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Finexer
London, United Kingdom
What it is
Finexer is a B2B open banking platform for businesses that need bank data, payment initiation or bank-based identity checks in their services. Its data service supplies real-time account details, balances, transaction history, merchant and category data, and income and expense information. Payment options include instant account-to-account transfers, payment links, QR code payments, batch payments and automated receipts. Bank-based identity verification can support KYC and AML processes. Integration options include an Open Banking API, dashboard, hosted consent pages and consent links. Developer resources include a REST API, webhooks, documentation, sandbox accounts and support; sandbox access replicates production functionality and is free. The supported-bank directory names UK institutions including Barclays, HSBC, Lloyds, Monzo, NatWest, Starling and Wise. Instant Payments are available only to UK businesses and are currently supported only in GBP. Finexer is headquartered in London. It identifies accounting and ERP, lawtech, EPOS, payroll and invoicing, property and utility billing as use cases.
For and against
For
- Real-time account, transaction, income and expense data.
- Supports payment links, QR and batch payments.
- Free sandbox accounts replicate production functionality.
- Developer tools include a REST API and webhooks.
- Data is described as encrypted with AES-256.
Against
- Instant Payments are limited to UK businesses.
- Payments currently support GBP only.
- Plan pricing is available on request.
The verdict
Finexer combines bank data, payment initiation and identity checks with API and dashboard connection options. Businesses considering payments should note the UK-business and GBP limits for Instant Payments.
Who it suits
Finexer is aimed at businesses embedding open-banking data, payments or bank-based identity checks into services. Listed use cases include accounting and ERP, lawtech, EPOS, payroll and invoicing, property, and utility billing.
Plans and prices
Enterprise
Volume-based pricing · Account management · Migration assistance · Customized setup
Read 4 Oct 2026 · finexer.com
Standard
Standard pricing · White label · Data & Payments · Dashboard & Connect
Read 4 Oct 2026 · finexer.com
Startup
Discounted pricing · White label · Data & Payments · Dashboard & Connect
Read 4 Oct 2026 · finexer.com
On the record
- Availability
- Finexer describes its cloud software as available 24/7 with a 99.99% SLA.finexer.com · read 4 Oct 2026
- Bank coverage
- Finexer lists UK financial institutions including Barclays, HSBC, Lloyds, Monzo, NatWest, Starling, and Wise in its supported-bank directory.finexer.com · read 4 Oct 2026
- Compliance
- Finexer states it is Cyber Essentials certified and ICO registered, and that Finexer Ltd is FCA-authorised under the Payment Services Regulations 2017, firm reference 925695.finexer.com · read 4 Oct 2026
- Data aggregation
- Its data service provides real-time bank data, including transactions, balances, income and expense information, and account details.finexer.com · read 4 Oct 2026
- Developer tools
- Finexer provides a REST-based API, webhooks, API documentation, sandbox accounts, and developer support.finexer.com · read 4 Oct 2026
- Free sandbox
- Finexer says sandbox accounts that replicate production functionality are free of charge.finexer.com · read 4 Oct 2026
- Identity checks
- Finexer offers bank-based identity verification to support customer KYC and AML processes.finexer.com · read 4 Oct 2026
- Payment limits
- The pricing FAQ says Instant Payments are available only to UK businesses and payments are currently supported only in GBP.finexer.com · read 4 Oct 2026
- Payments
- The payments service supports instant account-to-account payments, payment links, QR code payments, batch payments, and automated receipts.finexer.com · read 4 Oct 2026
- Plan limits
- The pricing FAQ says Startup and Standard customers get all available features regardless of plan.finexer.com · read 4 Oct 2026
- Product
- Finexer is a B2B open banking platform for accessing clients’ bank accounts and initiating payments on their behalf.finexer.com · read 4 Oct 2026
- Security
- Finexer says sensitive data is encrypted with AES-256 in an isolated data store, and two-factor authentication is required for approved accounts.finexer.com · read 4 Oct 2026
- Support
- The company says its support specialists are available 16 hours a day, seven days a week.finexer.com · read 4 Oct 2026
- Who it serves
- The site identifies accounting and ERP, lawtech, EPOS, payroll and invoicing, proptech and real estate, and utility billing as use cases.finexer.com · read 4 Oct 2026
