On the recordRead 11 Oct 202623 facts
M1
M1 · Chicago, Illinois, United States · founded 2015
Plans and prices
Platform Fee
$3a month
Access to the M1 platform · Waived with at least $10,000 in total M1 assets or an active M1 Personal Loan
Read 20 Sep 2026 · help.m1.com
IRA Fee
$3a month
Applies to clients with only an Individual Retirement Account open who do not me
Read 20 Sep 2026 · help.m1.com
M1 Advisor
Free
For M1 clients · non-discretionary advice; client approves actions
Read 11 Oct 2026 · m1.com
M1 platform
$3a month
Self-directed brokerage has no commission, trading or management fees · other fees may apply
Read 11 Oct 2026 · m1.com
On the record
- Accounts
- M1 offers taxable brokerage, retirement and custodial accounts.m1.com · read 11 Oct 2026
- Account sync
- bothhelp.m1.com · read 20 Sep 2026
- Advice
- M1 Advisor answers plain-language questions using a client's positions, balances and rates, and explains the data and logic behind recommendations.m1.com · read 11 Oct 2026
- AI data use
- M1 says client financial data is not used to train AI models, including third-party models, and advisory enrollment is opt-in.m1.com · read 11 Oct 2026
- Automation
- M1 schedules trades once or twice daily and supports fractional shares for allocating portfolios to target percentages.m1.com · read 11 Oct 2026
- Bill tracking
- Nohelp.m1.com · read 20 Sep 2026
- Budgeting tools
- Nohelp.m1.com · read 20 Sep 2026
- Company location
- M1 Finance LLC lists its address as 200 N LaSalle St., Ste. 810, Chicago, IL 60601.m1.com · read 11 Oct 2026
- External accounts
- Users can link outside accounts such as 401(k)s, mortgages and credit cards to their balance sheet for broader financial context.m1.com · read 11 Oct 2026
- Intended users
- M1 describes itself as designed for long-term investors who want an all-in-one finance platform and advice while retaining decision-making control.m1.com · read 11 Oct 2026
- Investing
- Users can build portfolios from stocks and ETFs as Pies, choosing holdings themselves or using M1 Advisor for guidance.m1.com · read 11 Oct 2026
- Mobile apps
- bothhelp.m1.com · read 20 Sep 2026
- Net-worth tracking
- Yeshelp.m1.com · read 20 Sep 2026
- Product
- M1 combines AI-powered fiduciary advice with investing, saving and borrowing in one platform.m1.com · read 11 Oct 2026
- Regulatory status
- M1 Advisory Services, LLC is an SEC-registered investment adviser, while M1 Finance LLC is a FINRA and SIPC member.m1.com · read 11 Oct 2026
- Report export
- Yeshelp.m1.com · read 20 Sep 2026
- Security and protection
- M1 Finance LLC is a SIPC member, securities in brokerage accounts are protected up to $500,000, and swept cash may qualify for FDIC insurance through partner banks.m1.com · read 11 Oct 2026
- Paid from
- 3help.m1.com · read 20 Sep 2026
