Best Open Banking Payment Platforms in 2026
Updated
In short: TrueLayer Data API is ranked #1 of 22 as of 4 October 2026, ahead of Trustly and Volt. The lowest first paid tier on this page is Google Apigee at $13/mo.
When payments move through bank connections, platform details can shape which transaction flows you can support. These 22 entries are ranked and compared on bank authentication, payment frequency, webhooks, refunds, settlement speed and supported countries. Free-plan availability and paid-from pricing provide additional context. TrueLayer Data API, Trustly and Volt appear first, followed by Fire Payments API and TrueLayer Payments. Compare the published country coverage and payment features with your markets and requirements, including how authentication, settlement and refunds are handled.
22 open banking payment platforms ranked on what their makers publish — plans and prices, free tiers, platforms and the facts on their own pages.
Recognised 40% · Phone app 26% · Documented 20% · Free plan 14% of the score
- 1 TrueLayer Data API iPhone + Android RecognisedPhone appDocumentedFree plan 7.8Free
- 2 Trustly iPhone + Android RecognisedPhone appDocumentedFree plan 7.3 Bank authentication: bothPayment frequency: both
- 3 Volt iPhone + Android RecognisedPhone appDocumentedFree plan 7.3 Bank authentication: bothPayment frequency: both
- 4 Fire Payments API iPhone + Android RecognisedPhone appDocumentedFree plan 7.1 Supported countries: 2 countriesBank authentication: redirectPayment frequency: both
- 5 TrueLayer Payments iPhone + Android RecognisedPhone appDocumentedFree plan 7.1 Bank authentication: bothPayment frequency: both
- 6 Brite Payments iPhone + Android RecognisedPhone appDocumentedFree plan 7.0 Supported countries: 27 countriesBank authentication: bothPayment frequency: both
- 7 Plaid iPhone + Android RecognisedPhone appDocumentedFree plan 7.0
- 8 Finexer No phone app RecognisedPhone appDocumentedFree plan 5.8
- 9 Noda No phone app RecognisedPhone appDocumentedFree plan 5.8 Bank authentication: redirectPayment frequency: both
- 10 Salt Edge Payment Initiation No phone app RecognisedPhone appDocumentedFree plan 5.8 Bank authentication: redirectPayment frequency: both
- 11 Fintecture No phone app RecognisedPhone appDocumentedFree plan 5.6 Bank authentication: redirectPayment frequency: both
- 12 Google Apigee No phone app RecognisedPhone appDocumentedFree plan 5.6$13/mo
- 13 Yapily Payments No phone app RecognisedPhone appDocumentedFree plan 5.6 Bank authentication: bothPayment frequency: both
- 14 Tarabut Gateway Account Information No phone app RecognisedPhone appDocumentedFree plan 5.4 Bank authentication: redirectPayment frequency: one_off
- 15 Lean Payments iPhone + Android RecognisedPhone appDocumentedFree plan 5.3 Bank authentication: redirectPayment frequency: both
- 16 Pay by Bank from allpay No phone app RecognisedPhone appDocumentedFree plan 5.3 Bank authentication: redirect
- 17 Crezco No phone app RecognisedPhone appDocumentedFree plan 5.1 Bank authentication: redirectPayment frequency: both
- 18 Finshark No phone app RecognisedPhone appDocumentedFree plan 5.1
- 19 Neopay Payment Initiation No phone app RecognisedPhone appDocumentedFree plan 5.1 Payment frequency: both
- 20 Yapily Data No phone app RecognisedPhone appDocumentedFree plan 5.1
- 21 Tink No phone app RecognisedPhone appDocumentedFree plan 4.9
- 22 Token.io Data No phone app RecognisedPhone appDocumentedFree plan 4.7
Is your app on this list?
Numbered spots on this list can be sponsored. They are labelled, and the editorial order and scores never change for payment.
Questions about this list
Which open banking payment platform is ranked first on Samsung Mobile US Press?
TrueLayer Data API is ranked #1 of 22 with a score of 7.8. Trustly is second and Volt third.
How many of these have a free plan?
1 of the 22 on this page publish a free plan on their own pricing pages.
Which is the cheapest paid option?
On this page, Google Apigee has the lowest first paid tier we found: $13/mo.
How is this list ranked?
Ranked mobile-first: a phone app alongside the web or desktop product, a free tier and the depth of its documentation. Paid placements never change a rank.