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MobilePayments
Grimsby, England, United Kingdom
What it is
MobilePayments is a payments and sales management service for businesses, available on iOS and the web. Its point-of-sale tools include a product library, discounts, split bills, tables, bookings, stock controls and team permissions. A connected checkout accepts card, contactless or cash, while Tap to Pay on a compatible iPhone accepts contactless cards, Apple Pay and other digital wallets without extra payment hardware. Payment Links can be shared by text, Instagram, WhatsApp or email, and customers can scan a QR code. Links support fixed or customer-entered amounts, VAT treatment and reuse. Reporting covers live sales, VAT, fees and tips, with described AI features for sales and stock questions and report creation. The service has a free plan. In-person card payments are priced on request, Payment Links at $1.88 per successful link, and readers from $49, paid once. Applications require identity and eligibility checks.
For and against
For
- Free plan available
- Point-of-sale tools include stock and bookings
- Payment Links support several sharing channels
- Tap to Pay works without extra hardware
- Live sales and VAT reporting
Against
- Identity and eligibility checks required
- Card readers sold separately
- Transaction fees apply to payment methods
- Support listed Monday to Friday
The verdict
MobilePayments combines point-of-sale, remote links, reporting and several payment methods in one service. Its free plan is available, while processing and hardware charges are listed separately.
Who it suits
It suits businesses of different sizes, including retail, freelancers, hospitality, health and beauty, phone orders and click-and-collect operations. It is also relevant to merchants wanting payment links or iPhone contactless acceptance.
Plans and prices
In-person card payments
£0/month POS app · no monthly fees · card reader sold separately
Read 4 Oct 2026 · mobilepayments.co.uk
Payment Links
£0 monthly fees · no contract · no separate software charge
Read 4 Oct 2026 · mobilepayments.co.uk
Card Reader
Compact reader · no monthly fees · transaction fee applies
Read 4 Oct 2026 · mobilepayments.co.uk
Card Reader Pro
Larger touchscreen terminal · transaction fee applies
Read 4 Oct 2026 · mobilepayments.co.uk
Smart Terminal
All-in-one terminal · transaction fee applies
Read 4 Oct 2026 · mobilepayments.co.uk
On the record
- Company
- MobilePayments is operated by MOBILE PAY LTD, registered in England and Wales under company number 15999241, with a registered office in Grimsby, England.mobilepayments.co.uk · read 4 Oct 2026
- Eligibility
- Applications are subject to identity verification and eligibility checks, and additional documents may be required.mobilepayments.co.uk · read 4 Oct 2026
- Intended users
- The site describes the service for businesses of all sizes and lists use cases including retail, freelancers, phone orders, hospitality, health and beauty, and click-and-collect.mobilepayments.co.uk · read 4 Oct 2026
- Link options
- Payment Links support fixed or customer-entered amounts, VAT treatment and reusable links.mobilepayments.co.uk · read 4 Oct 2026
- Payment methods
- Merchants can accept card, contactless or cash through a connected checkout, including Tap to Pay on iPhone and a card reader.mobilepayments.co.uk · read 4 Oct 2026
- POS
- The app includes a point-of-sale system with product library, discounts, split bills, tables, bookings, stock and team permissions.mobilepayments.co.uk · read 4 Oct 2026
- Privacy
- The privacy policy describes encryption during transmission, access controls and regular security audits as data-protection measures.mobilepayments.co.uk · read 4 Oct 2026
- Processing
- Payment processing for approved merchant accounts is provided by Stripe under its applicable terms.mobilepayments.co.uk · read 4 Oct 2026
- Product
- MobilePayments provides tools for taking payments and managing sales, products and reporting.mobilepayments.co.uk · read 4 Oct 2026
- Reader security
- The Card Machines page says all readers feature end-to-end or point-to-point encryption and are EMV certified.mobilepayments.co.uk · read 4 Oct 2026
- Remote payments
- Payment Links can be shared by text, Instagram, WhatsApp or email, and customers can also scan a QR code.mobilepayments.co.uk · read 4 Oct 2026
- Reporting
- Its reporting shows live sales, VAT, fees and tips, and the site describes AI features for asking questions about sales and stock and creating reports.mobilepayments.co.uk · read 4 Oct 2026
- Support
- Support is listed as available Monday to Friday, 8am–6pm, by phone, WhatsApp, live chat and email.mobilepayments.co.uk · read 4 Oct 2026
- Tap to Pay
- Tap to Pay on iPhone accepts contactless debit and credit cards, Apple Pay and other digital wallets on a compatible iPhone without extra payment hardware.mobilepayments.co.uk · read 4 Oct 2026
