Noda
Cyprus
What it is
Noda is a paid open banking payment platform for SMEs and e-commerce businesses. It lets customers pay directly from bank accounts while also supporting cards, Apple Pay, and Google Pay. Businesses can connect through an API or plugins for WooCommerce, Magento, PrestaShop, and OpenCart. Payment links and QR codes provide no-code ways to accept payments. Noda says its network reaches more than 2,000 banks across the UK and EU, with full UK bank coverage. Customers are redirected to their bank for authentication, and payments use Strong Customer Authentication. Financial-data sharing requires explicit consent, which customers can withdraw. Open banking payments settle instantly or near-instantly, and refunds and payment webhooks are supported. Transaction fees start at 0.1%; pricing is transaction-based and tailored to business needs, with no fixed plans listed. Noda lists 24/7 global technical support and a dedicated personal manager.
For and against
For
- Connects to over 2,000 UK and EU banks
- Supports cards, Apple Pay, and Google Pay
- Payment links and QR codes require no coding
- Instant or near-instant settlement
- 24/7 support and dedicated personal manager
Against
- Does not support recurring subscriptions
- No fixed plans are listed
- Transaction fees start at 0.1%
The verdict
Noda combines direct bank payments with familiar card and wallet methods, plus plugins and no-code payment links. Its lack of recurring-subscription support and transaction-based pricing may matter for some businesses.
Who it suits
Noda suits SMEs and e-commerce businesses needing bank payments alongside cards and digital wallets. It also fits businesses wanting payment links, QR codes, plugins, or API integration.
Plans and prices
Open-banking transaction pricing
No monthly subscription · No chargeback costs · Custom pricing may apply
Read 15 Oct 2026 · noda.live
Transaction-based pricing
No fixed plans · pricing tailored to business needs
Read 3 Oct 2026 · noda.live
On the record
- API and examples
- Noda exposes an API with examples or tooling for NPM, cURL, C# and PHP, plus webhook callbacks and API-key management.noda.live · read 15 Oct 2026
- Bank coverage
- Noda says it connects to more than 2,000 banks in the UK and EU, with full UK bank coverage.noda.live · read 3 Oct 2026
- Brand notice
- Noda's open banking page says NaudaPay Limited, which previously used the Noda and Noda.live brands, is now separate and no longer trades under those brands.noda.live · read 3 Oct 2026
- Company headquarters
- LinkedIn lists headquarters in Nicosia, Cyprus.linkedin.com · read 15 Oct 2026
- Company size
- LinkedIn lists Noda as privately held with 51–200 employees.linkedin.com · read 15 Oct 2026
- Company timeline
- Noda says open-banking payments beta launched in April 2021, B2C payouts in October 2022, AIS and AI payment links in December 2023, and headquarters moved to Cyprus in June 2026.noda.live · read 15 Oct 2026
- Compliance claims
- Noda pages claim PSD2 and GDPR compliance, strong customer authentication, PCI DSS compliance and PCI DSS Level 1 certification.noda.live · read 15 Oct 2026
- Consent
- Noda says customers must explicitly consent to financial data sharing and can opt out at any time.noda.live · read 3 Oct 2026
- Data enrichment
- Noda describes transaction cleaning, categorisation, affordability checks, creditworthiness analysis, income verification and financial analytics use cases.noda.live · read 15 Oct 2026
- Documentation
- Its support portal says technical documentation includes API specifications, integration instructions and code examples.get.support.noda.live · read 15 Oct 2026
- E-commerce integrations
- Ready-made plugins are offered for WooCommerce, Magento, OpenCart and PrestaShop.noda.live · read 15 Oct 2026
- Integrations
- Noda lists plugins for WooCommerce, Magento, PrestaShop, and OpenCart, alongside API integration.noda.live · read 3 Oct 2026
- Intended customers
- Noda's integration guide describes its solution as suited to SMEs and e-commerce businesses.noda.live · read 3 Oct 2026
- KYC and analytics
- Noda markets automated end-user KYC, lifetime-value forecasting and customer-behaviour segmentation.linkedin.com · read 15 Oct 2026
- Legal entity notice
- Noda’s current site identifies Stone Rose Operations Limited, company HE 489450, as a Cyprus technical-services provider and says NaudaPay Limited is now separate from the Noda brands.noda.live · read 15 Oct 2026
- License terms
- Noda’s terms grant users a limited, revocable, non-exclusive and non-transferable right to use the service, with other rights reserved by Noda.cdn.noda.live · read 15 Oct 2026
- Limit
- A Noda article says the service does not support recurring subscriptions.noda.live · read 3 Oct 2026
- Limit: G2 reliability and reach
- G2 review summaries mention occasional peak-time delays, limited international availability and frustration about lack of phone support.g2.com · read 15 Oct 2026
