Best Personal Finance Software in 2026
Updated
181ranked
14free plans on this page
€0.99/molowest paid tier
9 Oct 2026last checked
Recognised 40% · Phone app 26% · Documented 20% · Free plan 14% of the score
- 101 Dollarbird iPhone + Android RecognisedPhone appDocumentedFree plan 7.3 Budgeting tools: NoBill tracking: Yes
- 102 Firefly III No phone app RecognisedPhone appDocumentedFree plan 7.2Free Budgeting tools: YesBill tracking: YesNet-worth tracking: Yes
- 103 Hundo No phone app RecognisedPhone appDocumentedFree plan 7.2$3/mo Budgeting tools: YesBill tracking: YesNet-worth tracking: Yes
- 104 FinArt iPhone + Android RecognisedPhone appDocumentedFree plan 7.2 Budgeting tools: YesBill tracking: Yes
- 105 Alzex Finance iPhone + Android RecognisedPhone appDocumentedFree plan 7.2$4/mo Budgeting tools: YesBill tracking: Yes
- 106 Subscro iPhone only RecognisedPhone appDocumentedFree plan 7.2$4.99/mo Bill tracking: Yes
- 107 Unspent iPhone only RecognisedPhone appDocumentedFree plan 7.2$2.08/mo Budgeting tools: NoBill tracking: NoNet-worth tracking: No
- 108 Beyond Budget Android only RecognisedPhone appDocumentedFree plan 7.2Free Budgeting tools: YesBill tracking: YesNet-worth tracking: Yes
- 109 Splid iPhone + Android RecognisedPhone appDocumentedFree plan 7.2Free Budgeting tools: NoBill tracking: NoNet-worth tracking: No
- 110 Trout No phone app RecognisedPhone appDocumentedFree plan 7.1€4.92/mo Budgeting tools: YesNet-worth tracking: Yes
- 111 Finanzguru iPhone + Android RecognisedPhone appDocumentedFree plan 7.1€0.99/mo Budgeting tools: YesBill tracking: YesNet-worth tracking: Yes
- 112 Granite Finance iPhone + Android RecognisedPhone appDocumentedFree plan 7.1$4/mo Budgeting tools: YesBill tracking: Yes
- 113 HoneyMoney iPhone + Android RecognisedPhone appDocumentedFree plan 7.1 Budgeting tools: YesBill tracking: YesNet-worth tracking: Yes
- 114 Kittysplit iPhone + Android RecognisedPhone appDocumentedFree plan 7.1€3/mo
- 115 Pilot Wealth No phone app RecognisedPhone appDocumentedFree plan 7.0C$6.99/mo Budgeting tools: YesBill tracking: YesNet-worth tracking: Yes
- 116 Cashews iPhone + Android RecognisedPhone appDocumentedFree plan 7.0$5/mo Budgeting tools: YesBill tracking: Yes
- 117 Acorns iPhone + Android RecognisedPhone appDocumentedFree plan 7.0$4/mo Budgeting tools: YesBill tracking: NoNet-worth tracking: No
- 118 Splittable iPhone only RecognisedPhone appDocumentedFree plan 7.0Free
- 119 Neontra No phone app RecognisedPhone appDocumentedFree plan 6.9Free Budgeting tools: YesBill tracking: YesNet-worth tracking: Yes
- 120 Owdyn No phone app RecognisedPhone appDocumentedFree plan 6.9NZD 9.99/mo Budgeting tools: YesBill tracking: YesNet-worth tracking: Yes
- 121 Savern iPhone + Android RecognisedPhone appDocumentedFree plan 6.9 Budgeting tools: YesBill tracking: YesNet-worth tracking: Yes
- 122 BUDGT iPhone + Android RecognisedPhone appDocumentedFree plan 6.9 Budgeting tools: YesBill tracking: Yes
- 123 Raiz iPhone + Android RecognisedPhone appDocumentedFree plan 6.9A$2.50/mo
- 124 Fudget iPhone + Android RecognisedPhone appDocumentedFree plan 6.9 Budgeting tools: YesBill tracking: Yes
- 125 Funance No phone app RecognisedPhone appDocumentedFree plan 6.8A$9.90/mo Budgeting tools: YesBill tracking: YesNet-worth tracking: Yes
Compare all 25 in a table
| # | App | Score | Free plan | From | Free plan | Paid from | Budgeting tools | Bill tracking |
|---|---|---|---|---|---|---|---|---|
| 101 | Dollarbird | 7.3 | No | — | — | — | No | Yes |
| 102 | Firefly III | 7.2 | Free plan | Free | Yes | — | Yes | Yes |
| 103 | Hundo | 7.2 | Free plan | $3/mo | Yes | — | Yes | Yes |
| 104 | FinArt | 7.2 | No | — | No | — | Yes | Yes |
| 105 | Alzex Finance | 7.2 | No | $4/mo | No | $4/mo | Yes | Yes |
| 106 | Subscro | 7.2 | Free plan | $4.99/mo | Yes | — | — | Yes |
| 107 | Unspent | 7.2 | Free plan | $2.08/mo | Yes | $2.99/mo | No | No |
| 108 | Beyond Budget | 7.2 | Free plan | Free | Yes | — | Yes | Yes |
| 109 | Splid | 7.2 | Free plan | Free | Yes | — | No | No |
| 110 | Trout | 7.1 | Free plan | €4.92/mo | Yes | — | Yes | — |
| 111 | Finanzguru | 7.1 | Free plan | €0.99/mo | Yes | — | Yes | Yes |
| 112 | Granite Finance | 7.1 | No | $4/mo | No | $7.99/mo | Yes | Yes |
| 113 | HoneyMoney | 7.1 | No | — | No | — | Yes | Yes |
| 114 | Kittysplit | 7.1 | Free plan | €3/mo | Yes | — | — | — |
| 115 | Pilot Wealth | 7.0 | Free plan | C$6.99/mo | Yes | — | Yes | Yes |
| 116 | Cashews | 7.0 | No | $5/mo | No | $8.99/mo | Yes | Yes |
| 117 | Acorns | 7.0 | No | $4/mo | No | $4/mo | Yes | No |
| 118 | Splittable | 7.0 | Free plan | Free | Yes | — | — | — |
| 119 | Neontra | 6.9 | Free plan | Free | Yes | — | Yes | Yes |
| 120 | Owdyn | 6.9 | Free plan | NZD 9.99/mo | Yes | — | Yes | Yes |
| 121 | Savern | 6.9 | No | — | No | — | Yes | Yes |
| 122 | BUDGT | 6.9 | No | — | No | — | Yes | Yes |
| 123 | Raiz | 6.9 | No | A$2.50/mo | No | — | — | — |
| 124 | Fudget | 6.9 | No | — | Yes | $14.99/mo | Yes | Yes |
| 125 | Funance | 6.8 | Free plan | A$9.90/mo | Yes | — | Yes | Yes |
More in Finance & Accounting
All finance & accounting listsPersonal Tax Software 123Tax Compliance Software 109Accounts Payable Software 98Financial Planning & Analysis Software 89Invoicing software 85Scenario Planning Software 85Money Transfer Apps 82Portfolio Management Software 81Bookkeeping Software 76Payment Processing Software 71Bank Connectivity Software 70Fund Accounting Software 69