Boldin suits individuals planning household finances, including people who want to compare scenarios or project income, savings, withdrawals, and taxes.
Free plan Free trial From $168 a year AndroidiPhone & iPadWebAPI
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Best Retirement Planning Software 2026
Planning for retirement often means thinking through future income, savings, and withdrawals under different assumptions. Compared on income projection, savings growth projection, and withdrawal planning, Boldin, ProjectionLab, and MaxiFi offer starting points for evaluating the listed planning dimensions. Scenario analysis can help you compare possible paths, while Social Security and tax modeling address other parts of the picture. Account synchronization is another feature to weigh if linking financial information matters to your approach. Retirement Budget Calculator, Fidelity Planning & Guidance Center, and Flexible Retirement Planner are also included. Check free-plan availability and paid-from pricing alongside the features, then focus on the projections and planning questions most relevant to you.
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ProjectionLab
Basic and Premium are for personal financial planning, while Pro is described for financial advisors and coaches.
AndroidiPhone & iPadWeb+2 Record6.0 Visit
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MaxiFi
MaxiFi is for people evaluating financial decisions across career, housing, and retirement stages.
AndroidiPhone & iPadWeb+3 Record5.5 Visit
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Flexible Retirement Planner
It suits individuals exploring retirement scenarios and educators or trainers using it for educational purposes.
WebWindowsMac+1 Record5.3 Visit
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Retireator
Retireator suits people who want to model short- or medium-term retirement drawdown scenarios in an Excel-based simulator.
WebWindows Record5.2 Visit
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Retirement Budget Calculator
Web $95 a year Record5.2 Visit RBC is described as a retirement planning tool for people age 55 and older, but new users cannot currently sign up.
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RetireePlan
WebWindowsMac+3 Free plan Record4.9 Visit RetireePlan is intended for individual investors in Canada who want to model retirement finances and tax scenarios.
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driftcurve
WebAPISelf-hosted Free plan Record4.8 Visit It suits households exploring retirement or financial-independence scenarios who want to model multiple people, assets, debts, and spending choices.
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Scenarios
Web £72 a year Record4.7 Visit Scenarios suits people planning retirement who want to compare assumptions, withdrawals, taxes and other long-term financial outcomes.
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FIRECalc
Web Free plan Record4.5 Visit FIRECalc suits people evaluating early retirement and whether their resources could sustain planned spending.
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RetireSecure
Web Free plan Record4.5 Visit RetireSecure is designed primarily for UK investors comparing retirement income and withdrawal plans.
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SquirrelPlan
WebSelf-hosted Free plan Record4.5 Visit SquirrelPlan suits people who want to model savings, income, and retirement assumptions in a browser without a backend server component.
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FI Calc
Web Free plan Record4.4 Visit FI Calc suits people who want to compare retirement plans and withdrawal strategies using historical data.
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Fidelity Planning & Guidance Center
Web Free plan Record4.4 Visit It suits people reviewing retirement readiness and modeling financial goals under primarily U.S.
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MoneyHelper Retirement Budget Planner
Web Free plan Record4.2 Visit It suits people who want a free browser-based way to outline retirement spending and required income.
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Moneysmart Retirement Planner
Web Free plan Record4.2 Visit The planner suits Australians at any stage who want to explore retirement scenarios and download projected results.
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RetireGolden
Web Free plan Record4.1 Visit It suits people comparing retirement choices involving savings, withdrawals, taxes, Social Security, and spending.
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