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SwipeSimple
What it is
SwipeSimple provides payment acceptance tools for small businesses, including mobile, terminal, and computer-based processing. Its Android and iOS app accepts swiped, dipped, tapped, and keyed card payments, with an optional reader for physical cards. It can also take payments offline when cell reception is poor. The dashboard supports customer management, purchase history and sales trend views, and transaction report exports compatible with tools such as QuickBooks and Excel. Businesses can send invoices by email or text, share links, save drafts, and set automatic payment reminders. The App Marketplace lists QuickBooks Online Sync, Appointments, and Text Loyalty & Reviews. SwipeSimple says it does not offer public APIs or third-party integrations. The service is commonly sold with a merchant account and processing agreement supplied by a provider; merchants are directed to that provider for account support and billing or fee questions. Starter allows up to three users, while Standard and Premium allow unlimited users, and some features vary by plan. SwipeSimple says its systems and processes are designed to comply with PCI Data Security Standards and card data is encrypted from reader to backend server.
For and against
For
- Accepts card payments through mobile devices.
- Can take payments offline.
- Supports invoices and automatic payment reminders.
- Exports reports compatible with QuickBooks and Excel.
- Card data is encrypted from reader to backend server.
Against
- No public API or third-party integrations are offered.
- Starter allows up to three users.
- Account and billing support goes through the provider.
- Tap to Pay on iPhone requires iOS 17.4 or higher.
The verdict
SwipeSimple combines payment acceptance with customer, invoice, and reporting tools for small businesses. Merchants should check plan features and direct account or billing questions to their provider.
Who it suits
SwipeSimple suits small businesses taking payments on the go, in retail or food-and-beverage settings, or through a computer for B2B and back-office billing.
Plans and prices
SwipeSimple Connect Zero
Eligible businesses only · card-paying customers cover a 3.5% card fee
Read 15 Oct 2026 · home.swipesimple.com
SwipeSimple Connect card-present processing
Tap, dip, swipe, or contactless transactions · no setup, annual, batch, statement, or PCI fees
Read 15 Oct 2026 · home.swipesimple.com
SwipeSimple Connect card-not-present processing
Keyed cards, cards on file, invoices, payment links, and online purchases
Read 15 Oct 2026 · home.swipesimple.com
QuickBooks Online Sync
Active SwipeSimple and QuickBooks Online accounts required · manual sync · no historical syncing
Read 15 Oct 2026 · support.swipesimple.com
SwipeSimple Appointments
Additional users $14.95 per user/month · no refunds for unused subscription time
Read 15 Oct 2026 · support.swipesimple.com
Bluetooth card reader
Pairs with iPhone, iPad, or Android phone/tablet
Read 15 Oct 2026 · home.swipesimple.com
Text Loyalty & Reviews Starter
Texting and reviews only
Read 15 Oct 2026 · support.swipesimple.com
Text Loyalty & Reviews Standard
Text marketing, loyalty, and review tools
Read 15 Oct 2026 · support.swipesimple.com
Smart terminal
All-in-one payment device with receipt printing
Read 15 Oct 2026 · home.swipesimple.com
On the record
- API and extensibility
- SwipeSimple describes itself as a closed platform with no public API or third-party integration framework.support.swipesimple.com · read 15 Oct 2026
- Apple system requirement
- The App Store listing requires iOS 17.4 or later for iPhone and iPad.apps.apple.com · read 15 Oct 2026
- App Marketplace
- The marketplace offers QuickBooks Online Sync, Appointments, and Text Loyalty & Reviews.support.swipesimple.com · read 15 Oct 2026
- Card-data protection
- Card data is encrypted from reader to processor with TDES and DUKPT, while decryption infrastructure is separated from core services.support.swipesimple.com · read 15 Oct 2026
- Company founding
- SwipeSimple says it began as CardFlight in 2013.home.swipesimple.com · read 15 Oct 2026
- Company headquarters and size
- LinkedIn lists New York, NY headquarters, 51–200 employees, private ownership, and a 2013 founding year.linkedin.com · read 15 Oct 2026
- Company legal name
- The company changed its legal and operating name from CardFlight, Inc. to SwipeSimple, Inc. on October 6, 2026.home.swipesimple.com · read 15 Oct 2026
- Company scale
- SwipeSimple says more than 125,000 small businesses use the platform and more than 200 partners sell it.home.swipesimple.com · read 15 Oct 2026
- Dashboard
- The dashboard lets businesses manage customers, view purchase histories and sales trends, and export transaction reports compatible with tools such as QuickBooks and Excel.home.swipesimple.com · read 2 Oct 2026
- Documentation and support
- The support center provides knowledge-base articles, FAQs, setup guides, videos, email/help-desk support, and phone support.getapp.com · read 15 Oct 2026
- In-person payments
- Merchants can take payments with mobile readers, Tap to Pay on iPhone, SwipeSimple Terminal, and Register hardware.getapp.com · read 15 Oct 2026
- Integrations
- The App Marketplace includes QuickBooks Online Sync, Appointments, and Text Loyalty & Reviews.home.swipesimple.com · read 2 Oct 2026
- Inventory and POS
- Standard and Premium add item catalogs, inventory tracking, modifiers, item-level taxes, cash drawer support, and receipt printers.support.swipesimple.com · read 15 Oct 2026
- Invoices
- Invoices can be created in the app or dashboard and delivered by email or text message.getapp.com · read 15 Oct 2026
- License
- SwipeSimple is proprietary commercial software; its terms grant access to object-code software and documentation rather than open-source rights.home.swipesimple.com · read 15 Oct 2026
- Limit: Capterra workflow
- A Capterra reviewer wanted paid invoices combined with the transactions area for easier reconciliation.capterra.com · read 15 Oct 2026
- Limit: G2 hardware cost
- A G2 reviewer complained that replacement card readers must be purchased separately despite processing fees.g2.com · read 15 Oct 2026
- Limit: Google Play reliability
- Google Play reviewers report voided approved transactions, scattered deposits, weak support experiences, and missing split-payment support.play.google.com · read 15 Oct 2026
