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Ranked on the record · 27 apps

Best Mobile Payment Processing Software 2026

For businesses taking payments on mobile devices, payment processing options differ in how they accept transactions and handle funds. Compare payment methods, reader requirements, Tap to Pay, and offline-payment support against your setup. Recurring payments and payout timing can help you assess how a service fits your sales routines and cash flow. PayAnywhere, Zeller, and SwipeSimple are among the options to consider. Check free-plan availability and paid-from pricing alongside these capabilities to weigh costs. The listed details can help you focus on the acceptance methods and payment operations that matter to your business.

01

Zeller may suit businesses looking to combine payments, accounts, invoicing, and POS functions.

Free plan Free trial AndroidiPhone & iPadWebWindowsMacAPI
02

Helcim

Helcim suits businesses that need to take payments across in-person and online channels, including by invoice or virtual terminal.

AndroidiPhone & iPadWeb+4
Record6.1 Visit
03

SwipeSimple

SwipeSimple suits small businesses taking payments on the go, in retail or food-and-beverage settings, or through a computer for B2B and back-office billing.

AndroidiPhone & iPadWeb
Record5.7 Visit
04

Viva.com

Viva.com is aimed at businesses handling payments in person, online, remotely, or through marketplaces.

AndroidiPhone & iPadWeb+1
Record5.7 Visit
05

MobilePayments

It suits businesses of different sizes, including retail, freelancers, hospitality, health and beauty, phone orders and click-and-collect operations.

iPhone & iPadWeb
Record5.4 Visit
6
Lopay

Lopay suits business owners, sole traders, entrepreneurs, and businesses such as taxi drivers, barbers, builders, market traders, or dry cleaners.

AndroidiPhone & iPadWeb Free plan Record5.3 Visit
7 Web $49 a month Record5.3 Visit
8 AndroidiPhone & iPadWeb+1 $2.70 a month Record5.1 Visit
9
Bank of America Mobile Point of Sale

This solution suits businesses with Bank of America Merchant Services and business checking accounts that need mobile, in-person, or online payment processing.

AndroidiPhone & iPadWeb $87 one-time Record5.0 Visit
10
PayAnywhere

It may suit businesses that need point-of-sale tools, payment processing, and web-based payment options.

AndroidiPhone & iPadWeb Free plan Record5.0 Visit
11 AndroidiPhone & iPad £42 one-time Record4.9 Visit
12
QuickBooks GoPayment

It may suit merchants who need to take payments away from a fixed checkout and want tools for sales, invoices, advance payments, and receipts.

AndroidiPhone & iPad Free plan Record4.7 Visit
13
Paid for Stripe

It suits mobile and service businesses that take in-person or remote payments through a Stripe account.

AndroidiPhone & iPad Free plan Record4.6 Visit
14
Clover Go

It suits merchants needing mobile card acceptance with order, refund, receipt, and offline-payment tools.

AndroidiPhone & iPadWeb+1 — Record4.5 Visit
15
Paymi

Paymi is for businesses, sole traders and other entities legally able to accept payments in its supported markets.

iPhone & iPad Free plan Record4.3 Visit
16 AndroidiPhone & iPad $1.30 one-time Record4.3 Visit
17
Apex Reader

It suits mobile sellers such as food trucks, stylists, market vendors, field technicians, and pop-up retailers.

AndroidiPhone & iPadWeb — Record4.2 Visit
18 AndroidiPhone & iPadWeb — Record4.2 Visit
19
NAB Easy Tap

It suits Australian businesses and eligible organizations that want to take contactless payments using an Android phone rather than a separate reader.

AndroidWeb — Record4.0 Visit
20 AndroidiPhone & iPad — Record3.9 Visit
21 AndroidiPhone & iPad Free plan Record3.6 Visit
22 AndroidiPhone & iPadWeb Free plan Record3.4 Visit
23 AndroidiPhone & iPadWeb Free plan Record3.3 Visit
24 WebAPI — Record3.3 Visit
25 AndroidiPhone & iPad Free plan Record3.2 Visit