Crezco
123 Buckingham Palace Rd, London, SW1W 9SH, United Kingdom
What it is
Crezco provides an API and financial products for platforms embedding payments for small and medium-sized businesses. Its bill-payment tools handle real-time or scheduled bank transfers, card payments, domestic and international suppliers, and single or bulk payments. Platforms can embed payables while retaining control of the user experience and payment fees. Crezco describes real-time international payouts in more than 36 currencies to more than 180 countries. Accounting integrations include Xero, QuickBooks, Quickfile, Sage, SIF Health, MazApp, Duport, and Haibooks; outstanding Xero bills can be imported from up to the previous 365 days. The web and API service supports payment webhooks, instant settlement, and redirect-based bank authentication. Plans are Collect Plus at £10/ month, Send Plus at £20/ month, and Premium at £27/ month. There is no free plan, and the pricing note includes a 30-day trial. Crezco says it is UK FCA-authorised and regulated as an electronic money institution.
For and against
For
- Embedded payment API
- Scheduled and bulk payments
- International payouts in many currencies
- Accounting integrations
- Instant settlement
Against
- No free plan
- International payments have listed fees
- Xero import covers 365 days
The verdict
Crezco combines payment APIs, bill workflows, accounting integrations, and international payouts. Review the plan costs and payment fees before selecting the features your platform or business needs.
Who it suits
Crezco suits platforms and businesses that need embedded payments, bill sending, collections, or international payouts. It also fits accounting workflows using the listed integrations.
Plans and prices
Collect Plus
Receive payments · Multiple use payment links · International payments from 0.35%
Read 5 Oct 2026 · crezco.com
Send Plus
Send single payments · Instant bulk payments up to 250 · Scheduled bulk payments · International payments from 0.35%
Read 5 Oct 2026 · crezco.com
Premium
Receive payments · Multiple use payment links · Send single payments · Instant bulk payments up to 500
Read 5 Oct 2026 · crezco.com
On the record
- Accounting integrations
- Crezco lists integrations with Xero, QuickBooks, Quickfile, Sage, SIF Health, MazApp, Duport, and Haibooks.support.crezco.com · read 5 Oct 2026
- Bill payments
- Its bill payment product supports real-time and scheduled bank transfers, card payments, domestic and international suppliers, and single or bulk payments.crezco.com · read 5 Oct 2026
- Developer support
- Crezco advertises expert support for platform partners and their users.crezco.com · read 5 Oct 2026
- Embedded payment API
- Crezco says platforms can embed payables in their product and retain control of the user experience and payment fees.crezco.com · read 5 Oct 2026
- Global payouts
- Crezco describes real-time international payouts in more than 36 currencies to more than 180 countries.crezco.com · read 5 Oct 2026
- Partner platform billing
- A Crezco plan is not required when payments are sent only within a partner platform, where billing is handled by that partner.support.crezco.com · read 5 Oct 2026
- Payment safeguarding
- Crezco says its e-money partner Currencycloud safeguards funds while they are held in the account, until they are paid to the beneficiary.crezco.com · read 5 Oct 2026
- Product
- Crezco provides an API and financial products that let platforms embed payments for small and medium-sized businesses.crezco.com · read 5 Oct 2026
- Regulatory status
- Crezco says it is authorised and regulated by the UK Financial Conduct Authority as an electronic money institution, firm reference 1027543.crezco.com · read 5 Oct 2026
- Security certifications
- Crezco states that it is SOC 2 and ISO certified and offers enterprise SLAs and a custom-built fraud engine.crezco.com · read 5 Oct 2026
- Trial
- A help article says customers subscribing to Send Plus or Premium get a one-month free trial.support.crezco.com · read 5 Oct 2026
- Xero bill import limit
- Crezco imports outstanding Xero bills from up to the previous 365 days.support.crezco.com · read 5 Oct 2026
