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NAB Easy Tap
What it is
NAB Easy Tap turns an NFC-enabled Android device into a terminal for taking contactless payments away from a fixed checkout. It requires Android 14 or later and an internet connection, and does not require a separate reader. Listed payment methods include Visa, Mastercard, eftpos, Apple Pay, Google Wallet and Samsung Pay; eligible Visa, Mastercard and eftpos transactions carry a 1.30% per-tap rate. The pay-as-you-go plan is free, with a fee charged only when a payment is taken and no setup or terminal hardware fees. Users can review transactions, daily totals and sales reports covering daily, weekly and quarterly periods. Transactions sent to a NAB Business Everyday Account before 9:30pm AEST/AEDT receive same-day settlement, seven days a week. NAB says payments are processed by the bank with security designed for mobile payments. The app does not connect to existing accounting software. Applicants need an active ABN and an eligible business or organization role, and must meet NAB’s merchant-facility history condition.
For and against
For
- No separate payment reader is required.
- Accepts listed card and mobile wallet methods.
- Includes transaction, total and sales reports.
- Same-day settlement is available under stated conditions.
Against
- Requires Android 14 or later and internet.
- Offline payments are not supported.
- Does not integrate with existing accounting software.
- Applicants must meet eligibility requirements.
The verdict
NAB Easy Tap combines phone-based contactless acceptance with sales reporting and conditional same-day settlement. Check the device, connectivity and application requirements, and note that accounting software integration is not available.
Who it suits
It suits Australian businesses and eligible organizations that want to take contactless payments using an Android phone rather than a separate reader. Applicants need an active ABN and must meet NAB’s role and merchant-history requirements.
Plans and prices
NAB Easy Tap
No setup fee · No terminal hardware fees · Eligible Visa, Mastercard and eftpos transactions
Read 8 Oct 2026 · nab.com.au
On the record
- Accepted cards
- The 1.30% per tap rate applies to eligible Visa, Mastercard and eftpos transactions.nab.com.au · read 8 Oct 2026
- Accounting integrations
- NAB says Easy Tap does not integrate with existing accounting software.nab.com.au · read 8 Oct 2026
- Application support
- NAB says it will call after an enquiry within one business day, and applicants can also call 1300 338 767.nab.com.au · read 8 Oct 2026
- Developer
- NAB's Merchant Support Centre identifies Quest Payment Systems as the developer of the Easy Tap app.nab.com.au · read 8 Oct 2026
- Device requirements
- The app requires an NFC-enabled Android device running Android 14 or later and an internet connection.nab.com.au · read 8 Oct 2026
- Maker history
- NAB says it became National Australia Bank when the National Bank of Australasia and the Commercial Banking Company of Sydney merged on 1 October 1981.nab.com.au · read 8 Oct 2026
- Product support
- NAB Easy Tap support is available seven days a week from 7am to 7pm AEST/AEDT at 1300 369 852.nab.com.au · read 8 Oct 2026
- Receipts and reports
- NAB says users can view transactions, daily totals, and daily, weekly and quarterly sales reports.nab.com.au · read 8 Oct 2026
- Security
- NAB says Easy Tap payments use security designed for mobile payments and are processed by NAB.nab.com.au · read 8 Oct 2026
- Settlement
- Transactions settled to a NAB Business Everyday Account before 9:30pm AEST/AEDT receive same-day settlement, seven days a week.nab.com.au · read 8 Oct 2026
- What it does
- NAB Easy Tap turns an Android device into a payment terminal for accepting contactless payments on the go.nab.com.au · read 8 Oct 2026
- Who can apply
- Applicants need an active ABN and must be a business owner, director of an Australian private company, or office holder for a not-for-profit or community organisation; they must not have had an Australian financial institution terminate a merchant facility in the previous 12 months.nab.com.au · read 8 Oct 2026
