Bajet

Bajet Home Horizon is a Malaysian financial planning tool for exploring how financial changes can add up over time. It uses take-home income, monthly commitments, and savings goals to show the projected month when a goal may be reached. The site says it does not require daily logging or category sorting, making it a planning tool rather than a daily tracking routine. Its Malaysian context includes RM, EPF, and local property prices. A home buying simulator compares buying a first home now with waiting, using savings growth, mortgage calculations, and local home prices. Bajet says users do not need accounts, data stays in the browser rather than cloud storage, and there is no upsell. The tool is described as free and open source, and its listed Home Horizon plan is free. It is available on the web.

Bajet Home Horizon focuses on forward-looking savings and home-buying scenarios in a Malaysian context. It is free to use on the web and does not require an account.

Bajet Home Horizon may suit people in Malaysia who want to explore savings timelines or compare first-home purchase timing. It is designed for planning with income, commitments, and savings goals rather than daily expense logging.