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Fire Payments API
Dublin, Ireland
What it is
Fire Payments API connects Fire’s digital payment services with applications and back-office systems to automate business payment processes. It can initiate batches of internal transfers and local or cross-border payouts, issue cards, and let customers block or unblock cards and manage limits from their own systems. Businesses can create payment requests for bank transfers with additional information for reconciliation. The API can retrieve transaction, payee, user, and balance information, check balances, and move funds between Fire accounts in real time. Developers can use Fire’s OpenAPI specification to build a backend client library in their preferred programming language. Customers need to contact sales to create a Fire account before configuring an API application and its permissions. Fire says payment batches are authorised and authenticated through the Fire for Business mobile app. Its TPP API documentation says standing orders, scheduled payments, and event notifications are not currently supported. Pricing is listed from €10/mo, with customised corporate pricing available on request.
For and against
For
- Supports batches of internal transfers and cross-border payouts.
- Offers card issuance and card controls through customer systems.
- Provides payment requests with extra reconciliation data.
- Enables real-time balance checks and transfers between Fire accounts.
Against
- Requires a Fire account created through sales.
- No standing orders or scheduled payments in the TPP API.
- No event notification API currently supported.
- Payment batches use the Fire for Business mobile app for authorisation and authentication.
The verdict
Fire Payments API covers payouts, card management, payment requests, and reconciliation data for integrated business operations. Prospective customers need to establish an account through sales, and the listed API limits exclude several payment and notification functions.
Who it suits
It is aimed at fintechs and corporate clients that need payment processing integrated into business systems. Developers can use the OpenAPI specification to build a backend integration.
Plans and prices
Fire Business Account (API access)
API access requires a Fire account · standard business fees vary by service and currency
Read 28 Sep 2026 · fire.com
On the record
- Account setup
- Fire says customers should contact its sales team to create a Fire account before setting up an API application with selected permissions.docs.fire.com · read 28 Sep 2026
- Cards
- The API can issue cards and let customers block or unblock them and manage limits from their own systems.fire.com · read 28 Sep 2026
- Cash flow
- Customers can check balances and transfer funds between their Fire accounts in real time through the API.fire.com · read 28 Sep 2026
- Integrations
- Fire provides an OpenAPI specification that developers can use with their preferred programming language to build a client library for backend integration.docs.fire.com · read 28 Sep 2026
- Intended customers
- Fire says it focuses on fintechs and corporate clients that need integrated payment processing as part of their business.fire.com · read 28 Sep 2026
- Notable limits
- Fire’s TPP API documentation says it does not currently support standing orders, scheduled payments or the event notification API.fire.com · read 28 Sep 2026
- Open banking
- The API can create payment requests so customers can pay by bank transfer, with additional data collected for reconciliation.fire.com · read 28 Sep 2026
- Payouts
- The API can initiate batches of internal transfers and local or cross-border payouts from a customer’s own systems.fire.com · read 28 Sep 2026
- Purpose
- The Fire Payments API integrates Fire’s digital payment services into applications and back-office systems to automate payment processes.fire.com · read 28 Sep 2026
- Reconciliation
- The API can retrieve current transaction, payee, user and balance information to support automated reconciliation and internal operations.fire.com · read 28 Sep 2026
- Regulation
- Fire-EU is regulated as a Payment Institution by the Central Bank of Ireland and Fire-UK is authorised as an Electronic Money Institution by the FCA.fire.com · read 28 Sep 2026
- Safeguarding
- Fire says customer funds are safeguarded in accounts separate from its operational funds, and this safeguarding is different from bank deposit guarantee schemes.fire.com · read 28 Sep 2026
- Security
- Fire says its payment services use a security framework designed to meet PSD2 technical standards, including authorisation and authentication of payment batches through the Fire for Business mobile app.fire.com · read 28 Sep 2026
- Support
- Fire directs prospective customers to [email protected] and existing customers to [email protected].fire.com · read 28 Sep 2026
