The API suits businesses building financial features that need data from integrated banks.
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Best Open Banking Payment Platforms 2026
Facts read 23 Sep 2026 – 15 Oct 2026
If you’re comparing ways to take payments through bank connections, look at both the transaction features and the markets covered. Compared on bank authentication, supported countries, settlement speed, payment frequency, webhooks and refunds, the entries offer specific details to weigh against your payment workflows. Trustly, Volt and Brite Payments are among the named options; TrueLayer Payments and Lean Payments are also included. Free-plan availability and paid-from pricing can help you consider access and cost alongside those capabilities. Check which listed features matter for your transactions, including how payments are authenticated and settled, and whether the stated country coverage fits the markets you serve.
The standings: top 10
| Name | In a line | Record score | Try it free | Runs on | Facts read |
|---|---|---|---|---|---|
| 01 TrueLayer Data API | The API suits businesses building financial features that need data from integrated banks. | 4.9 | Free plan | Android, iPhone & iPad, Web, API | 1 Oct 2026 |
| 02 Crezco | Crezco suits platforms and businesses that need embedded payments, bill sending, collections, or international payouts. | 4.4 | Free trial | Web, API | 5 Oct 2026 |
| 03 Plaid | Plaid may suit developers and businesses connecting financial accounts to apps, with plans described for individuals and developers, small teams and startups, and… | 4.4 | Free trial | Android, iPhone & iPad, Web, API | 30 Sep 2026 |
| 04 Lean Payments | Lean is aimed at banks, fintechs, and enterprises operating across Saudi Arabia and the UAE. | 4.2 | — | Android, iPhone & iPad, Web, API | 5 Oct 2026 |
| 05 Pay by Bank from allpay | It is aimed at organisations collecting rent, income, utility bills, or other regular payments, particularly at high volume. | 4.2 | — | Android, iPhone & iPad, Web | 7 Oct 2026 |
| 06 Tarabut Gateway Account Information | It suits businesses building personal finance management, spend management, or lending flows that use bank account data. | 4.2 | Free plan | Web, API | 5 Oct 2026 |
| 07 Tink | Tink suits businesses building payment flows or financial-data products for European markets. | 4.2 | Free plan | Web, API | 8 Oct 2026 |
| 08 Fire Payments API | It is aimed at fintechs and corporate clients that need payment processing integrated into business systems. | 4.1 | — | Android, iPhone & iPad, Web, API | 28 Sep 2026 |
| 09 TrueLayer Payments | It is presented for businesses in ecommerce, iGaming, financial services, travel and crypto that want to accept bank payments. | 4.1 | — | Android, iPhone & iPad, Web, API | 30 Sep 2026 |
| 10 Trustly | Trustly is aimed at merchants seeking bank-account payment, recurring collection, payout, deposit, or customer-verification services. | 4.1 | — | Android, iPhone & iPad, Web, API | 30 Sep 2026 |
02
Crezco
Crezco suits platforms and businesses that need embedded payments, bill sending, collections, or international payouts.
WebAPI Record4.4 Visit
03
Plaid
Plaid may suit developers and businesses connecting financial accounts to apps, with plans described for individuals and developers, small teams and startups, and…
AndroidiPhone & iPadWeb+1 Record4.4 Visit
04
Lean Payments
Lean is aimed at banks, fintechs, and enterprises operating across Saudi Arabia and the UAE.
AndroidiPhone & iPadWeb+1 Record4.2 Visit
05
Pay by Bank from allpay
It is aimed at organisations collecting rent, income, utility bills, or other regular payments, particularly at high volume.
AndroidiPhone & iPadWeb Record4.2 Visit
6
Tarabut Gateway Account Information
WebAPI Free plan Record4.2 Visit It suits businesses building personal finance management, spend management, or lending flows that use bank account data.
7
Tink
WebAPI Free plan Record4.2 Visit Tink suits businesses building payment flows or financial-data products for European markets.
8
Fire Payments API
AndroidiPhone & iPadWeb+1 — Record4.1 Visit It is aimed at fintechs and corporate clients that need payment processing integrated into business systems.
9
TrueLayer Payments
AndroidiPhone & iPadWeb+1 — Record4.1 Visit It is presented for businesses in ecommerce, iGaming, financial services, travel and crypto that want to accept bank payments.
10
Trustly
AndroidiPhone & iPadWeb+1 — Record4.1 Visit Trustly is aimed at merchants seeking bank-account payment, recurring collection, payout, deposit, or customer-verification services.
11
Volt
AndroidiPhone & iPadWeb+1 — Record4.1 Visit Volt suits scaling and enterprise businesses that want to accept real-time payments, initiate payouts or manage funds.
12
Finshark
WebAPI — Record3.7 Visit Finshark suits businesses that want to add bank account payments, payouts, or financial data services through APIs.
14
Noda
WebAPI — Record3.7 Visit Noda suits SMEs and e-commerce businesses needing bank payments alongside cards and digital wallets.
15
Token.io Data
WebAPI — Record3.7 Visit It suits financial service companies that need consent-based bank data access for verification, financial management, or payment-related workflows.
16
Finexer
WebAPI — Record3.6 Visit Finexer is aimed at businesses embedding open-banking data, payments or bank-based identity checks into services.
17
Salt Edge Payment Initiation
WebAPI — Record3.6 Visit It suits businesses needing bank-based payment initiation across European and UK banks.
20
Fintecture
WebAPI — Record3.4 Visit Fintecture suits businesses handling bank-transfer collections or disbursements across online, in-store, and distance-selling channels.
22
Brite Payments
AndroidiPhone & iPadWeb — Record2.9 Visit It may suit businesses seeking payment software across mobile and web platforms, with both payment frequencies, instant settlement, webhooks, and refunds.
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