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On the recordRead 8 Oct 202615 facts
Income Lab
Plans and prices
Support Staff Seat
$80a month, billed yearly
Per seat · add team members to either plan
Read 8 Oct 2026 · incomelaboratory.com
Core
$199a month, billed yearly
Retirement income planning · tax planning · Social Security optimizer · scenario analysis
Read 8 Oct 2026 · incomelaboratory.com
Pro
$299a month, billed yearly
Everything in Core · Penny AI paraplanner · tax and estate analysis · practice intelligence
Read 8 Oct 2026 · incomelaboratory.com
On the record
- AI features
- Pro includes Penny, which can build plans from meeting notes, answer questions about a client plan, and identify opportunities across a client base.incomelaboratory.com · read 8 Oct 2026
- AI privacy
- Income Lab says it does not train large language models on client data and limits AI tools to information the signed-in user is permitted to view.incomelaboratory.com · read 8 Oct 2026
- AI verification
- Pro includes a Verify button to audit AI responses.incomelaboratory.com · read 8 Oct 2026
- Company identity
- The website identifies the company as Income Laboratory, Inc.incomelaboratory.com · read 8 Oct 2026
- Data protection
- Stored customer information is encrypted using AES-256, and data transmitted between users’ computers and Income Lab’s servers is encrypted over HTTPS.incomelaboratory.com · read 8 Oct 2026
- Financial transactions
- The software cannot move money or make financial transactions, and account data viewed through integrations is read-only.incomelaboratory.com · read 8 Oct 2026
- Integrations
- The pricing page names Schwab, Fidelity, Orion, Black Diamond, Redtail, Wealthbox, and Salesforce integrations, and Yodlee account aggregation in Pro.incomelaboratory.com · read 8 Oct 2026
- Market stress tests
- Plans can be stress-tested against 130 years of market data.incomelaboratory.com · read 8 Oct 2026
- Purpose
- Income Lab provides retirement income planning software for financial advisors.incomelaboratory.com · read 8 Oct 2026
- Security certification
- Income Lab says it is SOC 2 compliant and makes its Type II report available on request.incomelaboratory.com · read 8 Oct 2026
- Social Security
- The Social Security optimizer compares more than 9,000 claiming strategies per household.incomelaboratory.com · read 8 Oct 2026
- Spending plans
- Its risk-based guardrails show clients how spending may adjust over time and alert advisors when a plan calls for a change.incomelaboratory.com · read 8 Oct 2026
- Support
- The company offers a help center, walkthrough bookings, and contact by phone or email.incomelaboratory.com · read 8 Oct 2026
- Trial
- The 14-day trial provides full Pro access, requires a credit card, and converts automatically to a paid Pro subscription unless canceled before it ends.incomelaboratory.com · read 8 Oct 2026
