Zeller may suit businesses looking to combine payments, accounts, invoicing, and POS functions.
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Best Mobile Payment Processing Software 2026
Facts read 19 Sep 2026 – 15 Oct 2026
For businesses taking payments on mobile devices, payment processing options differ in how they accept transactions and handle funds. Compare payment methods, reader requirements, Tap to Pay, and offline-payment support against your setup. Recurring payments and payout timing can help you assess how a service fits your sales routines and cash flow. PayAnywhere, Zeller, and SwipeSimple are among the options to consider. Check free-plan availability and paid-from pricing alongside these capabilities to weigh costs. The listed details can help you focus on the acceptance methods and payment operations that matter to your business.
The standings: top 10
| Name | In a line | Record score | Price from | Try it free | Runs on | Facts read |
|---|---|---|---|---|---|---|
| 01 Zeller | Zeller may suit businesses looking to combine payments, accounts, invoicing, and POS functions. | 6.4 | Free plan | Free plan | Android, iPhone & iPad, Web, Windows | 15 Oct 2026 |
| 02 Helcim | Helcim suits businesses that need to take payments across in-person and online channels, including by invoice or virtual terminal. | 6.1 | $7 a month | Free plan | Android, iPhone & iPad, Web, Windows | 15 Oct 2026 |
| 03 SwipeSimple | SwipeSimple suits small businesses taking payments on the go, in retail or food-and-beverage settings, or through a computer for B2B and back-office billing. | 5.7 | $19.95 a month | Free plan | Android, iPhone & iPad, Web | 15 Oct 2026 |
| 04 Viva.com | Viva.com is aimed at businesses handling payments in person, online, remotely, or through marketplaces. | 5.7 | £3.99 a month | Free plan | Android, iPhone & iPad, Web, API | 15 Oct 2026 |
| 05 MobilePayments | It suits businesses of different sizes, including retail, freelancers, hospitality, health and beauty, phone orders and click-and-collect operations. | 5.3 | $49 one-time | Free plan | iPhone & iPad, Web | 4 Oct 2026 |
| 06 Lopay | Lopay suits business owners, sole traders, entrepreneurs, and businesses such as taxi drivers, barbers, builders, market traders, or dry cleaners. | 5.2 | Free plan | Free plan | Android, iPhone & iPad, Web | 4 Oct 2026 |
| 07 Square Online | 5.2 | $49 a month | Free plan | Web | 8 Oct 2026 | |
| 08 Stripe Terminal | 5.0 | $2.70 a month | — | Android, iPhone & iPad, Web, API | 30 Sep 2026 | |
| 09 Bank of America Mobile Point of Sale | This solution suits businesses with Bank of America Merchant Services and business checking accounts that need mobile, in-person, or online payment processing. | 4.9 | $87 one-time | — | Android, iPhone & iPad, Web | 7 Oct 2026 |
| 10 PayAnywhere | It may suit businesses that need point-of-sale tools, payment processing, and web-based payment options. | 4.9 | Free plan | Free plan | Android, iPhone & iPad, Web | 30 Sep 2026 |
02
Helcim
Helcim suits businesses that need to take payments across in-person and online channels, including by invoice or virtual terminal.
AndroidiPhone & iPadWeb+4 Record6.1 Visit
03
SwipeSimple
SwipeSimple suits small businesses taking payments on the go, in retail or food-and-beverage settings, or through a computer for B2B and back-office billing.
AndroidiPhone & iPadWeb Record5.7 Visit
04
Viva.com
Viva.com is aimed at businesses handling payments in person, online, remotely, or through marketplaces.
AndroidiPhone & iPadWeb+1 Record5.7 Visit
05
MobilePayments
It suits businesses of different sizes, including retail, freelancers, hospitality, health and beauty, phone orders and click-and-collect operations.
iPhone & iPadWeb Record5.3 Visit
6
Lopay
AndroidiPhone & iPadWeb Free plan Record5.2 Visit Lopay suits business owners, sole traders, entrepreneurs, and businesses such as taxi drivers, barbers, builders, market traders, or dry cleaners.
9
Bank of America Mobile Point of Sale
AndroidiPhone & iPadWeb $87 one-time Record4.9 Visit This solution suits businesses with Bank of America Merchant Services and business checking accounts that need mobile, in-person, or online payment processing.
10
PayAnywhere
AndroidiPhone & iPadWeb Free plan Record4.9 Visit It may suit businesses that need point-of-sale tools, payment processing, and web-based payment options.
12
QuickBooks GoPayment
AndroidiPhone & iPad Free plan Record4.6 Visit It may suit merchants who need to take payments away from a fixed checkout and want tools for sales, invoices, advance payments, and receipts.
13
Paid for Stripe
AndroidiPhone & iPad Free plan Record4.5 Visit It suits mobile and service businesses that take in-person or remote payments through a Stripe account.
14
Clover Go
AndroidiPhone & iPadWeb+1 — Record4.4 Visit It suits merchants needing mobile card acceptance with order, refund, receipt, and offline-payment tools.
15
Paymi
iPhone & iPad Free plan Record4.3 Visit Paymi is for businesses, sole traders and other entities legally able to accept payments in its supported markets.
16
Apex Reader
AndroidiPhone & iPadWeb — Record4.2 Visit It suits mobile sellers such as food trucks, stylists, market vendors, field technicians, and pop-up retailers.
19
NAB Easy Tap
AndroidWeb — Record4.0 Visit It suits Australian businesses and eligible organizations that want to take contactless payments using an Android phone rather than a separate reader.
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