OnePlan
by OnePlanOnePlan suits organizations coordinating portfolios, budgets, resources, and work across agile, waterfall, or hybrid methods.
Free trial From $120 a year AndroidiPhone & iPadWeb
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Best Budgeting Software 2026
Facts read 27 Sep 2026 – 14 Nov 2026
Planning budgets involves tracking performance against plans while considering future scenarios and approval processes. Compared on actual-versus-budget tracking, rolling forecasts, and scenario planning, these options also vary by accounting integrations, deployment, and multi-entity budgeting. Free-plan availability and paid-from pricing provide additional cost details to weigh against your needs. Workday Adaptive Planning, YNAB, and OnePlan are among the named tools. Consider how your organization handles budget reviews and planning across entities, then compare the listed capabilities with those requirements.
The standings: top 10
| Name | In a line | Record score | Price from | Try it free | Runs on | Facts read |
|---|---|---|---|---|---|---|
| 01 OnePlan | OnePlan suits organizations coordinating portfolios, budgets, resources, and work across agile, waterfall, or hybrid methods. | 5.3 | $120 a year | Free trial | Android, iPhone & iPad, Web | 28 Sep 2026 |
| 02 YNAB | YNAB may suit people who want to assign jobs to their money, track goals and net worth, and plan debt payments. | 5.3 | $109 a year | Free trial | Android, iPhone & iPad, Web, API | 28 Sep 2026 |
| 03 Buckets | Buckets suits individuals or households who want budgeting and bill tracking across desktop and mobile devices. | 5.0 | $64 one-time | Free trial | Android, iPhone & iPad, Windows, Mac | 28 Sep 2026 |
| 04 Workday Adaptive Planning | Workday describes Adaptive Planning for decision-makers across an organization and says organizations of all sizes can use it. | 5.0 | — | Free trial | Android, iPhone & iPad, Web, Windows | 3 Oct 2026 |
| 05 IBM Planning Analytics | IBM Planning Analytics uses IBM TM1 as the engine behind its paid planning and analytics service. | 4.9 | — | Free trial | iPhone & iPad, Web, Windows, Linux | 28 Sep 2026 |
| 06 SAP Extended Enterprise Content Management by OpenText | 4.7 | — | — | Android, iPhone & iPad, Web, Windows | 11 Oct 2026 | |
| 07 CalendarBudget | CalendarBudget suits people who want to plan cash flow well ahead and view balances against a budget. | 4.6 | $11.99 a month | Free trial | Android, iPhone & iPad, Web | 27 Sep 2026 |
| 08 BudgetOnline | 4.5 | €150 one-time | — | Windows, Mac | 8 Oct 2026 | |
| 09 True North Budgeting | 4.4 | $29.99 one-time | — | Windows, Mac, Linux | 28 Sep 2026 | |
| 10 Bajet | Bajet Home Horizon may suit people in Malaysia who want to explore savings timelines or compare first-home purchase timing. | 4.3 | Free plan | Free plan | Web | 9 Oct 2026 |
02
YNAB
YNAB may suit people who want to assign jobs to their money, track goals and net worth, and plan debt payments.
AndroidiPhone & iPadWeb+1 Record5.3 Visit
03
Buckets
Buckets suits individuals or households who want budgeting and bill tracking across desktop and mobile devices.
AndroidiPhone & iPadWindows+2 Record5.0 Visit
04
Workday Adaptive Planning
Workday describes Adaptive Planning for decision-makers across an organization and says organizations of all sizes can use it.
AndroidiPhone & iPadWeb+3 Record5.0 Visit
05
IBM Planning Analytics
IBM Planning Analytics uses IBM TM1 as the engine behind its paid planning and analytics service.
iPhone & iPadWebWindows+4 Record4.9 Visit
7
CalendarBudget
AndroidiPhone & iPadWeb $11.99 a month Record4.6 Visit CalendarBudget suits people who want to plan cash flow well ahead and view balances against a budget.
10
Bajet
Web Free plan Record4.3 Visit Bajet Home Horizon may suit people in Malaysia who want to explore savings timelines or compare first-home purchase timing.
11
Anaplan
AndroidiPhone & iPadWeb+1 — Record4.2 Visit Anaplan is presented for organizations coordinating plans across functions such as finance, sales, supply chain, HR, and retail.
12
Pigment
WebAPI — Record4.1 Visit It suits finance, sales, and HR teams planning and adapting across business functions.
13
Lucanet
WebWindowsLinux+2 — Record4.0 Visit It suits finance teams managing budgets, forecasts, consolidation, and reporting across multiple entities.
14
Vena
WebWindowsMac+2 — Record4.0 Visit Vena may suit organizations looking for budgeting, forecasting, and financial planning tools on web or Windows.
15
Budgyt
WebAPI $399 a month, billed yearly Record3.8 Visit Budgyt suits finance teams coordinating budgets with department heads, program leads, and other contributors.
16
CCH Tagetik
WebSelf-hosted — Record3.7 Visit It is aimed at enterprise finance teams, particularly the Office of the CFO, that need planning, close, consolidation, and reporting capabilities.
17
Abacum
WebAPI — Record3.6 Visit It is aimed at high-growth companies, scaling enterprises, and finance teams needing connected planning, reporting, and consolidation.
18
ClearGov Budget Cycle
Web — Record3.6 Visit ClearGov Budget Cycle is aimed at public-sector agencies such as local governments and school districts managing operating, capital, and personnel budgets.
20
Euna Budget
Web — Record3.6 Visit Euna Budget is intended for public organizations, educational institutions, and nonprofits managing budgets across departments or entities.
22
OpenGov Budgeting & Performance
WebAPI — Record3.6 Visit It suits public-sector organizations managing budgets, workforce plans, capital projects, and performance reporting.
23
Planful
WebAPI — Record3.6 Visit Planful may suit finance teams coordinating financial, workforce, and operational plans or managing forecasting, consolidation, and reporting.
24
Prophix One
WebAPI — Record3.6 Visit Prophix One suits finance teams and leaders that need planning, forecasting, consolidation, and reporting capabilities.
25
Questica Budget
WebAPI — Record3.6 Visit Questica Budget suits public sector organizations, including towns, cities, counties, states, educational institutions, and nonprofits.
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