Paymi
What it is
Paymi is an iOS app that lets eligible businesses accept card payments using Tap to Pay on iPhone. The maker says merchants can take payments with an iPhone without a separate terminal or other hardware. Customers can pay with major debit and credit cards, Apple Pay or Google Pay. The app supports bill splitting, tips, automatic discounts and taxes, payment links, and real-time transaction views. Paymi uses Stripe Connect Standard accounts; Stripe manages processing, payouts, disputes and chargebacks. Paymi says it does not collect or store card or banking information. Its terms list supported markets in the United States, Canada, Australia, New Zealand, the United Kingdom and 16 European countries. Tap to Pay requires a supported payment app and the latest iOS, and may have transaction limits or be unavailable in some markets. The Free plan has no subscription and charges a 1.2% Paymi application fee per transaction, plus Stripe fees. Pro removes Paymi’s application fee, while Stripe fees still apply; Pro pricing varies by App Store storefront.
For and against
For
- Accepts card payments without extra terminals.
- Supports Apple Pay and Google Pay.
- Includes payment links and bill splitting.
- Transactions are viewable in real time.
Against
- Available only on iOS.
- Free plan charges 1.2% per transaction plus Stripe fees.
- Tap to Pay may have market or transaction limits.
The verdict
Paymi combines iPhone-based payment acceptance with tools for tips, discounts and payment links. Check supported-market and device requirements, and account for Stripe fees and any Paymi application fee.
Who it suits
Paymi is for businesses, sole traders and other entities legally able to accept payments in its supported markets. It suits eligible merchants who want to use an iPhone rather than a separate payment terminal.
Plans and prices
Free
No subscription · 1.2% Paymi application fee per transaction, plus Stripe fees
Read 8 Oct 2026 · paymi.app
Paymi Pro (monthly)
0% Paymi application fees on transactions · Stripe fees still apply
Read 8 Oct 2026 · paymi.app
Paymi Pro (yearly)
0% Paymi application fees on transactions · Stripe fees still apply
Read 8 Oct 2026 · paymi.app
On the record
- Device requirement
- The homepage says Tap to Pay on iPhone requires a supported payment app and the latest iOS, and may have transaction limits or unavailable markets.paymi.app · read 8 Oct 2026
- No extra hardware
- The maker says merchants can accept payments with an iPhone without extra terminals or hardware.paymi.app · read 8 Oct 2026
- Payment options
- The homepage says Paymi supports splitting bills and tips, automatic discounts and taxes, and payment links.paymi.app · read 8 Oct 2026
- Privacy
- Paymi says it does not sell or rent personal data and collects aggregated or anonymized analytics and technical diagnostic data.paymi.app · read 8 Oct 2026
- Processing provider
- Paymi uses Stripe Connect Standard accounts, and Stripe manages payment processing, payouts, disputes, and chargebacks.paymi.app · read 8 Oct 2026
- Purpose
- Paymi is a mobile app that lets eligible users accept card payments using Tap to Pay on iPhone.paymi.app · read 8 Oct 2026
- Security and payment data
- Paymi says sensitive payment information is processed by Stripe and Paymi does not collect or store card or banking information.paymi.app · read 8 Oct 2026
- Security limits
- Paymi says it takes reasonable measures to protect the limited information it collects but cannot guarantee absolute security.paymi.app · read 8 Oct 2026
- Support
- Users can contact Paymi at [email protected] for help.paymi.app · read 8 Oct 2026
- Supported markets
- The terms list the United States, Canada, Australia, New Zealand, the United Kingdom, and 16 European countries as supported markets.paymi.app · read 8 Oct 2026
- Target users
- The terms say Paymi is for businesses, sole traders, or other entities legally able to accept payments in supported countries.paymi.app · read 8 Oct 2026
- Transaction view
- The homepage says users can see transactions in real time.paymi.app · read 8 Oct 2026
