year and reports 99.99% uptime.mastercard.com · read 2 Oct 2026
- Deployment
- The Risk Decisioning platform can be deployed in the cloud or on premises and offers millisecond response times.mastercard.com · read 2 Oct 2026
- False declines
- A single transaction score is designed to reduce false declines and integrate into issuer authorization flows.mastercard.com · read 3 Oct 2026
- Network coverage
- Decision Intelligence can score transactions processed by any network, providing protection for an entire portfolio in one solution.mastercard.com · read 3 Oct 2026
- Pricing
- The product page directs visitors to contact sales and does not state a price.mastercard.com · read 2 Oct 2026
- Purpose
- Decision Intelligence is a transaction risk monitoring solution that helps prevent fraud and approve genuine transactions in real time.mastercard.com · read 3 Oct 2026
- Risk analysis
- It analyzes transaction context, cardholder behavior and merchant relationships in real time.mastercard.com · read 3 Oct 2026
- Risk signals
- It analyzes transaction context, cardholder behavior and merchant relationships in real time.mastercard.com · read 2 Oct 2026
- Rules Cartridges
- Consortium based rules cartridges are written by expert rule writers and tailored to regional fraud trends or specific fraud vulnerabilities.mastercard.com · read 3 Oct 2026
- Rules Discovery
- Rules Discovery helps users visualize problem areas to find fraud and areas of opportunity.mastercard.com · read 3 Oct 2026
- Rules support
- Rules Cartridges are consortium-based rules written by expert rule writers and tailored to regional fraud trends or specific vulnerabilities.mastercard.com · read 2 Oct 2026
- Sales and pricing
- The product page directs prospective customers to contact sales and does not state a price.mastercard.com · read 3 Oct 2026
- Security and data responsibility
- Mastercard says its platform follows its data responsibility practices, including security and privacy practices, explainability, and an AI Governance framework for customer engagements.mastercard.com · read 2 Oct 2026
- Who it is for
- The page describes Decision Intelligence Pro as helping issuers approve more genuine transactions without increasing risk.mastercard.com · read 3 Oct 2026
