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Ranked on the record · 36 apps

Best Budgeting Software 2026

Planning budgets involves tracking performance against plans while considering future scenarios and approval processes. Compared on actual-versus-budget tracking, rolling forecasts, and scenario planning, these options also vary by accounting integrations, deployment, and multi-entity budgeting. Free-plan availability and paid-from pricing provide additional cost details to weigh against your needs. Workday Adaptive Planning, YNAB, and OnePlan are among the named tools. Consider how your organization handles budget reviews and planning across entities, then compare the listed capabilities with those requirements.

01

OnePlan

by OnePlan

OnePlan suits organizations coordinating portfolios, budgets, resources, and work across agile, waterfall, or hybrid methods.

Free trial From $120 a year AndroidiPhone & iPadWeb
02

YNAB

YNAB may suit people who want to assign jobs to their money, track goals and net worth, and plan debt payments.

AndroidiPhone & iPadWeb+1
Record5.5 Visit
03

Buckets

Buckets suits individuals or households who want budgeting and bill tracking across desktop and mobile devices.

AndroidiPhone & iPadWindows+2
Record5.1 Visit
04

Workday Adaptive Planning

Workday describes Adaptive Planning for decision-makers across an organization and says organizations of all sizes can use it.

AndroidiPhone & iPadWeb+3
Record5.1 Visit
05

IBM Planning Analytics

IBM Planning Analytics uses IBM TM1 as the engine behind its paid planning and analytics service.

iPhone & iPadWebWindows+4
Record5.0 Visit
6 AndroidiPhone & iPadWeb+4 — Record4.8 Visit
7
CalendarBudget

CalendarBudget suits people who want to plan cash flow well ahead and view balances against a budget.

AndroidiPhone & iPadWeb $11.99 a month Record4.7 Visit
8 WindowsMac €150 one-time Record4.6 Visit
9 WindowsMacLinux $29.99 one-time Record4.5 Visit
10
Bajet

Bajet Home Horizon may suit people in Malaysia who want to explore savings timelines or compare first-home purchase timing.

Web Free plan Record4.3 Visit
11
Anaplan

Anaplan is presented for organizations coordinating plans across functions such as finance, sales, supply chain, HR, and retail.

AndroidiPhone & iPadWeb+1 — Record4.2 Visit
12
Pigment

It suits finance, sales, and HR teams planning and adapting across business functions.

WebAPI — Record4.2 Visit
13
Lucanet

It suits finance teams managing budgets, forecasts, consolidation, and reporting across multiple entities.

WebWindowsLinux+2 — Record4.0 Visit
14
Vena

Vena may suit organizations looking for budgeting, forecasting, and financial planning tools on web or Windows.

WebWindowsMac+2 — Record4.0 Visit
15
Budgyt

Budgyt suits finance teams coordinating budgets with department heads, program leads, and other contributors.

WebAPI $399 a month, billed yearly Record3.9 Visit
16
Abacum

It is aimed at high-growth companies, scaling enterprises, and finance teams needing connected planning, reporting, and consolidation.

WebAPI — Record3.7 Visit
17
CCH Tagetik

It is aimed at enterprise finance teams, particularly the Office of the CFO, that need planning, close, consolidation, and reporting capabilities.

WebSelf-hosted — Record3.7 Visit
18
ClearGov Budget Cycle

ClearGov Budget Cycle is aimed at public-sector agencies such as local governments and school districts managing operating, capital, and personnel budgets.

Web — Record3.7 Visit
19 WebAPI — Record3.7 Visit
20
Euna Budget

Euna Budget is intended for public organizations, educational institutions, and nonprofits managing budgets across departments or entities.

Web — Record3.7 Visit
21 Web — Record3.7 Visit
22
OpenGov Budgeting & Performance

It suits public-sector organizations managing budgets, workforce plans, capital projects, and performance reporting.

WebAPI — Record3.7 Visit
23
Planful

Planful may suit finance teams coordinating financial, workforce, and operational plans or managing forecasting, consolidation, and reporting.

WebAPI — Record3.7 Visit
24
Prophix One

Prophix One suits finance teams and leaders that need planning, forecasting, consolidation, and reporting capabilities.

WebAPI — Record3.7 Visit
25
Questica Budget

Questica Budget suits public sector organizations, including towns, cities, counties, states, educational institutions, and nonprofits.

WebAPI — Record3.7 Visit