Best Personal Finance Software 2026

Splitwise suits people sharing household, family, friend, or trip costs who want to track balances and divide expenses in different ways.

Settle Up suits groups sharing expenses, including travelers, flatmates, couples, event organizers, and friends.

Chip may suit people who want savings goals, automatic saving, and savings or investment products in one mobile app.

Hurdlr is suited to self-employed people who want to track business finances, mileage, and taxes.