Stripe Radar

iPhone + Android

  • Recognised40% of the score100
  • Phone app26% of the score100
  • Documented20% of the score100
  • Free plan14% of the score100
Free plan
Yes
Paid plans from
$10/mo
Runs on
Android, api, iPhone, Web

Summary

Stripe Radar is a fraud and abuse protection service for businesses processing payments. It uses AI to block fraudulent payments, flag suspicious accounts, and address customer abuse in real time. Stripe says the AI draws on more than 70 trillion data points across its network. Radar covers supported payment methods including bank debits, buy now pay later, crypto, digital wallets, real-time payments, and cash vouchers. Businesses already processing payments with Stripe can use it in the background without additional setup. It can also be used with Stripe Connect, and risk signals are available through APIs for businesses using other payment providers. Plus and Pro include risk scores, custom rules and backtesting, manual reviews, risk preferences, adaptive 3D Secure, and advanced analytics. Pro adds bot, multi-account, account-sharing, pay-as-you-go, and free-trial abuse signals. Radar Lite is included at no additional charge for businesses on standard payments pricing; paid plans start at $10 per month. Users are responsible for decisions they make based on Radar data.

Who it is for

Radar suits businesses processing payments that need fraud controls, including platforms and marketplaces. API risk signals are also available to businesses processing transactions through other payment providers.

What is good

  • Real-time fraudulent payment and suspicious account detection
  • Coverage across supported payment methods
  • Stripe users need no additional setup
  • Plus and Pro offer rules and backtesting

What to know first

  • Risk scores and custom rules require Plus or Pro
  • Dynamic risk thresholds are Pro-only
  • Users remain responsible for decisions based on Radar data

Verdict

Radar offers fraud controls for Stripe payment flows as well as API risk signals for other processors. The free included option covers card fraud prevention, while paid plan features and prices vary by tier and use case.

Stripe Radar plans and pricing

All plans
Radar Lite Free Included at no additional charge for businesses on standard payments pricing AI fraud prevention for card payments and card testing · fraud alerts stripe.com · 29 Sept 2026
Radar Standard $10/mo Starting at $10 per month Out-of-the-box fraud protection across all payment methods · analytics stripe.com · 29 Sept 2026
Radar Plus $14/mo Starting at $14 per month Custom rules and backtesting · risk tolerance controls · advanced analytics stripe.com · 29 Sept 2026
Radar Pro $20/mo Starting at $20 per month Multi-account · free trial · bot abuse protection stripe.com · 29 Sept 2026
Radar Standard (platforms and marketplaces) $20/mo Starting at $20 per month Transaction fraud protection · fraudulent account identification stripe.com · 29 Sept 2026
Radar Plus (platforms and marketplaces) $44/mo Starting at $44 per month Custom rules and backtesting · reserves · advanced analytics stripe.com · 29 Sept 2026

Compared on payment fraud detection software

Free plan
Yesstripe.com
Paid from
$10/mostripe.com
Real-time scoring
Yesstripe.com
Custom rules
Yesstripe.com
Machine-learning models
Yesstripe.com
Device fingerprinting
Yesstripe.com

Facts

Fraud and abuse protection
Radar uses AI to block fraudulent payments, flag suspicious accounts, and prevent customer abuse in real time.stripe.com · 29 Sept 2026
AI training data
Stripe says Radar's AI is trained on more than 70 trillion data points across its network.stripe.com · 29 Sept 2026
Payment coverage
Radar protects transactions across supported payment methods, including bank debits, buy now pay later options, crypto, digital wallets, real-time payments, and cash vouchers.stripe.com · 29 Sept 2026
Rules and risk controls
Radar Plus and Pro include risk scores, custom rules and backtesting, manual reviews, risk preferences, adaptive 3D Secure, and advanced fraud analytics.stripe.com · 29 Sept 2026
Pro abuse signals
Radar Pro includes bot, multi-account, account-sharing, and pay-as-you-go abuse signals, as well as free-trial abuse protection.stripe.com · 29 Sept 2026
Integrations
Radar can be used with Stripe Connect, and Stripe says no additional integration is required for Connect accounts onboarded to a platform.stripe.com · 29 Sept 2026
External processor use
Radar can provide risk signals through APIs for businesses processing transactions through other payment service providers.stripe.com · 29 Sept 2026
Enterprise users
Stripe describes Radar as built for platforms, marketplaces, and AI companies, and offers tailored recommendations and custom pricing to enterprises.stripe.com · 29 Sept 2026
Setup
For businesses already processing payments with Stripe, Radar works in the background without additional setup.stripe.com · 29 Sept 2026
Notable plan limit
Risk scores and custom rules are included with Plus and Pro, while dynamic risk thresholds are included only with Pro.stripe.com · 29 Sept 2026
Security and decision responsibility
Stripe's Radar terms say users are responsible for their use of Radar data and for decisions they make based on it.stripe.com · 29 Sept 2026

Company

Company headquarters
Stripe says it has dual headquarters in San Francisco and Dublin.stripe.com · 29 Sept 2026
Founded
2010stripe.com · 23 Sept 2026
Headquarters
San Francisco and Dublinstripe.com · 23 Sept 2026

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