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Ranked on the record · 22 apps

Best Open Banking Payment Platforms 2026

If you’re comparing ways to take payments through bank connections, look at both the transaction features and the markets covered. Compared on bank authentication, supported countries, settlement speed, payment frequency, webhooks and refunds, the entries offer specific details to weigh against your payment workflows. Trustly, Volt and Brite Payments are among the named options; TrueLayer Payments and Lean Payments are also included. Free-plan availability and paid-from pricing can help you consider access and cost alongside those capabilities. Check which listed features matter for your transactions, including how payments are authenticated and settled, and whether the stated country coverage fits the markets you serve.

02

Crezco

Crezco suits platforms and businesses that need embedded payments, bill sending, collections, or international payouts.

WebAPI
Record4.5 Visit
03

Plaid

Plaid may suit developers and businesses connecting financial accounts to apps, with plans described for individuals and developers, small teams and startups, and…

AndroidiPhone & iPadWeb+1
Record4.5 Visit
05

Tink

Tink suits businesses building payment flows or financial-data products for European markets.

WebAPI
Record4.3 Visit
6
Fire Payments API

It is aimed at fintechs and corporate clients that need payment processing integrated into business systems.

AndroidiPhone & iPadWeb+1 — Record4.2 Visit
7
Lean Payments

Lean is aimed at banks, fintechs, and enterprises operating across Saudi Arabia and the UAE.

AndroidiPhone & iPadWeb+1 — Record4.2 Visit
8
Pay by Bank from allpay

It is aimed at organisations collecting rent, income, utility bills, or other regular payments, particularly at high volume.

AndroidiPhone & iPadWeb — Record4.2 Visit
9
TrueLayer Payments

It is presented for businesses in ecommerce, iGaming, financial services, travel and crypto that want to accept bank payments.

AndroidiPhone & iPadWeb+1 — Record4.2 Visit
10
Trustly

Trustly is aimed at merchants seeking bank-account payment, recurring collection, payout, deposit, or customer-verification services.

AndroidiPhone & iPadWeb+1 — Record4.2 Visit
11
Volt

Volt suits scaling and enterprise businesses that want to accept real-time payments, initiate payouts or manage funds.

AndroidiPhone & iPadWeb+1 — Record4.2 Visit
12
Finexer

Finexer is aimed at businesses embedding open-banking data, payments or bank-based identity checks into services.

WebAPI — Record3.7 Visit
13
Finshark

Finshark suits businesses that want to add bank account payments, payouts, or financial data services through APIs.

WebAPI — Record3.7 Visit
14 WebAPI — Record3.7 Visit
15
Noda

Noda suits SMEs and e-commerce businesses needing bank payments alongside cards and digital wallets.

WebAPI — Record3.7 Visit
16
Salt Edge Payment Initiation

It suits businesses needing bank-based payment initiation across European and UK banks.

WebAPI — Record3.7 Visit
17
Token.io Data

It suits financial service companies that need consent-based bank data access for verification, financial management, or payment-related workflows.

WebAPI — Record3.7 Visit
18 WebAPI — Record3.7 Visit
19
Fintecture

Fintecture suits businesses handling bank-transfer collections or disbursements across online, in-store, and distance-selling channels.

WebAPI — Record3.5 Visit
20 API — Record3.5 Visit
21 Web — Record3.4 Visit
22
Brite Payments

It may suit businesses seeking payment software across mobile and web platforms, with both payment frequencies, instant settlement, webhooks, and refunds.

AndroidiPhone & iPadWeb — Record3.0 Visit